indentSelect indent level
Labels
cvmDRLPIN-4PIN-6SCA-PSD2no-cvmno-pin-onlineno-signatureon-devicepin-errorpin-onlinepin-try-exceedsignature
odaCDAKEY-1152bKEY-1408bKEY-1984bSDA
entryPAN-15chipcontactless-chipcontactless-swipefallbackno-chipno-swipeswipe
tasksMPOSPOSoffline-onlyonline-onlyonline-with-offline
trxsrefundsale
rcapprovedeclineofflineonlineswitch-interfaceterminate
testsGlobal Expresspay EMV Terminal End to End Test Plan v2.0
AXP_EP_001EMV Mode Offline Approval, Receipt Requested & Printed
infoTerminal approves a contactless transaction offline, and prints a receipt if prompted
amount6.01
cardXP Card_01
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Terminal displays APPROVED or similar message
u04Transaction is offline approved
u05CVM requested was None
u06Terminal prints receipt. OR Terminal is not capable of printing a receipt
t01Tag 82(AIP) Byte 1 bit 1 = 1 - CDA supported
t02Tag 82(AIP) Byte 2 bit 8 = 1 - EMV Mode supported
t03In GenAC1 Tag 95(TVR) Byte 1 bit 8 = 0 - ODA was performed
t04In GenAC1 Tag 95(TVR) Byte 1 bit 6 = 0 - Card data not missing
t05In GenAC1 Tag 95(TVR) Byte 1 bit 3 = 0 - CDA passed or not performed
t06In GenAC1 Tag 95(TVR) Byte 3 bit 8 = 0 - Cardholder verification successful or not performed
t07In GenAC1 Tag 95(TVR) Byte 4 bit 8 = 0 - Transaction does not exceed floor limit
t08In GenAC1 response, Tag 9F27(CID) = [40] - TC returned
AXP_EP_002EMV Mode Offline Approval, Performance Test
infoTerminal approves a contactless transaction offline, and completes the transaction in 500ms or less
amount6.02
cardXP Card_01
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Terminal displays APPROVED or similar message
u04Transaction was Offline Approved under 500ms
u05CVM requested was None
t01Tag 82(AIP) Byte 1 bit 1 = 1 - CDA supported
t02Tag 82(AIP) Byte 2 bit 8 = 1 - EMV Mode supported
t03In GenAC1 Tag 95(TVR) Byte 1 bit 8 = 0 - ODA was performed
t04In GenAC1 Tag 95(TVR) Byte 1 bit 6 = 0 - Card data not missing
t05In GenAC1 Tag 95(TVR) Byte 1 bit 3 = 0 - CDA passed or not performed
t06In GenAC1 Tag 95(TVR) Byte 3 bit 8 = 0 - Cardholder verification successful or not performed
t07In GenAC1 Tag 95(TVR) Byte 4 bit 8 = 0 - Transaction does not exceed floor limit
t08In GenAC1 response, Tag 9F27(CID) = [40] - TC returned
AXP_EP_003EMV Mode Approval, Contactless Floor Limit Exceeded, Signature Supported
infoTerminal approves a contactless transaction online, once the contactless floor limit has been exceeded
amount12.01
cardXP Card_01
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Transaction is online approved
u04CVM requested was Signature
t01Tag 82(AIP) Byte 1 bit 1 = 1 - CDA supported
t02Tag 82(AIP) Byte 2 bit 8 = 1 - EMV Mode supported
t03In GenAC1 Tag 95(TVR) Byte 1 bit 8 = 0 - ODA was performed
t04In GenAC1 Tag 95(TVR) Byte 1 bit 6 = 0 - Card data not missing
t05In GenAC1 Tag 95(TVR) Byte 1 bit 3 = 0 - CDA passed or not performed
t06In GenAC1 Tag 95(TVR) Byte 3 bit 8 = 0 - Cardholder verification successful or not performed
t07In GenAC1 Tag 95(TVR) Byte 4 bit 8 = 1 - Transaction exceeds floor limit
t08In GenAC1 response, Tag 9F27(CID) = [80] - ARQC returned
host
h01Authorization Request, ICC Data Present
h02Authorization Request, Track Format Validated
h03Authorization Request, Cryptogram validation EMV ARQC
h04Authorization Request, Service Code = 702
h05Authorization Request, POS DC correct
h06Authorization Response, Action Code = Accepted
AXP_EP_003_1EMV Mode Approval, Contactless Floor Limit Exceeded, Signature optional
infoTerminal approves a contactless transaction online, once the contactless floor limit has been exceeded
amount12.04
cardXP Card_01
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Transaction is online approved
u04No Signature panel present
t01Tag 82(AIP) Byte 1 bit 1 = 1 - CDA supported
t02Tag 82(AIP) Byte 2 bit 8 = 1 - EMV Mode supported
t03In GenAC1 Tag 95(TVR) Byte 1 bit 8 = 0 - ODA was performed
t04In GenAC1 Tag 95(TVR) Byte 1 bit 6 = 0 - Card data not missing
t05In GenAC1 Tag 95(TVR) Byte 1 bit 3 = 0 - CDA passed or not performed
t06In GenAC1 Tag 95(TVR) Byte 3 bit 8 = 0 - Cardholder verification successful or not performed
t07In GenAC1 Tag 95(TVR) Byte 4 bit 8 = 1 - Transaction exceeds floor limit
t08In GenAC1 response, Tag 9F27(CID) = [80] - ARQC returned
host
h01Authorization Request, ICC Data Present
h02Authorization Request, Track Format Validated
h03Authorization Request, Cryptogram validation EMV ARQC
h04Authorization Request, Service Code = 702
h05Authorization Request, POS DC correct
h06Authorization Response, Action Code = Accepted
AXP_EP_004Presentation of Multiple Cards
infoTerminal asks the user to Present one card only if multiple cards are presented
amount6.00
cardXP Card_01, XP Card_02
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays PLEASE PRESENT ONE CARD ONLY or similar message
AXP_EP_005Transaction at Contactless Transaction Limit, processes as Contactless Transaction
infoTransaction can be processed over the contactless interface when the transaction amount is equal to the contactless transaction limit
amount15.00
cardXP Card_01
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal used Contactless Interface
AXP_EP_006Contactless Transaction Limit Exceeded, Terminal Will Not Process transaction as Contactless
infoTransaction is over the Contactless Transaction Limit, the Contactless Interface is not activated
amount15.01
cardXP Card_01
trxsale
term
u01Terminal does not activate Contactless Interface
AXP_EP_007EMV Mode Offline Approval, Support for Mandatory 1984 CAPK and Language Preference
infoTerminal approves a contactless transaction offline. Support for language preferences is optional (French)
amount1.02
cardXP Card_02
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Terminal displays APPROVED or similar message
u04Transaction is offline approved
u05CVM requested was None
u06Terminal displays messages in French. - OR - Terminal does not support language preference
t01Tag 82(AIP) Byte 1 bit 1 = 1 - CDA supported
t02Tag 82(AIP) Byte 2 bit 8 = 1 - EMV Mode supported
t03In GenAC1 Tag 95(TVR) Byte 1 bit 8 = 0 - ODA was performed
t04In GenAC1 Tag 95(TVR) Byte 1 bit 6 = 0 - Card data not missing
t05In GenAC1 Tag 95(TVR) Byte 1 bit 3 = 0 - CDA passed or not performed
t06In GenAC1 Tag 95(TVR) Byte 3 bit 8 = 0 - Cardholder verification successful or not performed
t07In GenAC1 Tag 95(TVR) Byte 4 bit 8 = 0 - Transaction does not exceed floor limit
t08In GenAC1 response, Tag 9F27(CID) = [40] - TC returned
AXP_EP_008Magstripe Mode Online Approval
infoTerminal approves a Magstripe mode transaction online
amount2.00
cardXP Card_03
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Terminal displays APPROVED or similar message
u04Transaction is online approved
u05CVM requested was None
host
h01Authorization Request, Track Format Validated
h02Authorization Request, Cryptogram validation Magstripe ARQC
h03Authorization Request, Service Code = 702
h04Authorization Request, POS DC correct
h05Authorization Response, Action Code = Accepted
AXP_EP_010Magstripe Mode Online Decline
infoTerminal declines a Magstripe mode transaction online
amount5.02
cardXP Card_03
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Terminal displays DECLINED or similar message
u04Transaction is online declined
u05CVM requested was None
host
h01Authorization Request, Track Format Validated
h02Authorization Request, Cryptogram validation Magstripe ARQC
h03Authorization Request, Service Code = 702
h04Authorization Request, POS DC correct
h05Authorization Response, Action Code = Declined
AXP_EP_011Magstripe Mode Decline, Unable to go Online
infoIn the case of a terminal being unable to go online, the transaction will decline offline
amount3.01
cardXP Card_03
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Terminal displays DECLINED or similar message
u04Transaction is offline declined
u05CVM requested was None
AXP_EP_013Magstripe Mode Online Approval, Expresspay 1 Card, Compatibility Test
infoTerminal approves a Magstripe mode transaction online, when the card is configured as an Expresspay 1 card
amount2.01
cardXP Card_04
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Terminal displays APPROVED or similar message
u04Transaction is online approved
u05CVM requested was None
host
h01Authorization Request, Track Format Validated
h02Authorization Request, Cryptogram validation Magstripe ARQC
h03Authorization Request, Service Code = 101
h04Authorization Request, POS DC correct
h05Authorization Response, Action Code = Accepted
AXP_EP_014EMV Mode Online Approval, Offline Card Limits Exceeded
infoTerminal approves a contactless transaction after going online when a cards offline limits are exceeded
amount1.03
cardXP Card_06
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Terminal displays APPROVED or similar message
u04Transaction is online approved
u05CVM requested was None
t01Tag 82(AIP) Byte 1 bit 1 = 1 - CDA supported
t02Tag 82(AIP) Byte 2 bit 8 = 1 - EMV Mode supported
t03In GenAC1 Tag 95(TVR) Byte 1 bit 8 = 0 - ODA was performed
t04In GenAC1 Tag 95(TVR) Byte 1 bit 6 = 0 - Card data not missing
t05In GenAC1 Tag 95(TVR) Byte 1 bit 3 = 0 - CDA passed or not performed
t06In GenAC1 Tag 95(TVR) Byte 3 bit 8 = 0 - Cardholder verification successful or not performed
t07In GenAC1 response, Tag 9F27(CID) = [80] - ARQC returned
host
h01Authorization Request, ICC Data Present
h02Authorization Request, Track Format Validated
h03Authorization Request, Cryptogram validation EMV ARQC
h04Authorization Request, Service Code = 702
h05Authorization Request, POS DC correct
h06Authorization Response, Action Code = Accepted
AXP_EP_015EMV Mode Online Approval, 01 PAN Sequence Number
infoTerminal approves a contactless transaction after going online when a cards offline limits are exceeded
amount1.04
cardXP Card_08
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Terminal displays APPROVED or similar message
u04Transaction is online approved
u05CVM requested was None
t01Tag 82(AIP) Byte 1 bit 7 = 1 - SDA supported
t02Tag 82(AIP) Byte 2 bit 8 = 1 - EMV Mode supported
t03In GenAC1 Tag 95(TVR) Byte 1 bit 8 = 0 - ODA was performed
t04In GenAC1 Tag 95(TVR) Byte 1 bit 6 = 0 - Card data not missing
t05In GenAC1 Tag 95(TVR) Byte 1 bit 7 = 0 - SDA passed or not performed
t06In GenAC1 Tag 95(TVR) Byte 3 bit 8 = 0 - Cardholder verification successful or not performed
t07In GenAC1 response, Tag 9F27(CID) = [80] - ARQC returned
host
h01Authorization Request, ICC Data Present
h02Authorization Request, Track Format Validated
h03Authorization Request, Cryptogram validation EMV ARQC
h04Authorization Request, Service Code = 702
h05Authorization Request, POS DC correct
h06Authorization Response, Action Code = Accepted
AXP_EP_016EMV Mode Decline, CDA failure (After Gen AC)
infoTerminal declines when CDA fails when key recovery is after Gen AC
amount3.00
cardXP Card_09
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Terminal displays DECLINED or similar message
t01Tag 82(AIP) Byte 1 bit 1 = 1 - CDA supported
t02Tag 82(AIP) Byte 2 bit 8 = 1 - EMV Mode supported
t03In GenAC1 command, P1 = [90] or [50] - ARQC or TC with CDA requested
t04In GenAC1 Tag 95(TVR) Byte 1 bit 6 = 0 - Card data not missing
t05In GenAC1 Tag 95(TVR) Byte 3 bit 8 = 0 - Cardholder verification successful or not performed
AXP_EP_016_1EMV Mode Decline, CDA failure (Before Gen AC)
infoTerminal declines when CDA fails when key recovery is before Gen AC
amount3.00
cardXP Card_09
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Terminal displays DECLINED or similar message
t01Tag 82(AIP) Byte 1 bit 1 = 1 - CDA supported
t02Tag 82(AIP) Byte 2 bit 8 = 1 - EMV Mode supported
t03In GenAC1 command, P1 = [90] or [50] - ARQC or TC with CDA requested
t04In GenAC1 Tag 95(TVR) Byte 1 bit 6 = 0 - Card data not missing
t05In GenAC1 Tag 95(TVR) Byte 3 bit 8 = 0 - Cardholder verification successful or not performed
host
h01Authorization Request, ICC Data Present
h02Authorization Request, Track Format Validated
h03Authorization Request, Cryptogram validation EMV ARQC
h04Authorization Request, Service Code = 702
h05Authorization Request, POS DC correct
h06Authorization Response, Action Code = Declined
AXP_EP_017EMV Mode Online Approval, Transaction Amount Exceeds Floor Limit, Online PIN Requested
infoTerminal approves a contactless transaction online using online PIN where supported
amount12.02
cardXP Card_10
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Terminal displays ENTER PIN or similar message
u04Terminal displays APPROVED or similar message
u05Transaction is online approved
u06CVM requested was Online PIN
t01Tag 82(AIP) Byte 1 bit 1 = 1 - CDA supported
t02Tag 82(AIP) Byte 2 bit 8 = 1 - EMV Mode supported
t03In GenAC1 Tag 95(TVR) Byte 1 bit 8 = 0 - ODA was performed
t04In GenAC1 Tag 95(TVR) Byte 1 bit 6 = 0 - Card data not missing
t05In GenAC1 Tag 95(TVR) Byte 1 bit 3 = 0 - CDA passed or not performed
t06In GenAC1 Tag 95(TVR) Byte 3 bit 8 = 0 - Cardholder verification successful or not performed
t07In GenAC1 Tag 95(TVR) Byte 4 bit 8 = 1 - Transaction exceeds floor limit
t08In GenAC1 Tag 95(TVR) Byte 3 bit 3 = 1 - Online PIN entered
t09In GenAC1 response, Tag 9F27(CID) = [80] - ARQC returned
host
h01Authorization Request, ICC Data Present
h02Authorization Request, Track Format Validated
h03Authorization Request, Cryptogram validation EMV ARQC
h04Authorization Request, Service Code = 702
h05Authorization Request, POS DC correct
h06Authorization Request, PIN Block is encrypted (using Format 0). PIN value is correct
h07Authorization Response, Action Code = Accepted
AXP_EP_018EMV Mode Mobile Application Online Approval, Mobile CVM successfully performed
infoA test card is loaded with a mobile payment application. The transaction amount exceeds the terminals CVM required and contactless floor limits. The application simulates a transaction where a cardholder has successfully performed mobile CVM (Passcode). The terminal sends the transaction online for authorization and processes the approval response from the issuer
amount12.03
cardXP Mobile_01
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Terminal displays APPROVED or similar message
u04Transaction is online approved
u05CVM requested was None
t01Tag 82(AIP) Byte 1 bit 1 = 1 - CDA supported
t02Tag 82(AIP) Byte 1 bit 3 = 0 - Issuer Authentication is NOT supported
t03Tag 82(AIP) Byte 2 bit 8 = 1 - EMV Mode supported
t04Tag 82(AIP) Byte 2 bit 7 = 1 - Expresspay Mobile supported
t05In GenAC1 Tag 95(TVR) Byte 1 bit 8 = 0 - ODA was performed
t06In GenAC1 Tag 95(TVR) Byte 1 bit 6 = 0 - Card data not missing
t07In GenAC1 Tag 95(TVR) Byte 1 bit 3 = 0 - CDA passed or not performed
t08In GenAC1 Tag 95(TVR) Byte 3 bit 8 = 0 - Cardholder verification successful or not performed
t09In GenAC1 Tag 95(TVR) Byte 3 bit 6 = 0 - Passcode Try Limit NOT Exceeded
t10In GenAC1 Tag 95(TVR) Byte 3 bit 3 = 0 - Online PIN not entered
t11In GenAC1 Tag 95(TVR) Byte 4 bit 8 = 1 - Transaction exceeds floor limit
t12In GenAC1 CVR Byte 2 bit 3 = 1 - Mobile CVM verification Performed
t13In GenAC1 CVR Byte 2 bit 2 = 0 - Mobile CVM verification successful
t14In GenAC1 response, Tag 9F27(CID) = [80] - ARQC returned
host
h01Authorization Request, ICC Data Present
h02Authorization Request, Track Format Validated
h03Authorization Request, Cryptogram validation EMV ARQC
h04Authorization Request, Service Code = 701
h05Authorization Request, POS DC correct
h06Authorization Response, Action Code = Accepted
AXP_EP_019Magstripe Mode Mobile Application, Mobile CVM successfully performed
infoA test card is loaded with a mobile payment application. The application simulates a transaction where a cardholder has successfully performed mobile CVM (Passcode). The terminal sends the transaction online for authorization and processes the approval response from the issuer
amount2.02
cardXP Mobile_03
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Terminal displays APPROVED or similar message
u04Transaction is online approved
u05CVM requested was None
host
h01Authorization Request, Track Format Validated
h02Authorization Request, Cryptogram validation Magstripe ARQC
h03Authorization Request, Service Code = 726
h04Authorization Request, POS DC correct
h05Authorization Response, Action Code = Accepted
AXP_EP_020_tap1Magstripe Mode Mobile Application, Mobile CVM not entered and failed (1st Tap)
infoA test card is loaded with a mobile payment application. The application simulates a transaction where a cardholder has not performed Cardholder Verification. The CVM required limit has been exceeded. The terminal prompts the cardholder to look at their phone for instructions. The cardholder fails to correctly enter their Passcode before representing the application for processing. The terminal sends the transaction online for authorization and processes the issuer decline response
amount11.02
cardXP Mobile_02
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Terminal displays SEE PHONE FOR INSTRUCTIONS or similar message
host
AXP_EP_020_tap2Magstripe Mode Mobile Application, Mobile CVM not entered and failed (2nd Tap)
infoA test card is loaded with a mobile payment application. The application simulates a transaction where a cardholder has not performed Cardholder Verification. The CVM required limit has been exceeded. The terminal prompts the cardholder to look at their phone for instructions. The cardholder fails to correctly enter their Passcode before representing the application for processing. The terminal sends the transaction online for authorization and processes the issuer decline response
amount11.02
cardXP Mobile_04
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Terminal displays DECLINED or similar message
u04Transaction is online declined
u05CVM requested was None
host
h01Authorization Request, Track Format Validated
h02Authorization Request, Cryptogram validation Magstripe ARQC
h03Authorization Request, Service Code = 720
h04Authorization Request, POS DC correct
h05Authorization Response, Action Code = Declined
AXP_EP_021EMV Mode CVM Required Limit Exceeded, Cardholder Verification Not Supported by the Card, Try Another Interface
infoWhen presented with a card that does not support cardholder verification during a transaction where CVM Required Limit has been exceeded but the amount is below transaction limit a request to use another interface will be made
amount11.00
cardXP Card_05
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays INSERT/SWIPE CARD or similar message
AXP_EP_022EMV Mode CVM Required Limit Exceeded, Terminal does not support Signature, Try Another Interface
infoWhen presented with a card that does not support cardholder verification during a transaction where CVM Required Limit has been exceeded but the amount is below transaction limit a request to use another interface will be made
amount10.10
cardXP Card_01
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays INSERT/SWIPE CARD or similar message
AXP_EP_023EMV Mode CVM Required Limit Exceeded, Cardholder Verification is not supported by the Card, Contact chip interface not supported by card
infoTerminal approves a contactless transaction online when the card contains a no alternate interface card interface capability setting, and CVM required limit has been exceeded
amount10.12
cardXP Card_11
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Terminal displays APPROVED or similar message
u04Transaction is online approved
u05CVM requested was None
t01Tag 82(AIP) Byte 1 bit 1 = 1 - CDA supported
t02Tag 82(AIP) Byte 2 bit 8 = 1 - EMV Mode supported
t03Tag 82(AIP) Byte 1 bit 5 = 0 - Cardholder Verification NOT supported
t04In GenAC1 Tag 95(TVR) Byte 1 bit 8 = 0 - ODA was performed
t05In GenAC1 Tag 95(TVR) Byte 1 bit 6 = 0 - Card data not missing
t06In GenAC1 Tag 95(TVR) Byte 1 bit 3 = 0 - CDA passed or not performed
t07In GenAC1 Tag 95(TVR) Byte 3 bit 8 = 1 - Cardholder verification failed
t08In GenAC1 Tag 95(TVR) Byte 3 bit 3 = 0 - Online PIN not entered
t09In GenAC1 response, Tag 9F27(CID) = [80] - ARQC returned
host
h01Authorization Request, ICC Data Present
h02Authorization Request, Track Format Validated
h03Authorization Request, Cryptogram validation EMV ARQC
h04Authorization Request, Service Code = 702
h05Authorization Request, POS DC correct
h06Authorization Response, Action Code = Accepted
AXP_EP_024EMV Mode CVM Required Limit Exceeded, Cardholder Verification Not Supported by the Card
infoWhen presented with a card that does not support cardholder verification during a transaction where CVM limit has been exceeded but the amount is below transaction limit the terminal will decline offline
amount11.10
cardXP Card_05
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Terminal displays DECLINED or similar message
u04Transaction is offline declined
u05CVM requested was None
t01Tag 82(AIP) Byte 1 bit 1 = 1 - CDA supported
t02Tag 82(AIP) Byte 2 bit 8 = 1 - EMV Mode supported
t03In GenAC1 Tag 95(TVR) Byte 1 bit 8 = 0 - ODA was performed
t04In GenAC1 Tag 95(TVR) Byte 1 bit 6 = 0 - Card data not missing
t05In GenAC1 Tag 95(TVR) Byte 1 bit 3 = 0 - CDA passed or not performed
t06In GenAC1 Tag 95(TVR) Byte 3 bit 8 = 1 - Cardholder verification failed
t07In GenAC1 Tag 95(TVR) Byte 3 bit 3 = 0 - Online PIN not entered
t08In GenAC1 response, Tag 9F27(CID) = [00] - AAC returned
AXP_EP_025EMV Mode CVM Required Limit Exceeded, terminal does not support signature
infoTerminal approves a contactless transaction online according to IACs/TACs when the CVM required limit is exceeded and the terminal does not support signature
amount10.20
cardXP Card_01
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Terminal displays APPROVED or similar message
u04Transaction is online approved
u05CVM requested was None
t01Tag 82(AIP) Byte 1 bit 1 = 1 - CDA supported
t02Tag 82(AIP) Byte 2 bit 8 = 1 - EMV Mode supported
t03In GenAC1 Tag 95(TVR) Byte 1 bit 8 = 0 - ODA was performed
t04In GenAC1 Tag 95(TVR) Byte 1 bit 6 = 0 - Card data not missing
t05In GenAC1 Tag 95(TVR) Byte 1 bit 3 = 0 - CDA passed or not performed
t06In GenAC1 Tag 95(TVR) Byte 3 bit 8 = 1 - Cardholder verification failed
t07In GenAC1 Tag 95(TVR) Byte 3 bit 3 = 0 - Online PIN not entered
t08In GenAC1 response, Tag 9F27(CID) = [80] - ARQC returned
host
h01Authorization Request, ICC Data Present
h02Authorization Request, Track Format Validated
h03Authorization Request, Cryptogram validation EMV ARQC
h04Authorization Request, Service Code = 702
h05Authorization Request, POS DC correct
h06Authorization Response, Action Code = Accepted
AXP_EP_026Magstripe Mode CVM Required Limit Exceeded, Card has no CVM List
infoTerminal approves a Magstripe mode transaction online when the card does not support cardholder verification
amount11.01
cardXP Card_07
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Terminal displays APPROVED or similar message
u04Transaction is online approved
u05CVM requested was None
host
h01Authorization Request, Track Format Validated
h02Authorization Request, Cryptogram validation Magstripe ARQC
h03Authorization Request, Service Code = 702
h04Authorization Request, POS DC correct
h05Authorization Response, Action Code = Accepted
AXP_EP_027Magstripe Mode Online Request, Decline at offline-only terminal
infobecause the terminal is unable to go online the transaction will decline offline
amount3.11
cardXP Card_03
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Terminal displays DECLINED or similar message
u04Transaction is offline declined
u05CVM requested was None
AXP_EP_028Magstripe Mode Online Request, Expresspay 1 Card, Compatibility Test, Decline at offline-only terminal
infoTerminal is presented with an Expresspay 1 card because the terminal is unable to go online the transaction will declined offline
amount2.11
cardXP Card_04
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Terminal displays DECLINED or similar message
u04Transaction is offline declined
u05CVM requested was None
AXP_EP_029EMV Mode Offline Card Limits Exceeded, Decline at offline-only terminal
infoWhen a cards offline limits are exceeded the transaction is declined offline
amount3.02
cardXP Card_06
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Terminal displays DECLINED or similar message
u04Transaction is offline declined
u05CVM requested was None
t01Tag 82(AIP) Byte 1 bit 1 = 1 - CDA supported
t02Tag 82(AIP) Byte 2 bit 8 = 1 - EMV Mode supported
t03In GenAC1 Tag 95(TVR) Byte 1 bit 8 = 0 - ODA was performed
t04In GenAC1 Tag 95(TVR) Byte 1 bit 6 = 0 - Card data not missing
t05In GenAC1 Tag 95(TVR) Byte 1 bit 3 = 0 - CDA passed or not performed
t06In GenAC1 Tag 95(TVR) Byte 3 bit 8 = 0 - Cardholder verification successful or not performed
t07In GenAC1 Tag 95(TVR) Byte 3 bit 3 = 0 - Online PIN not entered
t08In GenAC1 Tag 95(TVR) Byte 4 bit 8 = 0 - Transaction does not exceed floor limit
t09In GenAC1 response, Tag 9F27(CID) = [80] - ARQC returned
AXP_EP_030Magstripe Mode CVM Required Limit Exceeded, Card has no CVM List, Decline at offline-only terminal
infoIn the case of a terminal being unable to go online, the transaction will decline offline
amount14.01
cardXP Card_07
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Terminal displays DECLINED or similar message
u04Transaction is offline declined
u05CVM requested was None
AXP_EP_031Magstripe Mode Mobile Application, Online Request, Mobile CVM not performed, Decline at offline-only terminal
infoA test card is loaded with a mobile payment application. The application simulates a transaction where a cardholder has not performed mobile CVM (Passcode). The card requests to go online and the terminal declines the transaction offline because is it unable to go online
amount6.11
cardXP Mobile_02
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Terminal displays DECLINED or similar message
u04Transaction is offline declined
u05CVM requested was None
AXP_EP_032EMV Mode Mobile Application, Mobile CVM successfully performed, Offline Approval
infoA test card is loaded with a mobile payments application. The application simulates a transaction where a cardholder has successfully performed mobile CVM (Passcode). The terminal approves the transaction offline
amount11.05
cardXP Mobile_05
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Terminal displays APPROVED or similar message
u04Transaction is offline approved
u05CVM requested was Mobile CVM
t01Tag 82(AIP) Byte 1 bit 1 = 1 - CDA supported
t02Tag 82(AIP) Byte 1 bit 3 = 0 - Issuer Authentication is NOT supported
t03Tag 82(AIP) Byte 2 bit 8 = 1 - EMV Mode supported
t04Tag 82(AIP) Byte 2 bit 7 = 1 - Expresspay Mobile supported
t05In GenAC1 Tag 95(TVR) Byte 1 bit 8 = 0 - ODA was performed
t06In GenAC1 Tag 95(TVR) Byte 1 bit 6 = 0 - Card data not missing
t07In GenAC1 Tag 95(TVR) Byte 1 bit 3 = 0 - CDA passed or not performed
t08In GenAC1 Tag 95(TVR) Byte 3 bit 8 = 0 - Cardholder verification successful or not performed
t09In GenAC1 Tag 95(TVR) Byte 3 bit 3 = 0 - Online PIN not entered
t10In GenAC1 Tag 95(TVR) Byte 4 bit 8 = 0 - Transaction does not exceed floor limit
t11In GenAC1 CVR Byte 2 bit 3 = 1 - Mobile CVM verification Performed
t12In GenAC1 CVR Byte 2 bit 2 = 0 - Mobile CVM verification successful
t13In GenAC1 response, Tag 9F27(CID) = [40] - TC returned
AXP_EP_033EMV Mode Online Approval, Receipt Requested and Printed
infoTerminal approves a contactless transaction online and prints a receipt if requested
amount1.00
cardXP Card_01
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Terminal displays APPROVED or similar message
u04Transaction is online approved
u05CVM requested was None
u06Terminal prints receipt. OR Terminal is not capable of printing a receipt
t01Tag 82(AIP) Byte 1 bit 1 = 1 - CDA supported
t02Tag 82(AIP) Byte 2 bit 8 = 1 - EMV Mode supported
t03In GenAC1 Tag 95(TVR) Byte 1 bit 8 = 0 - ODA was performed
t04In GenAC1 Tag 95(TVR) Byte 1 bit 6 = 0 - Card data not missing
t05In GenAC1 Tag 95(TVR) Byte 1 bit 3 = 0 - CDA passed or not performed
t06In GenAC1 Tag 95(TVR) Byte 3 bit 8 = 0 - Cardholder verification successful or not performed
t07In GenAC1 Tag 95(TVR) Byte 3 bit 3 = 0 - Online PIN not entered
t08In GenAC1 Tag 95(TVR) Byte 4 bit 8 = 1 - Transaction exceeds floor limit
t09In GenAC1 response, Tag 9F27(CID) = [80] - ARQC returned
host
h01Authorization Request, ICC Data Present
h02Authorization Request, Track Format Validated
h03Authorization Request, Cryptogram validation EMV ARQC
h04Authorization Request, Service Code = 702
h05Authorization Request, POS DC correct
h06Authorization Response, Action Code = Accepted
AXP_EP_034EMV Mode Online Refund
infoTerminal approves a contactless refund transaction online
amount1.10
cardXP Card_01
trxrefund
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Terminal displays APPROVED or similar message
u04Transaction is online approved
u05CVM requested was None
u06Terminal prints receipt. OR Terminal is not capable of printing a receipt
t01Tag 82(AIP) Byte 1 bit 1 = 1 - CDA supported
t02Tag 82(AIP) Byte 2 bit 8 = 1 - EMV Mode supported
t03In GenAC1 Tag 95(TVR) Byte 1 bit 8 = 0 - ODA was performed
t04In GenAC1 Tag 95(TVR) Byte 1 bit 6 = 0 - Card data not missing
t05In GenAC1 Tag 95(TVR) Byte 1 bit 3 = 0 - CDA passed or not performed
t06In GenAC1 Tag 95(TVR) Byte 3 bit 8 = 0 - Cardholder verification successful or not performed
t07In GenAC1 Tag 95(TVR) Byte 3 bit 3 = 0 - Online PIN not entered
t08In GenAC1 Tag 95(TVR) Byte 4 bit 8 = 1 - Transaction exceeds floor limit
t09In GenAC1 response, Tag 9F27(CID) = [80] - ARQC returned
host
h01Authorization Response, Action Code = Accepted
AXP_EP_035EMV Mode Online Approval, Support for Mandatory 1984 CAPK and Language Preference (French)
infoTerminal approves a contactless transaction online
amount1.12
cardXP Card_02
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Terminal displays APPROVED or similar message
u04Transaction is online approved
u05CVM requested was None
u06Terminal displays messages in French. - OR - Terminal does not support language preference
t01Tag 82(AIP) Byte 1 bit 1 = 1 - CDA supported
t02Tag 82(AIP) Byte 2 bit 8 = 1 - EMV Mode supported
t03In GenAC1 Tag 95(TVR) Byte 1 bit 8 = 0 - ODA was performed
t04In GenAC1 Tag 95(TVR) Byte 1 bit 6 = 0 - Card data not missing
t05In GenAC1 Tag 95(TVR) Byte 1 bit 3 = 0 - CDA passed or not performed
t06In GenAC1 Tag 95(TVR) Byte 3 bit 8 = 0 - Cardholder verification successful or not performed
t07In GenAC1 Tag 95(TVR) Byte 4 bit 8 = 1 - Transaction exceeds floor limit
t08In GenAC1 response, Tag 9F27(CID) = [80] - ARQC returned
host
h01Authorization Request, ICC Data Present
h02Authorization Request, Track Format Validated
h03Authorization Request, Cryptogram validation EMV ARQC
h04Authorization Request, Service Code = 702
h05Authorization Request, POS DC correct
h06Authorization Response, Action Code = Accepted
AXP_EP_083EMV Mode Online Approval, Transaction Amount Exceeds Floor Limit. Online PIN Not Supported
infoTerminal approves a contactless transaction online and does NOT prompt for Online PIN
amount12.80
cardXP Card_10
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Terminal does not prompt for PIN
u04Terminal displays APPROVED or similar message
u05Transaction is online approved
t01Tag 82(AIP) Byte 1 bit 1 = 1 - CDA supported
t02Tag 82(AIP) Byte 2 bit 8 = 1 - EMV Mode supported
t03In GenAC1 Tag 95(TVR) Byte 1 bit 8 = 0 - ODA was performed
t04In GenAC1 Tag 95(TVR) Byte 1 bit 6 = 0 - Card data not missing
t05In GenAC1 Tag 95(TVR) Byte 1 bit 3 = 0 - CDA passed or not performed
t06In GenAC1 Tag 95(TVR) Byte 3 bit 8 = 0 - Cardholder verification successful or not performed
t07In GenAC1 Tag 95(TVR) Byte 4 bit 8 = 1 - Transaction exceeds floor limit
t08In GenAC1 Tag 95(TVR) Byte 3 bit 3 = 0 - Online PIN not entered
t09In GenAC1 response, Tag 9F27(CID) = [80] - ARQC returned
host
h01Authorization Request, ICC Data Present
h02Authorization Request, Track Format Validated
h03Authorization Request, Cryptogram validation EMV ARQC
h04Authorization Request, Service Code = 702
h05Authorization Request, POS DC correct
h06Authorization Request, PIN Block is NOT present
h07Authorization Response, Action Code = Accepted
AXP_EP_084EMV Mode Online Approval, Transaction Amount Exceeds Floor Limit. Incorrect Online PIN Entered
infoTerminal processes an Incorrect PIN response and displays appropriate message
amount12.81
cardXP Card_10
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Terminal displays ENTER PIN or similar message
u04Terminal displays INCORRECT PIN or similar message
u05CVM requested was Online PIN
t01Tag 82(AIP) Byte 1 bit 1 = 1 - CDA supported
t02Tag 82(AIP) Byte 2 bit 8 = 1 - EMV Mode supported
t03In GenAC1 Tag 95(TVR) Byte 1 bit 8 = 0 - ODA was performed
t04In GenAC1 Tag 95(TVR) Byte 1 bit 6 = 0 - Card data not missing
t05In GenAC1 Tag 95(TVR) Byte 1 bit 3 = 0 - CDA passed or not performed
t06In GenAC1 Tag 95(TVR) Byte 3 bit 8 = 0 - Cardholder verification successful or not performed
t07In GenAC1 Tag 95(TVR) Byte 4 bit 8 = 1 - Transaction exceeds floor limit
t08In GenAC1 Tag 95(TVR) Byte 3 bit 3 = 1 - Online PIN entered
t09In GenAC1 response, Tag 9F27(CID) = [80] - ARQC returned
host
h01Authorization Request, ICC Data Present
h02Authorization Request, Track Format Validated
h03Authorization Request, Cryptogram validation EMV ARQC
h04Authorization Request, Service Code = 702
h05Authorization Request, POS DC correct
h06Authorization Request, PIN Block is encrypted (using Format 0). PIN value is correct
h07Authorization Response, Action Code = Incorrect PIN
AXP_EP_085EMV Mode Online Approval, Transaction Amount Exceeds Floor Limit. Online PIN Try Limit Exceeded
infoTerminal processes a PIN try limit exceeded response and displays appropriate message
amount12.82
cardXP Card_10
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Terminal displays ENTER PIN or similar message
u04Terminal displays PIN TRY LIMIT EXCEEDED or similar message
u05CVM requested was Online PIN
t01Tag 82(AIP) Byte 1 bit 1 = 1 - CDA supported
t02Tag 82(AIP) Byte 2 bit 8 = 1 - EMV Mode supported
t03In GenAC1 Tag 95(TVR) Byte 1 bit 8 = 0 - ODA was performed
t04In GenAC1 Tag 95(TVR) Byte 1 bit 6 = 0 - Card data not missing
t05In GenAC1 Tag 95(TVR) Byte 1 bit 3 = 0 - CDA passed or not performed
t06In GenAC1 Tag 95(TVR) Byte 3 bit 8 = 0 - Cardholder verification successful or not performed
t07In GenAC1 Tag 95(TVR) Byte 4 bit 8 = 1 - Transaction exceeds floor limit
t08In GenAC1 Tag 95(TVR) Byte 3 bit 3 = 1 - Online PIN entered
t09In GenAC1 response, Tag 9F27(CID) = [80] - ARQC returned
host
h01Authorization Request, ICC Data Present
h02Authorization Request, Track Format Validated
h03Authorization Request, Cryptogram validation EMV ARQC
h04Authorization Request, Service Code = 702
h05Authorization Request, POS DC correct
h06Authorization Request, PIN Block is encrypted (using Format 0). PIN value is correct
h07Authorization Response, Action Code = PIN Try Limit Exceeded
AXP_EP_088EMV Mode Online Decline, Transaction Amount Exceeds Floor Limit. Online PIN requested
infoTerminal declines a contactless transaction online using online PIN where supported
amount12.85
cardXP Card_10
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Terminal displays ENTER PIN or similar message
u04Terminal displays DECLINED or similar message
u05CVM requested was Online PIN
t01Tag 82(AIP) Byte 1 bit 1 = 1 - CDA supported
t02Tag 82(AIP) Byte 2 bit 8 = 1 - EMV Mode supported
t03In GenAC1 Tag 95(TVR) Byte 1 bit 8 = 0 - ODA was performed
t04In GenAC1 Tag 95(TVR) Byte 1 bit 6 = 0 - Card data not missing
t05In GenAC1 Tag 95(TVR) Byte 1 bit 3 = 0 - CDA passed or not performed
t06In GenAC1 Tag 95(TVR) Byte 3 bit 8 = 0 - Cardholder verification successful or not performed
t07In GenAC1 Tag 95(TVR) Byte 4 bit 8 = 1 - Transaction exceeds floor limit
t08In GenAC1 Tag 95(TVR) Byte 3 bit 3 = 1 - Online PIN entered
t09In GenAC1 response, Tag 9F27(CID) = [80] - ARQC returned
host
h01Authorization Request, ICC Data Present
h02Authorization Request, Track Format Validated
h03Authorization Request, Cryptogram validation EMV ARQC
h04Authorization Request, Service Code = 702
h05Authorization Request, POS DC correct
h06Authorization Request, PIN Block is encrypted (using Format 0). PIN value is correct
h07Authorization Response, Action Code = Declined
AXP_EP_089EMV Mode Offline Decline, HCE Indicator at Offline Only Terminal
infoHCE is not permitted at an Offline Only Termina
amount13.30
cardXP Mobile_06
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Terminal displays DECLINED or similar message
u04Transaction is offline declined
t01Tag 82(AIP) Byte 2 bit 6 = 1 - Expresspay HCE supported
t02In GenAC1 Tag 95(TVR) Byte 1 bit 8 = 1 - ODA was NOT performed
t03In GenAC1 Tag 95(TVR) Byte 1 bit 3 = 0 - CDA passed or not performed
t04In GenAC1 Tag 95(TVR) Byte 1 bit 6 = 0 - Card data not missing
t05In GenAC1 Tag 95(TVR) Byte 3 bit 8 = 0 - Cardholder verification successful or not performed
t06In GenAC1 Tag 95(TVR) Byte 4 bit 8 = 0 - Transaction does not exceed floor limit
t07In GenAC1 command, P1 = [00] - AAC requested
t08In GenAC1 response, Tag 9F27(CID) = [00] - AAC returned
AXP_EP_090EMV Mode Online Approval, HCE Indicator at Online capable Terminal
infoThe presence of the HCE indicator does not adversely affect the transaction at an Online Capable Terminal
amount13.31
cardXP Mobile_06
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Terminal displays APPROVED or similar message
u04Transaction is online approved
t01Tag 82(AIP) Byte 2 bit 6 = 1 - Expresspay HCE supported
t02In GenAC1 Tag 95(TVR) Byte 1 bit 8 = 1 - ODA was NOT performed
t03In GenAC1 Tag 95(TVR) Byte 1 bit 3 = 0 - CDA passed or not performed
t04In GenAC1 Tag 95(TVR) Byte 1 bit 6 = 0 - Card data not missing
t05In GenAC1 Tag 95(TVR) Byte 3 bit 8 = 0 - Cardholder verification successful or not performed
t06In GenAC1 Tag 95(TVR) Byte 4 bit 8 = 1 - Transaction exceeds floor limit
t07In GenAC1 command, P1 = [80] - ARQC requested
t08In GenAC1 response, Tag 9F27(CID) = [80] - ARQC returned
host
h01Authorization Request, ICC Data Present
h02Authorization Request, Track Format Validated
h03Authorization Request, Cryptogram validation EMV ARQC
h04Authorization Request, Service Code = 701
h05Authorization Request, POS DC correct
h06Authorization Response, Action Code = Accepted
AXP_EP_091EMV Mode Online Approval, Offline Card Limits Exceeded and SDA Selected
infoTerminal approves a contactless transaction online when the card has a 01 PAN Sequence number. The card will go online due to the offline counters being set to zero, SDA selected is flagged in TVR
amount1.06
cardXP Card_08
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Terminal displays APPROVED or similar message
u04Transaction is online approved
u05CVM requested was None
t01Tag 82(AIP) Byte 1 bit 7 = 1 - SDA supported
t02Tag 82(AIP) Byte 2 bit 8 = 1 - EMV Mode supported
t03In GenAC1 Tag 95(TVR) Byte 1 bit 8 = 0 - ODA was performed
t04In GenAC1 Tag 95(TVR) Byte 1 bit 6 = 0 - Card data not missing
t05In GenAC1 Tag 95(TVR) Byte 1 bit 7 = 0 - SDA passed or not performed
t06In GenAC1 Tag 95(TVR) Byte 1 bit 2 = 1 - SDA selected
t07In GenAC1 command, P1 = [80] - ARQC requested
t08In GenAC1 response, Tag 9F27(CID) = [80] - ARQC returned
host
h01Authorization Request, ICC Data Present
h02Authorization Request, Track Format Validated
h03Authorization Request, Cryptogram validation EMV ARQC
h04Authorization Request, Service Code = 702
h05Authorization Request, POS DC correct
h06Authorization Response, Action Code = Accepted
AXP_EP_092EMV Mode Online Approval, Membership Data, ASRPD, PAR, TRID, Last 4 Digits of PAN
infoThe presence of Membership-related data, ASPRD, PAR, TRID, & Last 4 Digits of PAN does not adversely affect transaction processing at an Online capable terminal
amount13.33
cardXP Card_12
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Terminal displays APPROVED or similar message
u04Transaction is online approved
t01Read Record Response of SFI with Tags 9F5A and 9F5B, 9F0A, 9F24, 9F19, and 9F25 = 9000
t02In GenAC1 Tag 95(TVR) Byte 1 bit 6 = 0 - Card data not missing
t03In GenAC1 Tag 95(TVR) Byte 3 bit 8 = 0 - Cardholder verification successful or not performed
t04In GenAC1 Tag 95(TVR) Byte 4 bit 8 = 1 - Transaction exceeds floor limit
t05In GenAC1 response, Tag 9F27(CID) = [80] - ARQC returned
host
h01Authorization Request, ICC Data Present
h02Authorization Request, Track Format Validated
h03Authorization Request, Cryptogram validation EMV ARQC
h04Authorization Request, Service Code = 702
h05Authorization Request, POS DC correct
h06Authorization Response, Action Code = Accepted
AXP_EP_093EMV Mode Offline Approval, Membership Data, ASRPD, PAR, TRID, Last 4 Digits of PAN
infoThe presence of Membership-related data, ASPRD, PAR, TRID, & Last 4 Digits of PAN does not adversely affect transaction processing at an Offline Only capable terminal
amount7.01
cardXP Card_12
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Terminal displays APPROVED or similar message
u04Transaction is offline approved
t01Read Record Response of SFI with Tags 9F5A and 9F5B, 9F0A, 9F24, 9F19, and 9F25 = 9000
t02In GenAC1 Tag 95(TVR) Byte 1 bit 6 = 0 - Card data not missing
t03In GenAC1 Tag 95(TVR) Byte 3 bit 8 = 0 - Cardholder verification successful or not performed
t04In GenAC1 Tag 95(TVR) Byte 4 bit 8 = 0 - Transaction does not exceed floor limit
t05In GenAC1 response, Tag 9F27(CID) = [40] - TC returned
AXP_EP_094EMV Mode Contactless Not Permitted, Dynamic Limit Set 6 Supported
infoDynamic Limit Set defined by the Issuer and supported by Terminal, the terminal will override the Default Dynamic limits with Set 6 and does not allow a Contactless Transaction
amount10.00
cardXP Mobile_07
trxsale
term
u01Terminal is configured with Dynamic Limit Sets
u02Terminal displays PRESENT CARD or similar message
u03Terminal displays CONTACTLESS NOT PERMITTED or similar message
AXP_EP_095EMV Mode Online Approval, Dynamic Limit Set 11 Supported
infoDynamic Limit Set defined by the Issuer and supported by Terminal, the terminal will override the Default Dynamic limits with Set 11 and a Contactless Transaction is approved online
amount2.50
cardXP Mobile_08
trxsale
term
u01Terminal is configured with Dynamic Limit Sets
u02Terminal displays PRESENT CARD or similar message
u03Terminal displays CARD READ OK, REMOVE CARD or similar message
u04Terminal displays APPROVED or similar message
u05Transaction is online approved
t01In GenAC1 Tag 95(TVR) Byte 1 bit 8 = 0 - ODA was performed
t02In GenAC1 Tag 95(TVR) Byte 1 bit 3 = 0 - CDA passed or not performed
t03In GenAC1 Tag 95(TVR) Byte 1 bit 6 = 0 - Card data not missing
t04In GenAC1 Tag 95(TVR) Byte 3 bit 8 = 0 - Cardholder verification successful or not performed
t05In GenAC1 Tag 95(TVR) Byte 4 bit 8 = 1 - Transaction exceeds floor limit
t06In GenAC1 response, Tag 9F27(CID) = [80] - ARQC returned
host
h01Authorization Request, ICC Data Present
h02Authorization Request, Track Format Validated
h03Authorization Request, Cryptogram validation EMV ARQC
h04Authorization Request, Service Code = 701
h05Authorization Request, POS DC correct
h06Authorization Response, Action Code = Accepted
AXP_EP_096EMV Mode Contactless Not Permitted, Dynamic Limit Set 11 Supported
infoDynamic Limit Set defined by the Issuer and supported by Terminal, the terminal will override the Default Dynamic limits with Set 11 and does not allow a Contactless Transaction
amount5.00
cardXP Mobile_08
trxsale
term
u01Terminal is configured with Dynamic Limit Sets
u02Terminal displays PRESENT CARD or similar message
u03Terminal displays CONTACTLESS NOT PERMITTED or similar message
AXP_EP_097EMV Mode Online Approval, Dynamic Limit Set 11 Interoperability
infoThe presence of Dynamic Limit Set data does not adversely affect transaction processing at an Online capable terminal
amount12.50
cardXP Mobile_08
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Terminal displays APPROVED or similar message
u04Transaction is online approved
t01In GenAC1 Tag 95(TVR) Byte 1 bit 8 = 0 - ODA was performed
t02In GenAC1 Tag 95(TVR) Byte 1 bit 3 = 0 - CDA passed or not performed
t03In GenAC1 Tag 95(TVR) Byte 1 bit 6 = 0 - Card data not missing
t04In GenAC1 Tag 95(TVR) Byte 3 bit 8 = 0 - Cardholder verification successful or not performed
t05In GenAC1 Tag 95(TVR) Byte 4 bit 8 = 1 - Transaction exceeds floor limit
t06In GenAC1 response, Tag 9F27(CID) = [80] - ARQC returned
host
h01Authorization Request, ICC Data Present
h02Authorization Request, Track Format Validated
h03Authorization Request, Cryptogram validation EMV ARQC
h04Authorization Request, Service Code = 701
h05Authorization Request, POS DC correct
h06Authorization Response, Action Code = Accepted
AXP_EP_098EMV Mode Offline Approval, Dynamic Limit Set 11 Interoperability
infoThe presence of Dynamic Limit Set data does not adversely affect transaction processing at an Offline Only terminal
amount12.51
cardXP Mobile_08
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
u03Terminal displays APPROVED or similar message
u04Transaction is offline approved
t01In GenAC1 Tag 95(TVR) Byte 1 bit 8 = 0 - ODA was performed
t02In GenAC1 Tag 95(TVR) Byte 1 bit 3 = 0 - CDA passed or not performed
t03In GenAC1 Tag 95(TVR) Byte 1 bit 6 = 0 - Card data not missing
t04In GenAC1 Tag 95(TVR) Byte 3 bit 8 = 0 - Cardholder verification successful or not performed
t05In GenAC1 Tag 95(TVR) Byte 4 bit 8 = 0 - Transaction does not exceed floor limit
t06In GenAC1 response, Tag 9F27(CID) = [40] - TC returned
AXP_EP_099Terminal Returns Enhanced Contactless Reader Capabilities (Tag 9F6E)
infoTerminal returns Tag 9F6E when PDOL request for it
amount11.04
cardXP Card_13
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays CARD READ OK, REMOVE CARD or similar message
t01Tag 82(AIP) Byte 2 bit 8 = 1 - EMV Mode supported
t02Enhanced Contactless Reader Capability Tag 9F6E present
host
AXP_EP_100EMV Mode, Issuer Returns Action Code, Try Another Interface
infoWhen presented with an Action Code Try Another Interface, the terminal request to use another interface will be made
amount12.07
cardXP Card_01
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays PLEASE INSERT CARD or similar message
t01Tag 82(AIP) Byte 1 bit 1 = 1 - CDA supported
t02Tag 82(AIP) Byte 2 bit 8 = 1 - EMV Mode supported
t03In GenAC1 Tag 95(TVR) Byte 3 bit 8 = 0 - Cardholder verification successful or not performed
t04In GenAC1 Tag 95(TVR) Byte 4 bit 8 = 1 - Transaction exceeds floor limit
t05In GenAC1 response, Tag 9F27(CID) = [80] - ARQC returned
host
h01Authorization Request, ICC Data Present
h02Authorization Request, Track Format Validated
h03Authorization Request, Cryptogram validation EMV ARQC
h04Authorization Request, Service Code = 702
h05Authorization Request, POS DC correct
h06Authorization Response, Action Code = Try Another Interface
AXP_EP_102EMV Mode, Issuer Returns Auth Response Code (ARC) Tag 8A = 12 - Try Another Interface
infoWhen ARC = 12, the terminal request to use another interface will be made.
amount4.00
cardXP Card_14
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays PLEASE INSERT CARD or similar message
t01Tag 82(AIP) Byte 2 bit 8 = 1 - EMV Mode supported
t02Enhanced Contactless Reader Capability Tag 9F6E Byte 1 bit 8 = 1 - AEIPS Contact Mode supported
t03Enhanced Contactless Reader Capability Tag 9F6E Byte 1 bit 3 = 1 - Try another interface after a decline
t04Enhanced Contactless Reader Capability Tag 9F6E Byte 4 bits 6-8 = 000 - Validation indicates NOT configured for Terminal Exempt of No CVM Checks, Delayed Authorization Terminal, and Transit Terminal
t05In GenAC1 CVR Byte 4 bit 1 = 1 - Exceeded No CVM checking counters
t06In GenAC1 response, Tag 9F27(CID) = [80] - ARQC returned
host
h01Authorization Request, ICC Data Present
h02Authorization Request, Track Format Validated
h03Authorization Request, Cryptogram validation EMV ARQC
h04Authorization Request, Service Code = 702
h05Authorization Request, POS DC correct
h06Authorization Response, Action Code = Declined
h07Authorization Response Code (ARC) = 12
AXP_EP_103EMV Mode, Issuer Returns Action Code = Try Another Interface, Terminal Declines
infoWhen presented with an Action Code = Try Another Interface the terminal decline the transaction when terminal does not support contact chip
amount12.08
cardXP Card_01
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays NOT AUTHORIZED or similar message
t01Tag 82(AIP) Byte 1 bit 1 = 1 - CDA supported
t02Tag 82(AIP) Byte 2 bit 8 = 1 - EMV Mode supported
t03In GenAC1 Tag 95(TVR) Byte 3 bit 8 = 0 - Cardholder verification successful or not performed
t04In GenAC1 Tag 95(TVR) Byte 4 bit 8 = 1 - Transaction exceeds floor limit
t05In GenAC1 response, Tag 9F27(CID) = [80] - ARQC returned
host
h01Authorization Request, ICC Data Present
h02Authorization Request, Track Format Validated
h03Authorization Request, Cryptogram validation EMV ARQC
h04Authorization Request, Service Code = 702
h05Authorization Request, POS DC correct
h06Authorization Response, Action Code = Try Another Interface
AXP_EP_104EMV Mode, Issuer Returns Auth Response Code (ARC) Tag 8A = 12 - Terminal Decline
infoWhen ARC = 12, the terminal decline the transaction when terminal does not support another interface
amount4.00
cardXP Card_14
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays NOT AUTHORIZED or similar message
t01Tag 82(AIP) Byte 2 bit 8 = 1 - EMV Mode supported
t02Enhanced Contactless Reader Capability Tag 9F6E Byte 1 bit 8 = 0 - AEIPS Contact Mode NOT supported
t03Enhanced Contactless Reader Capability Tag 9F6E Byte 1 bit 3 = 0 - Try another interface after a decline
t04Enhanced Contactless Reader Capability Tag 9F6E Byte 4 bits 6-8 = 000 - Validation indicates NOT configured for Terminal Exempt of No CVM Checks, Delayed Authorization Terminal, and Transit Terminal
t05In GenAC1 response, Tag 9F27(CID) = [80] - ARQC returned
host
h01Authorization Request, ICC Data Present
h02Authorization Request, Track Format Validated
h03Authorization Request, Cryptogram validation EMV ARQC
h04Authorization Request, Service Code = 702
h05Authorization Request, POS DC correct
h06Authorization Response, Action Code = Declined
h07Authorization Response Code (ARC) = 12
AXP_EP_105_1stEMV Mode, Issuer Returns Auth Response Code (ARC) Tag 8A = 13 - Request Online PIN (Initial)
infoWhen ARC = 13, the terminal request Online PIN entry
amount4.50
cardXP Card_14
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays PLEASE INSERT CARD or similar message
t01Tag 82(AIP) Byte 2 bit 8 = 1 - EMV Mode supported
t02Enhanced Contactless Reader Capability Tag 9F6E Byte 2 bit 7 = 1 - Online PIN Supported
t03Enhanced Contactless Reader Capability Tag 9F6E Byte 4 bits 6-8 = 000 - Validation indicates NOT configured for Terminal Exempt of No CVM Checks, Delayed Authorization Terminal, and Transit Terminal
t04In GenAC1 response, Tag 9F27(CID) = [80] - ARQC returned
host
h01Authorization Request, ICC Data Present
h02Authorization Request, Track Format Validated
h03Authorization Request, Cryptogram validation EMV ARQC
h04Authorization Request, Service Code = 702
h05Authorization Request, POS DC correct
h06Authorization Response Code (ARC) = 13
AXP_EP_105_2ndEMV Mode, Issuer Returns Auth Response Code (ARC) Tag 8A = 13 - Request Online PIN (Online PIN Request)
infoWhen ARC = 13, the terminal request Online PIN entry
amount4.50
cardXP Card_14
trxsale
term
u01Terminal displays ENTER PIN or similar message
u02Terminal displays APPROVED or similar message
u03Transaction is online approved
host
h01Authorization Request retains ICC Data from Initial Transaction
h02Authorization Request, POS DC correct
h03Authorization Request, PIN Block is encrypted (using Format 0). PIN value is correct
h04Authorization Request, ICC Cryptogram is unchanged between Initial transaction & Online PIN
h05Authorization Request, ICC Application Transaction Counter is unchanged between Initial & Online PIN transaction
h06Authorization Request, ICC Unpredictable Number is unchanged between Initial & Online transaction
h07Authorization Response, Action Code = Accepted
AXP_EP_106EMV Mode Unable to go Online, Try Another Interface
infoIn the case of a terminal being unable to go online, the terminal prompts for try another interface
amount12.04
cardXP Card_13
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays PLEASE INSERT CARD or similar message
t01Tag 82(AIP) Byte 2 bit 8 = 1 - EMV Mode supported
t02Enhanced Contactless Reader Capability Tag 9F6E Byte 1 bit 8 = 1 - AEIPS Contact Mode supported
t03Enhanced Contactless Reader Capability Tag 9F6E Byte 1 bit 3 = 1 - Try another interface after a decline
t04Enhanced Contactless Reader Capability Tag 9F6E Byte 4 bits 6-8 = 000 - Validation indicates NOT configured for Terminal Exempt of No CVM Checks, Delayed Authorization Terminal, and Transit Terminal
t05In GenAC1 Tag 95(TVR) Byte 4 bit 8 = 1 - Transaction exceeds floor limit
t06In GenAC1 response, Tag 9F27(CID) = [80] - ARQC returned
AXP_EP_107EMV Mode Unable to go Online, Terminal Decline
infoIn the case of a terminal being unable to go online and does not support another interface, the terminal declines
amount12.04
cardXP Card_13
trxsale
term
u01Terminal displays PRESENT CARD or similar message
u02Terminal displays DECLINED or similar message
t01Tag 82(AIP) Byte 2 bit 8 = 1 - EMV Mode supported
t02Enhanced Contactless Reader Capability Tag 9F6E Byte 1 bit 8 = 0 - AEIPS Contact Mode NOT supported
t03Enhanced Contactless Reader Capability Tag 9F6E Byte 1 bit 3 = 0 - Try another interface after a decline
t04Enhanced Contactless Reader Capability Tag 9F6E Byte 4 bits 6-8 = 000 - Validation indicates NOT configured for Terminal Exempt of No CVM Checks, Delayed Authorization Terminal, and Transit Terminal
t05In GenAC1 Tag 95(TVR) Byte 4 bit 8 = 1 - Transaction exceeds floor limit
t06In GenAC1 response, Tag 9F27(CID) = [80] - ARQC returned