indentSelect indent level
Labels
areaAPCNJPNAUSnon-APnon-AUnon-EUnon-LACnon-SAMEAnon-US
brandCirrusMaestroMaestro-USMasterCardMasterCard-CNno-Cirrusno-Maestrono-Maestro-USno-MasterCard
cvmPIN-3PIN-4PIN-5PIN-6no-cvmno-on-deviceno-pin-offlineno-pin-onlineno-pinpadno-session-managementno-signatureon-devicepin-offlinepin-offline-encpin-onlinepinpadsession-managementsignature
odaCDACDA-mode-1DDASDASM2
entryPAN-16PAN-17PAN-19chipcombined-readercontactlesscontactless-swipefallbackmchip-fastno-chipno-combined-readerno-contactless-swipeno-mchip-fastno-single-tapsingle-tapswipe
tasksAFDATMAttendedBranchMPOSOn-boardTransitUnattendedno-AFDno-ATMno-Attendedno-Branchno-CAT-3no-On-boardno-Transitno-Unattendedno-offline-onlyscript
trxsauthcashcashbackfloor-limitgratuityinquiryno-cashback-maestropartial-approvalpaymentpin-changepin-unblockqpsrefundsale
rcapprovedeclineofflineonline
testsEMVCo L3, MasterCard M-TIP 2.0 build 280 tests
CHN01_01_01Full Grade network messages Contactless values in the authorization fields transmit Track 2 Equivalent Data
term
u01The terminal informs the cardholder that the transaction is approved
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8013
t02In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
t03In the GPO command, Tag 9F02 (Amount Authorized) < Contactless Transaction Limit
host
h01In 0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 00 (Purchase)
h02In 0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 07
h03In 0200 message, DE 23 (Card Sequence Number) = 001
h04In 0200 message, DE 35 (Track 2 Data) = 5413********8013?*****************
h05In 0200 message, DE 55 Tag 9F03 (Amount Other) = 000000000000 or is not present
h06In 0200 message, DE 61 SF 11 (Terminal Input Capability Indicator) = 3
h07In the MasterCard Simulator, the ARQC is successfully validated
CHN01_02_01all user instructions are displayed on the existing screen of the ATM contactless reader does not provide any instructions directly to the cardholder Full Grade network messages Contactless values in the authorization fields transmit Track 2 Equivalent Data
term
u01The terminal displays all user instructions on the ATM screen. The reader does not provide any instructions directly to the cardholder
u02The terminal informs the cardholder that the transaction is approved
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8013
t02In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
t03In the GPO command, Tag 9F02 (Amount Authorized) < Contactless Transaction Limit
host
h01In 0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 01 (Withdrawal)
h02In 0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 07
h03In 0200 message, DE 23 (Card Sequence Number) = 001
h04In 0200 message, DE 35 (Track 2 Data) = 5413********8013?*****************
h05In 0200 message, DE 61 SF 11 (Terminal Input Capability Indicator) = 3
h06In the MasterCard Simulator, the ARQC is successfully validated
CHN01_03_01Full Grade network messages Contactless values in the authorization fields transmit Track 2 Equivalent Data
term
u01The terminal informs the cardholder that the transaction is approved
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8013
t02In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
t03In the GPO command, Tag 9F02 (Amount Authorized) < Contactless Transaction Limit
host
h01In 0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 01 (Withdrawal)
h02In 0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 07
h03In 0200 message, DE 23 (Card Sequence Number) = 001
h04In 0200 message, DE 35 (Track 2 Data) = 5413********8013?*****************
h05In 0200 message, DE 55 Tag 9F03 (Amount Other) = 000000000000 or is not present
h06In 0200 message, DE 61 SF 11 (Terminal Input Capability Indicator) = 3
h07In the MasterCard Simulator, the ARQC is successfully validated
CHN01_04_01perform a contact transaction when the terminal informs the cardholder that the transaction is declined
term
u01The terminal prompts the cardholder to perform a contact transaction
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8013
t02In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
host
h01In 0200 message, DE 2 (PAN) = 5413********8013
h02In 0200 message, DE 4 (Transaction Amount) = *65*
CHN01_05_01repeat attempt of a failed contactless transaction using any acceptance technology supported, including trying contactless again Terminal does not force fallback from contactless acceptance to any other form of acceptance technology before a second transaction is attempted
term
u01The terminal informs the cardholder that the transaction is declined
u02The terminal allows a repeat attempt of the failed transaction using the contactless technology. It does not force fallback to a contact technology
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8013
t02In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
host
h01In 0200 message, DE 2 (PAN) = 5413********8013
h02In 0200 message, DE 4 (Transaction Amount) = *65*
CHN01_06_01Terminal does not process the ICC response data erroneously returned by the issuer
term
u01The terminal informs the cardholder that the transaction is approved
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8013
t02In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
t03The terminal does not send any command to the card beyond the GPO command
host
h01In 0200 message, DE 2 (PAN) = 5413********8013
h02In 0200 message, DE 4 (Transaction Amount) = *99*
CHN01_07_01Contactless Transaction Limit
term
u01The card log for the second transaction is either empty or contains the log of the transaction performed at the first step (that is, the amount in the GPO command is the amount used at the first step) or contains a transaction that aborts after the SELECT PPSE response
CHN01_08_01Contactless Transaction Limit
term
u01The card log for the second transaction is either empty or contains the log of the transaction performed at the first step (that is, the amount in the GPO command is the amount used at the first step) or contains a transaction that aborts after the SELECT PPSE response
CHN02_01_01uncommon data value or length received from the card Contactless Transaction Limit
term
u01The terminal informs the cardholder that the transaction is approved
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8021
t02In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
t03In the GPO command, the terminal requests an online authorization, Tag 9F66 (Terminal Transaction Qualifiers) Byte 2, bit 8 = 1
t04In the GPO command, the terminal indicates Online PIN Supported, Tag 9F66 (Terminal Transaction Qualifiers) Byte 1, bit 3 = 1
t05In the GPO command, the terminal indicates Online PIN not Supported, Tag 9F66 (Terminal Transaction Qualifiers) Byte 1, bit 3 = 0
t06In the GPO command, the terminal indicates Signature Supported, Tag 9F66 (Terminal Transaction Qualifiers) Byte 1, bit 2 = 1
t07In the GPO command, the terminal indicates Signature not Supported, Tag 9F66 (Terminal Transaction Qualifiers) Byte 1, bit 2 = 0
CHN02_02_01uncommon data value or length received from the card Contactless Transaction Limit
term
u01The terminal informs the cardholder that the transaction is approved
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8021
t02In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
t03In the GPO command, the terminal indicates Online PIN Supported, Tag 9F66 (Terminal Transaction Qualifiers) Byte 1, bit 3 = 1
t04In the GPO command, the terminal indicates Online PIN not Supported, Tag 9F66 (Terminal Transaction Qualifiers) Byte 1, bit 3 = 0
t05In the GPO command, the terminal indicates Signature Supported, Tag 9F66 (Terminal Transaction Qualifiers) Byte 1, bit 2 = 1
t06In the GPO command, the terminal indicates Signature not Supported, Tag 9F66 (Terminal Transaction Qualifiers) Byte 1, bit 2 = 0
CHN02_03_01uncommon data value or length received from the card Contactless Transaction Limit
term
u01The terminal informs the cardholder that the transaction is approved
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8021
t02In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
t03In the GPO command, the terminal indicates CVM is not requested, Tag 9F66 (Terminal Transaction Qualifiers) Byte 2, bit 7 = 0
t04In the GPO command, the terminal indicates an online authorization is not requested, Tag 9F66 (Terminal Transaction Qualifiers) Byte 2, bit 8 = 0
t05In the GPO command, the terminal indicates Online PIN Supported, Tag 9F66 (Terminal Transaction Qualifiers) Byte 1, bit 3 = 1
t06In the GPO command, the terminal indicates Online PIN not Supported, Tag 9F66 (Terminal Transaction Qualifiers) Byte 1, bit 3 = 0
t07In the GPO command, the terminal indicates Signature Supported, Tag 9F66 (Terminal Transaction Qualifiers) Byte 1, bit 2 = 1
t08In the GPO command, the terminal indicates Signature not Supported, Tag 9F66 (Terminal Transaction Qualifiers) Byte 1, bit 2 = 0
CHN03_01_01cardholder verification
term
u01The terminal informs the cardholder that the transaction is approved
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8039
t02In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
t03In the GPO command, Tag 9F02 (Amount Authorized) < CVM Required Limit
t04In the GPO command, the terminal indicates CVM is not requested, Tag 9F66 (Terminal Transaction Qualifiers) Byte 2, bit 7 = 0
CHN03_02_01cardholder verification
term
u01The terminal informs the cardholder that the transaction is approved
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8039
t02In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
t03In the GPO command, Tag 9F02 (Amount Authorized) = CVM Required Limit
t04In the GPO command, the terminal requests cardholder verification, Tag 9F66 (Terminal Transaction Qualifiers) Byte 2, bit 7 = 1
CHN03_03_01cardholder verification with gratuity
term
u01The terminal informs the cardholder that the transaction is approved
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8039
t02In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
t03In the GPO command, Tag 9F02 (Amount Authorized) = CVM Required Limit
t04In the GPO command, the terminal requests cardholder verification, Tag 9F66 (Terminal Transaction Qualifiers) Byte 2, bit 7 = 1
CHN03_04_01refund
term
u01At the end of the refund process, the terminal displays a message to inform the cardholder that refund has been done successfully
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8039
t02In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
CHN04_01_01offline data authentication (fDDA)
term
u01The terminal informs the cardholder that the transaction is approved
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8047
t02In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
t03In the GPO command, the terminal indicates an online authorization is not requested, Tag 9F66 (Terminal Transaction Qualifiers) Byte 2, bit 8 = 0
t04In the GPO command, Tag 9F02 (Amount Authorized) < Floor Limit
CHN06_01_01uncommon data value or length received from the card Terminal does not use the service code in order to require online authorization or Online PIN
term
u01The terminal informs the cardholder that the transaction is approved
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8062
t02In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
t03In the GPO command, the terminal indicates an online authorization is not requested, Tag 9F66 (Terminal Transaction Qualifiers) Byte 2, bit 8 = 0
t04In the GPO command, Tag 9F02 (Amount Authorized) < Floor Limit
CHN07_01_01extended AIDs
term
u01The terminal informs the cardholder that the transaction is approved
t01In the SELECT command, AID = A0000*****8888D*****
t02In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8070
t03In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
CHN07_02_01extended AIDs print a cardholder receipt
term
u01The terminal informs the cardholder that the transaction is approved
u02The terminal prints a cardholder receipt without requesting it
t01In the SELECT command, AID = A0000*****8888D*****
t02In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8070
t03In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
CHN09_01_01extended AIDs
term
u01The terminal informs the cardholder that the transaction is approved
t01In the SELECT command, AID = A0000*****8888C123456789
t02In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8096
t03In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
host
h01In the MasterCard Simulator, the ARQC is successfully validated
CHN09_02_01card that erroneously sends an ARQC extended AIDs
term
u01The terminal informs the cardholder that the transaction is declined
t01In the SELECT command, AID = A0000*****8888C123456789
t02In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8096
t03In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
t04The card responds to the GPO command with an ARQC
CHN10_01_01uncommon data value or length received from the card
term
u01The terminal informs the cardholder that the transaction is approved
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8104
t02In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
CHN11_01_01transmit mandatory data even if it is not requested by the card in the PDOL
term
u01The terminal informs the cardholder that the transaction is approved
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8112
t02In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
host
h01In 0200 message, DE 55 Tag 5F2A (Transaction Currency Code) is present
h02In 0200 message, DE 55 Tag 9A (Transaction Date) is present
h03In 0200 message, DE 55 Tag 9C (Transaction Type) is present
h04In 0200 message, DE 55 Tag 9F1A (Terminal Country Code) is present
CHN11_02_01card that does not support any offline data authentication method
term
u01The terminal informs the cardholder that the transaction is declined
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8112
t02In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
CHN11_03_01perform a contact transaction when the terminal informs the cardholder that the transaction is declined
term
u01The terminal prompts the cardholder to perform a contact transaction
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8112
t02In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
CHN12_01_01Online PIN verification
term
u01The terminal prompts for PIN
u02The terminal informs the cardholder that the transaction is approved
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8120
t02In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
t03In the GPO command, the terminal requests an online authorization, Tag 9F66 (Terminal Transaction Qualifiers) Byte 2, bit 8 = 1
t04In the GPO command, the terminal indicates Online PIN Supported, Tag 9F66 (Terminal Transaction Qualifiers) Byte 1, bit 3 = 1
t05In the GPO command, Tag 9F02 (Amount Authorized) > CVM Required Limit
u03In the MasterCard Simulator, the decrypted PIN value = 4315
host
h01In 0200 message, DE 52 (PIN Data) or DE 110 SF 11 (Extended PIN Encryption Data) is present
h02In 0200 message, DE 55 Tag 9F34 (CVM Results) = 420300
h03In the MasterCard Simulator, the ARQC is successfully validated
CHN12_02_01Terminate the transaction when the PIN entry is cancelled by the cardholder or merchant or if the terminal times out
term
u01The terminal prompts for PIN
u02The terminal terminates the transaction when the PIN entry is cancelled
u03The network simulator does not receive any authorization request for this transaction
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8120
t02In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
t03In the GPO command, Tag 9F02 (Amount Authorized) > CVM Required Limit
CHN12_03_01transactions below CVM Required Limit
term
u01The terminal does not prompt for PIN
u02The terminal informs the cardholder that the transaction is approved
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8120
t02In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
t03In the GPO command, the terminal requests an online authorization, Tag 9F66 (Terminal Transaction Qualifiers) Byte 2, bit 8 = 1
t04In the GPO command, Tag 9F02 (Amount Authorized) < CVM Required Limit
host
h01In 0200 message, DE 55 Tag 9F34 (CVM Results) = 1F0302
h02In the MasterCard Simulator, the ARQC is successfully validated
CHN13_01_01uncommon data value or length received from the card
term
u01The terminal informs the cardholder that the transaction is approved
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8138
t02In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
t03In the GPO command, the terminal indicates an online authorization is not requested, Tag 9F66 (Terminal Transaction Qualifiers) Byte 2, bit 8 = 0
t04In the GPO command, Tag 9F02 (Amount Authorized) < Floor Limit
CHN19_01_01offline data authentication (SM asymmetric cryptography)
term
u01The terminal informs the cardholder that the transaction is approved
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8195
t02In the GPO command, Tag 9F02 (Amount Authorized) > Floor Limit
CHN19_02_01offline data authentication (SM asymmetric cryptography)
term
u01The terminal informs the cardholder that the transaction is approved
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8195
t02In the GPO command, Tag 9F02 (Amount Authorized) < Floor Limit
CHN20_01_01BIN 2 cards transmit DE55 Tag 84 (DF Name) and 9F33 (Terminal Capabilities), when applicable transmit DE 61 SF 10 (CAT Level), when applicable
term
u01The terminal informs the cardholder that the transaction is approved
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 2223********8206
t02In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
t03In response to the GPO command, Tag 57 (Track 2 Equivalent Data) = 2223********8206D*****************
host
h01In 0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 07
h02In 0200 message, DE 23 (Card Sequence Number) = 001
h03In 0200 message, DE 35 (Track 2 Data) = 2223********8206?*****************
h04In 0200 message, DE 55 (ICC System-Related Data) is present
h05In 0200 message, DE 55 Tag 84 (Dedicated File Name) = A0000*****8888
h06In 0200 message, DE 55 Tag 9F33 (Terminal Capabilities) is present
h07In the MasterCard Simulator, the ARQC is successfully validated
h08In 0200 message, DE 61 SF 10 (CAT Level) = 9 (MPOS Acceptance Device)
h09In 0200 message, DE 61 SF 5 (POS Card Presence) = 0 (Card present)
h10In 0200 message, DE 61 SF 11 (Terminal Input Capability Indicator) = 3
CHN31_01_01uncommon data value or length received from the card Terminal does not prompt for a contact transaction when the service code indicates a chip is present on the card Terminal does not use the service code in order to require online authorization or Online PIN
term
u01The terminal does not prompt for a contact transaction
u02The terminal does not prompt for PIN
u03The terminal informs the cardholder that the transaction is approved
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8914
t02In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
t03In the GPO command, Tag 9F02 (Amount Authorized) = Floor Limit
t04In response to the GPO command, the card returns a TC
CHN31_02_01uncommon data value or length received from the card Terminal does not prompt for a contact transaction when the service code indicates a chip is present on the card Terminal does not use the service code in order to require online authorization or Online PIN
term
u01The terminal does not prompt for a contact transaction
u02The terminal does not prompt for PIN
u03The terminal informs the cardholder that the transaction is approved
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8914
t02In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
t03In the GPO command, Tag 9F02 (Amount Authorized) < Floor Limit
t04In response to the GPO command, the card returns a TC
CHN32_01_01Terminal does not use the service code in order to require Online PIN Terminal does not prompt for a contact transaction when the service code indicates a chip is present on the card
term
u01The terminal does not prompt for a contact transaction
u02The terminal informs the cardholder that the transaction is approved
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8922
t02In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
host
h01In 0200 message, DE 55 Tag 9F34 (CVM Results) = 1E0300
CHN32_02_01Terminal does not use the service code in order to require online authorization or Online PIN
term
u01The terminal does neither prompt for PIN nor request signature
u02The terminal informs the cardholder that the transaction is declined
t01The card responds to the GPO command with SW = 6985
CHN33_01_01perform a contact transaction when the terminal informs the cardholder that the transaction is declined
term
u01The terminal prompts the cardholder to perform a contact transaction
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8930
t02In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
t03In response to the GPO command, the card returns an AAC
CHN33_02_01repeat attempt of a failed contactless transaction using any acceptance technology supported, including trying contactless again Terminal does not force fallback from contactless acceptance to any other form of acceptance technology before a second transaction is attempted
term
u01The terminal informs the cardholder that the transaction is declined
u02The terminal allows a repeat attempt of the failed transaction using the contactless technology. It does not force fallback to a contact technology
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8930
t02In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
t03In response to the GPO command, the card returns an AAC
CHN34_01_01transmit PAN sequence number coming from the chip and not from Track 2 Equivalent Data item
term
u01The terminal informs the cardholder that the transaction is approved
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8948
t02In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
host
h01In 0200 message, DE 23 (Card Sequence Number) = 049
h02In the MasterCard Simulator, the ARQC is successfully validated
CHN36_01_01uncommon data value or length received from the card
term
u01The terminal informs the cardholder that the transaction is approved
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8963
t02In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
t03In response to the GPO command, the card returns a TC
CHN37_01_01gratuities
term
u01The terminal informs the cardholder that the transaction is approved
u02In the GPO command, Tag 9F02 (Amount Authorized) = the sum of the transaction amount and the gratuity amount
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8971
t02In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
host
h01In 0200 message, DE 55 Tag 9F02 (Amount Authorized) = DE 4 (Transaction Amount)
h02In 0200 message, DE 55 Tag 9F03 (Amount Other) = 000000000000 or is not present
h03In the MasterCard Simulator, the ARQC is successfully validated
CHN37_02_01gratuities
term
u01The terminal informs the cardholder that the transaction is approved
u02In the GPO command, Tag 9F02 (Amount Authorized) = the sum of the transaction amount and the gratuity amount
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8971
t02In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
CHN37_03_01cardholder receipt
term
u01The terminal informs the cardholder that the transaction is approved
u02The terminal does neither prompt for PIN nor request signature
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8971
t02In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
t03In the GPO command, Tag 9F02 (Amount Authorized) < CVM Required Limit
CHN37_04_01cardholder receipt
term
u01The terminal informs the cardholder that the transaction is approved
u02The terminal prints a cardholder receipt
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8971
t02In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
t03In the GPO command, Tag 9F02 (Amount Authorized) > CVM Required Limit
CHN38_01_016-digit PIN
term
u01The terminal prompts for PIN
u02The terminal informs the cardholder that the transaction is approved
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8989
t02In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
t03In the GPO command, Tag 9F02 (Amount Authorized) > CVM Required Limit
u03In the MasterCard Simulator, the decrypted PIN value = 431555
host
h01In 0200 message, DE 52 (PIN Data) or DE 110 SF 11 (Extended PIN Encryption Data) is present
h02In the MasterCard Simulator, the ARQC is successfully validated
CHN39_01_01PIN with 5 digits
term
u01The terminal prompts for PIN
u02The terminal informs the cardholder that the transaction is approved
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8997
t02In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
t03In the GPO command, Tag 9F02 (Amount Authorized) > CVM Required Limit
u03In the MasterCard Simulator, the decrypted PIN value = 43155
host
h01In 0200 message, DE 52 (PIN Data) or DE 110 SF 11 (Extended PIN Encryption Data) is present
h02In the MasterCard Simulator, the ARQC is successfully validated
CHN40_01_01uncommon data value or length received from the card PDOL that includes Tags being forbidden in the DE 55 card that does not return PAN Sequence Number (Tag 5F34)
term
u01The terminal informs the cardholder that the transaction is approved
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8906
t02In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
host
h01In 0200 message, DE 55 Tag 9F21 (Transaction Time) is not present
h02In 0200 message, DE 55 Tag 9F40 (Additional Terminal Capabilities) is not present
h03In the MasterCard Simulator, the ARQC is successfully validated
CHN40_02_01uncommon data value or length received from the card
term
u01The terminal informs the cardholder that the transaction is approved
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8906
t02In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
CHN50_01_01uncommon data value or length received from the card
term
u01The terminal informs the cardholder that the transaction is approved
t01In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8500
t02In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
CIR01_01_01Contactless Transaction Limit Terminal has its application version number for EMV mode contactless set to 0002
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799***********0012
t02In First GEN AC, TVR Byte 2, bit 8 (ICC and terminal have different application versions) = 0
host
h01In 0100/0200 message, DE 4 (Transaction Amount) = Contactless Transaction Limit
CIR01_01b_01all user instructions are displayed on the existing screen of the ATM contactless reader does not provide any instructions directly to the cardholder Response Code 00 (Approved) Full Grade network messages contactless values in the authorization fields transmit Track 2 Equivalent Data for an EMV mode contactless transaction
term
u01The terminal displays all user instructions on the ATM screen. The reader does not provide any instructions directly to the cardholder
u02The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799***********0012
host
h01In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 01 (Withdrawal)
h02In 0100/0200 message, DE 14 (Expiration Date) = 4912 or message type = 0200
h03In 0100/0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 07
h04In 0100/0200 message, DE 23 (Card Sequence Number) = 001
h05In 0100/0200 message, DE 35 (Track 2 Data) = 6799***********0012?****************
h06In 0100/0200 message, DE 55 Tag 9F03 (Amount Other) = 000000000000 or is not present
h07In 0100/0200 message, DE 55 Tag 9F27 (Cryptogram Information Data) = 80 (ARQC)
h08In the MasterCard Simulator, the ARQC is successfully validated
CIR01_01d_01Response Code 00 (Approved) Full Grade network messages contactless values in the authorization fields transmit Track 2 Equivalent Data for an EMV mode contactless transaction
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799***********0012
host
h01In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 01 (Withdrawal)
h02In 0100/0200 message, DE 14 (Expiration Date) = 4912 or message type = 0200
h03In 0100/0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 07
h04In 0100/0200 message, DE 23 (Card Sequence Number) = 001
h05In 0100/0200 message, DE 35 (Track 2 Data) = 6799***********0012?****************
h06In 0100/0200 message, DE 55 Tag 9F03 (Amount Other) = 000000000000 or is not present
h07In 0100/0200 message, DE 55 Tag 9F27 (Cryptogram Information Data) = 80 (ARQC)
h08In the MasterCard Simulator, the ARQC is successfully validated
CIR01_02_01when a financial request follows a non-financial request the terminals generates new chip data
term
u01The terminal informs the cardholder that the financial transaction is approved
u02For the financial request, the terminal asks to re-tap the test card
t01In Read Record, Tag 5A (PAN) = 6799***********0012
host
h01In 0100/0200 message (second instance), DE 55 Tag 9F37 (Unpredictable Number) is different from Tag 9F37 in the first instance (non-financial request)
CIR01_03_01cardholder receipt Online PIN verification Online PIN above the CVM Required Limit
term
u01The terminal informs the cardholder that the transaction is approved
u02The terminal prints a cardholder receipt
t01In Read Record, Tag 5A (PAN) = 6799***********0012
t02In First GEN AC, the terminal requests an ARQC
t03In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t04In First GEN AC, TVR Byte 3, bit 3 (Online PIN entered) = 1
t05In First GEN AC, CVM Results = 020000
host
h01In 0100/0200 message, DE 52 (PIN Data) is present
h02In 0100/0200 message, DE 55 Tag 9F34 (CVM Results) = 020000
h03In the MasterCard Simulator, the ARQC is successfully validated
CIR01_03c_01repeat attempt of a failed contactless transaction using any acceptance technology supported, including trying contactless again Terminal does not force fallback from contactless acceptance to any other form of acceptance technology before a second transaction is attempted
term
u01The terminal informs the cardholder that the transaction is declined
u02The terminal allows a repeat attempt of the failed transaction using the contactless technology. It does not force fallback to a contact technology
t01In Read Record, Tag 5A (PAN) = 6799***********0012
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0012
h02In 0100/0200 message, DE 4 (Transaction Amount) = *65*
CIR01_04_01Terminal does not process the ICC response data erroneously returned by the issuer
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799***********0012
t02The terminal does not send any command to the card beyond the GenAC1
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0012
h02In 0100/0200 message, DE 4 (Transaction Amount) = *99*
CIR11_04_01Terminal does not support offline PIN To validate the correct setting of Tag 9F1D (Terminal Risk Management Data) card that contains 9F24 (Payment Account Reference)
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799***********0111
t02In the GPO command, Tag 9F1D (Terminal Risk Management Data) = $CL_CIR_9F1D$
t03The VERIFY command is not present (Offline PIN verification not performed)
t04In First GEN AC, CVM Results Byte 1 <> 41
t05In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t06In First GEN AC, Tag 9F02 (Amount Authorized) < Contactless Transaction Limit
CIR12_02_01transmit Tag 9F33 (Terminal Capabilities) different certification authority public key lengths (CA key length is 1984/248) uncommon data value or length received from the card: Tag 57 (Track 2 Equivalent Data) has the maximum length (37 digits) - The PAN sequence number in Tag 5F34 is 49 - The card returns Tag 9F6E (Third Party Data) transmit DE55 Tag 9F34 (CVM Results) card with Discretionary Data in Tag 57 (Track 2 Equivalent Data) different from Tag 9F20 card with Service Code in Tag 57 (Track 2 Equivalent Data) different from Tag 5F30
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799***********0129
t02In First GEN AC, Terminal Capabilities (Tag 9F33) Byte 2 = $CL_CIR_9F33_B2$
t03In First GEN AC, Terminal Capabilities (Tag 9F33) Byte 3 = $CL_CIR_9F33_B3$
t04In First GEN AC, TVR Byte 1, bit 8 (Offline data authentication was not performed) = 0
t05In First GEN AC, TVR Byte 1, bit 3 (CDA failed) = 0
t06In First GEN AC, in case of CDA, the Reference Control Parameter bit 5 = 1 (CDA Requested)
t07In First GEN AC, the terminal requests an ARQC
host
h01In 0100/0200 message, DE 23 (Card Sequence Number) = 049
h02In 0100/0200 message, DE 55 Tag 84 (Dedicated File Name) = A0000*****6000
h03In 0100/0200 message, DE 55 Tag 9F10 (Issuer Authorization Data) = 0110A0000F0400****************0809FF0102***********8090A0B0C0D0E
h04In 0100/0200 message, DE 55 Tag 9F34 (CVM Results) = 020000
CIR19_01_01CDOL1 that includes Tags being forbidden in the DE 55 card that does not return PAN Sequence Number (Tag 5F34)
term
u01The terminal informs the cardholder that the transaction is approved
u02The terminal does not prompt for a contact transaction
t01In Read Record, Tag 5A (PAN) = 6799***********0194
host
h01In 0100/0200 message, DE 55 Tag 9F21 (Transaction Time) is not present
h02In 0100/0200 message, DE 55 Tag 9F40 (Additional Terminal Capabilities) is not present
h03In the MasterCard Simulator, the ARQC is successfully validated
CIR4B_02_01transaction when the card supports Data Storage
term
u01The terminal does not display or print any balance information
u02The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799***********0046
t02In response to the GPO command, Tag 94 (Application File Locator) is present
t03In response to the GPO command, Tag 9F5F (DS Slot Availability) = 40 (volatile slot)
t04In response to the GPO command, Tag 9F7F (DS Unpredictable Number) is present
t05In response to the GPO command, Tag 9F7D (DS Summary 1) = 0000********0000
host
h01In 0100/0200 message, DE 48 SE 23 (Device Type) = 01 (MNO controlled removable SE)
CIR4B_03_01transaction with a Mobile transmit Device Type, when applicable
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799***********0046
host
h01In 0100/0200 message, DE 48 SE 23 (Device Type) = 01 (MNO controlled removable SE)
CIR91_03_01card that does not support any offline data authentication method - Note: this can happen for a non-expiring card uncommon data value or length received from the card: - The card returns Tag 9F6E (Third Party data) with length 32, indicating a Device Type mobile phone case or sleeve - The card does not return a PAN Sequence Number transmit mandatory data even if it is not requested by the card in the CDOL1: - Terminal Country Code, Transaction Date, Transaction Type, Transaction Currency Code, CVM Results transmit Device Type, when applicable
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799***********0913
t02In First GEN AC, TVR Byte 1, bit 8 (Offline data authentication was not performed) = 1
t03In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t04In First GEN AC, TVR Byte 3, bit 3 (Online PIN entered) = 1
host
h01In 0100/0200 message, DE 48 SE 23 (Device Type) = 06 (Mobile Phone Case or Sleeve)
h02In 0100/0200 message, DE 55 Tag 5F2A (Transaction Currency Code) is present
h03In 0100/0200 message, DE 55 Tag 9A (Transaction Date) is present
h04In 0100/0200 message, DE 55 Tag 9C (Transaction Type) is present
h05In 0100/0200 message, DE 55 Tag 9F1A (Terminal Country Code) is present
CIR92_01_01Terminate the transaction when the card indicates that it does not support EMV mode contactless
term
t01The terminal does not send any command to the card beyond the GPO response
CIR93_02_01repeat attempt of a failed contactless transaction using any acceptance technology supported, including trying contactless again Terminal does not force fallback from contactless acceptance to any other form of acceptance technology before a second transaction is attempted
term
u01The terminal informs the cardholder that the transaction is declined
u02The terminal allows a repeat attempt of the failed transaction using the contactless technology. It does not force fallback to a contact technology
t01In Read Record, Tag 5A (PAN) = 6799***********0939
t02In First GEN AC, the terminal requests an ARQC
t03The card responds to the First GEN AC with an AAC
COM01_01_01uncommon data value or length received from the card transaction when the card supports Data Storage Terminal selects the highest priority application without cardholder assistance
term
u01The terminal informs the cardholder that the transaction is approved
t01In the SELECT command, AID = A0000*****1010
t02In Read Record, Tag 5A (PAN) = 5413********4317
t03In response to the GPO command, Tag 82 (Application Interchange Profile) Byte 2, bit 8 = 1 (EMV Contactless mode supported)
COM01_01_02uncommon data value or length received from the card transaction when the card supports Data Storage Terminal selects the highest priority application without cardholder assistance
term
u01The terminal informs the cardholder that the transaction is approved
t01In the SELECT command, AID = A0000*****3060
t02In Read Record, Tag 5A (PAN) = 6799***********4316
t03In response to the GPO command, Tag 82 (Application Interchange Profile) Byte 2, bit 8 = 1 (EMV Contactless mode supported)
COM01_02_01Terminal edits the candidate list based on the Issuer Country Code and Issuer Identification Number values uncommon data value or length received from the card transaction when the card supports Data Storage Terminal selects the highest priority application without cardholder assistance
term
u01The terminal informs the cardholder that the transaction is approved
t01In the SELECT command, AID = A0000*****2203
t02In Read Record, Tag 5A (PAN) = 5413********4312
t03In response to the GPO command, Tag 82 (Application Interchange Profile) Byte 2, bit 8 = 1 (EMV Contactless mode supported)
COM01_02_02Terminal edits the candidate list based on the Issuer Country Code and Issuer Identification Number values uncommon data value or length received from the card transaction when the card supports Data Storage Terminal selects the highest priority application without cardholder assistance
term
u01The terminal informs the cardholder that the transaction is approved
t01In the SELECT command, AID = A0000*****1010
t02In Read Record, Tag 5A (PAN) = 5413********4317
t03In response to the GPO command, Tag 82 (Application Interchange Profile) Byte 2, bit 8 = 1 (EMV Contactless mode supported)
COM01_03_01transaction when the card supports Data Storage but no slot available
term
u01The terminal informs the cardholder that the transaction is approved
t01In response to the GPO command, Tag 9F5F (DS Slot Availability) = 00 (no slot available)
COM02_01_01RFU Device Type in the Third Party Data Terminal selects the highest priority application without cardholder assistance
term
u01The terminal informs the cardholder that the transaction is approved
t01In the SELECT command, AID = A0000*****1010
t02In Read Record, Tag 5A (PAN) = 5413********4325
COM02_01_02RFU Device Type in the Third Party Data Terminal selects the highest priority application without cardholder assistance
term
u01The terminal informs the cardholder that the transaction is approved
t01In the SELECT command, AID = A0000*****3060
t02In Read Record, Tag 5A (PAN) = 6799***********4324
COM02_02_01RFU Device Type in the Third Party Data Terminal selects the highest priority application without cardholder assistance transmit Mobile POS data elements, when applicable transmit DE 55 Tag 9F34 (CVM Results) transmit Device Type, when applicable
term
u01The terminal informs the cardholder that the transaction is approved
t01In the SELECT command, AID = A0000*****1010
t02In Read Record, Tag 5A (PAN) = 5413********4325
host
h01In 0100/0200 message, DE 22 SF 2 (POS Terminal PIN Entry Mode) = 1 (Terminal has PIN Entry Capability)
h02In 0100/0200 message, DE 22 SF 2 (POS Terminal PIN Entry Mode) = 2 (Terminal does not have PIN entry capability)
h03In 0100/0200 message, DE 22 SF 2 (POS Terminal PIN Entry Mode) = 3 (mPOS Software-based PIN Entry Capability)
h04In 0100/0200 message, DE 48 SE 21 SF 1 = 0 (Dedicated mPOS Terminal)
h05In 0100/0200 message, DE 48 SE 21 SF 1 = 1 (Off the Shelf Mobile Device)
h06In 0100/0200 message, DE 48 SE 23 (Device Type) = 99 (RFU)
h07In 0100/0200 message, DE 55 Tag 9F34 (CVM Results) is present
h08In 0100/0200 message, DE 61 SF 10 (CAT Level) = 9 (MPOS Acceptance Device)
h09In 0100/0200 message, DE 61 SF 11 (Terminal Input Capability Indicator) = 3
COM02_02_02RFU Device Type in the Third Party Data Terminal selects the highest priority application without cardholder assistance transmit Mobile POS data elements, when applicable transmit DE 55 Tag 9F34 (CVM Results) transmit Device Type, when applicable
term
u01The terminal informs the cardholder that the transaction is approved
t01In the SELECT command, AID = A0000*****3060
t02In Read Record, Tag 5A (PAN) = 6799***********4324
host
h01In 0100/0200 message, DE 22 SF 2 (POS Terminal PIN Entry Mode) = 1 (Terminal has PIN Entry Capability)
h02In 0100/0200 message, DE 22 SF 2 (POS Terminal PIN Entry Mode) = 2 (Terminal does not have PIN entry capability)
h03In 0100/0200 message, DE 22 SF 2 (POS Terminal PIN Entry Mode) = 3 (mPOS Software-based PIN Entry Capability)
h04In 0100/0200 message, DE 48 SE 21 SF 1 = 0 (Dedicated mPOS Terminal)
h05In 0100/0200 message, DE 48 SE 21 SF 1 = 1 (Off the Shelf Mobile Device)
h06In 0100/0200 message, DE 48 SE 23 (Device Type) = 99 (RFU)
h07In 0100/0200 message, DE 55 Tag 9F34 (CVM Results) is present
h08In 0100/0200 message, DE 61 SF 10 (CAT Level) = 9 (MPOS Acceptance Device)
h09In 0100/0200 message, DE 61 SF 11 (Terminal Input Capability Indicator) = 3
COM02_02_03RFU Device Type in the Third Party Data Terminal selects the highest priority application without cardholder assistance transmit Mobile POS data elements, when applicable transmit DE 55 Tag 9F34 (CVM Results) transmit Device Type, when applicable
term
u01The terminal informs the cardholder that the transaction is approved
t01In the SELECT command, AID = A0000*****2203
t02In Read Record, Tag 5A (PAN) = 5413********4320
host
h01In 0100/0200 message, DE 22 SF 2 (POS Terminal PIN Entry Mode) = 1 (Terminal has PIN Entry Capability)
h02In 0100/0200 message, DE 22 SF 2 (POS Terminal PIN Entry Mode) = 2 (Terminal does not have PIN entry capability)
h03In 0100/0200 message, DE 22 SF 2 (POS Terminal PIN Entry Mode) = 3 (mPOS Software-based PIN Entry Capability)
h04In 0100/0200 message, DE 48 SE 21 SF 1 = 0 (Dedicated mPOS Terminal)
h05In 0100/0200 message, DE 48 SE 21 SF 1 = 1 (Off the Shelf Mobile Device)
h06In 0100/0200 message, DE 48 SE 23 (Device Type) = 99 (RFU)
h07In 0100/0200 message, DE 55 Tag 9F34 (CVM Results) is present
h08In 0100/0200 message, DE 61 SF 10 (CAT Level) = 9 (MPOS Acceptance Device)
h09In 0100/0200 message, DE 61 SF 11 (Terminal Input Capability Indicator) = 3
COM02_02_04RFU Device Type in the Third Party Data Terminal selects the highest priority application without cardholder assistance transmit DE 55 Tag 9F34 (CVM Results) transmit Device Type, when applicable
term
u01The terminal informs the cardholder that the transaction is approved
t01In the SELECT command, AID = A0000*****6000
t02In Read Record, Tag 5A (PAN) = 6799***********4329
host
h01In 0100/0200 message, DE 48 SE 23 (Device Type) = 99 (RFU)
h02In 0100/0200 message, DE 55 Tag 9F33 (Terminal Capabilities) is present
h03In 0100/0200 message, DE 55 Tag 9F34 (CVM Results) is present
h04In 0100/0200 message, DE 61 SF 11 (Terminal Input Capability Indicator) = 3
COM03_01_01uncommon data value or length received from the card Terminal selects the highest priority application without cardholder assistance
term
u01The terminal informs the cardholder that the transaction is approved
t01In the SELECT command, AID = A0000*****8888
t02In response to the GPO command, Tag 57 (Track 2 Equivalent Data) contains 5413********8815
t03In response to the GPO command, Tag 9F26 (Application Cryptogram) is present
MTIP01_01_01Issuer Scripts (Template 1) transmit mandatory data
term
t01In Read Record, Tag 5A (PAN) = 6799***********0024
t02In First GEN AC, the terminal requests an ARQC
t03The Issuer Script command is sent after First GEN AC
t04The Issuer Script command is sent before Second GEN AC
t05The card responds to the Issuer Script command with SW = 9000
t06In Second GEN AC, Tag 91 (Issuer Authentication Data) = DE 55 Tag 91 from 0110/0210 message
t07In Second GEN AC, TVR Byte 5, bit 6 (Script processing failed before final GENERATE AC) = 0
t08The card responds to the Second GEN AC with a TC
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0024
h02In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 01 (Withdrawal)
h03In 0100/0200 message, DE 4 (Transaction Amount) contains 02000
h04In 0100/0200 message, DE 14 (Expiration Date) = 2512 or message type = 0200
h05In 0100/0200 message, DE 23 (Card Sequence Number) = 003
h06In 0100/0200 message, DE 55 Tag 9F03 (Amount Other) = 000000000000 or is not present
h07In the MasterCard Simulator, the ARQC is successfully validated
MTIP01_02_01Issuer Scripts (Template 1 - Length = 114 bytes)
term
t01In Read Record, Tag 5A (PAN) = 6799***********0024
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000004000 or 000040000000
t03The first Issuer Script command is sent after First GEN AC
t04The card responds to the first Issuer Script command with SW = 9000
t05The second Issuer Script command is sent after First GEN AC
t06The card responds to the second Issuer Script command with SW = 9000
t07The third Issuer Script command is sent after First GEN AC
t08The card responds to the third Issuer Script command with SW = 9000
t09The fourth Issuer Script command is sent after First GEN AC
t10The card responds to the fourth Issuer Script command with SW = 9000
t11The fifth Issuer Script command is sent after First GEN AC
t12The card responds to the fifth Issuer Script command with SW = 9000
t13The sixth Issuer Script command is sent after First GEN AC
t14The card responds to the sixth Issuer Script command with SW = 9000
t15The seventh Issuer Script command is sent after First GEN AC
t16The card responds to the seventh Issuer Script command with SW = 9000
t17In Second GEN AC, TVR Byte 5, bit 6 (Script processing failed before final GENERATE AC) = 0
t18The card responds to the Second GEN AC with a TC
MTIP01_02_02Issuer Scripts (Template 1 - Length = 114 bytes)
term
t01In Read Record, Tag 5A (PAN) = 6799***********0024
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000004000 or 000040000000
t03The first Issuer Script command is sent after First GEN AC
t04The card responds to the first Issuer Script command with SW = 9000
t05The second Issuer Script command is sent after First GEN AC
t06The card responds to the second Issuer Script command with SW = 9000
t07The third Issuer Script command is sent after First GEN AC
t08The card responds to the third Issuer Script command with SW = 9000
t09The fourth Issuer Script command is sent after First GEN AC
t10The card responds to the fourth Issuer Script command with SW = 9000
t11The fifth Issuer Script command is sent after First GEN AC
t12The card responds to the fifth Issuer Script command with SW = 9000
t13The sixth Issuer Script command is sent after First GEN AC
t14The card responds to the sixth Issuer Script command with SW = 9000
t15The seventh Issuer Script command is sent after First GEN AC
t16The card responds to the seventh Issuer Script command with SW = 9000
t17In Second GEN AC, TVR Byte 5, bit 6 (Script processing failed before final GENERATE AC) = 0
t18The card responds to the Second GEN AC with a TC
MTIP01_03_01Issuer Scripts (Template 2)
term
t01In Read Record, Tag 5A (PAN) = 6799***********0024
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000006000 or 000060000000
t03The card responds to the Second GEN AC with a TC
t04The Issuer Script command is sent after Second GEN AC
t05The card responds to the Issuer Script command with SW = 9000
MTIP01_03_02Issuer Scripts (Template 2)
term
t01In Read Record, Tag 5A (PAN) = 6799***********0024
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000006000 or 000060000000
t03The card responds to the Second GEN AC with a TC
t04The Issuer Script command is sent after Second GEN AC
t05The card responds to the Issuer Script command with SW = 9000
MTIP01_04_01Issuer Scripts (Template 2 - Multiple commands)
term
t01In Read Record, Tag 5A (PAN) = 6799***********0024
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000008000 or 000080000000
t03The card responds to the Second GEN AC with a TC
t04The first Issuer Script command is sent after Second GEN AC
t05The card responds to the first Issuer Script command with SW = 9000
t06The second Issuer Script command is sent after Second GEN AC
t07The card responds to the second Issuer Script command with SW = 9000
t08The third Issuer Script command is sent after Second GEN AC
t09The card responds to the third Issuer Script command with SW = 9000
t10The fourth Issuer Script command is sent after Second GEN AC
t11The card responds to the fourth Issuer Script command with SW = 9000
MTIP01_04_02Issuer Scripts (Template 2 - Multiple commands)
term
t01In Read Record, Tag 5A (PAN) = 6799***********0024
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000008000 or 000080000000
t03The card responds to the Second GEN AC with a TC
t04The first Issuer Script command is sent after Second GEN AC
t05The card responds to the first Issuer Script command with SW = 9000
t06The second Issuer Script command is sent after Second GEN AC
t07The card responds to the second Issuer Script command with SW = 9000
t08The third Issuer Script command is sent after Second GEN AC
t09The card responds to the third Issuer Script command with SW = 9000
t10The fourth Issuer Script command is sent after Second GEN AC
t11The card responds to the fourth Issuer Script command with SW = 9000
MTIP01_05_01Issuer Scripts (Template 1) transmit mandatory data
term
t01In Read Record, Tag 5A (PAN) = 6799***********0024
t02In First GEN AC, the terminal requests an ARQC
t03The Issuer Script command is sent after First GEN AC
t04The Issuer Script command is sent before Second GEN AC
t05The card responds to the Issuer Script command with SW = 9000
t06In Second GEN AC, Tag 91 (Issuer Authentication Data) = DE 55 Tag 91 from 0110/0210 message
t07In Second GEN AC, TVR Byte 5, bit 6 (Script processing failed before final GENERATE AC) = 0
t08The card responds to the Second GEN AC with a TC
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0024
h02In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 01 (Withdrawal)
h03In 0100/0200 message, DE 4 (Transaction Amount) contains 02000
h04In 0100/0200 message, DE 14 (Expiration Date) = 2512 or message type = 0200
h05In 0100/0200 message, DE 23 (Card Sequence Number) = 003
h06In 0100/0200 message, DE 55 Tag 9F03 (Amount Other) = 000000000000 or is not present
h07In the MasterCard Simulator, the ARQC is successfully validated
MTIP01_06_01balance inquiry
term
u01The terminal displays (or prints) the account balance
t01In Read Record, Tag 5A (PAN) = 6799***********0024
t02In First GEN AC, Tag 9C (Transaction Type) = 30 (Balance Inquiry)
t03In First GEN AC, Tag 9F02 (Amount Authorized) = 000000000000
t04In First GEN AC, the terminal requests an ARQC
t05In First GEN AC, CVM Results = 4201??
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0024
h02In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 30 (Balance Inquiry)
h03In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h04In the MasterCard Simulator, the ARQC is successfully validated
MTIP01_12_01when a financial request follows a non-financial request the terminals generates new chip data
term
u01The terminal informs the cardholder that the financial transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799***********0024
host
h01In 0100/0200 message (second instance), DE 2 (PAN) = 6799***********0024
h02In 0100/0200 message (second instance), DE 4 (Transaction Amount) contains 05000
h03In 0100/0200 message (second instance), DE 55 Tag 9F37 (Unpredictable Number) is different from Tag 9F37 in the first instance (non-financial request)
MTIP02_01_01technical fallback
term
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0029
h02In 0100/0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 80
h03In 0100/0200 message, DE 35 (Track 2 Data) = 5413********0029?**************** or DE 45 (Track 1 Data) is present
h04In 0100/0200 message, DE 45 (Track 1 Data) = B5413********0029^MTIP02^2512********************0000 or DE 35 (Track 2 Data) is present
h05In 0100/0200 message, DE 61 SF 11 (Terminal Input Capability Indicator) = $DE61_SF11_Value$
MTIP02_01_02technical fallback
term
u01When the card is inserted in the chip reader, the terminal displays a message instructing to use the magstripe reader
u02The card is swiped in the magstripe reader
u03When the card is swiped in the magstripe reader, the terminal gives the choice to proceed with the magstripe transaction (as technical fallback) or to use the chip reader
u04The tester proceeds with the magstripe transaction (as technical fallback)
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0029
h02In 0100/0200 message, DE 4 (Transaction Amount) contains 00200
h03In 0100/0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 80
h04In 0100/0200 message, DE 35 (Track 2 Data) = 5413********0029?**************** or DE 45 (Track 1 Data) is present
h05In 0100/0200 message, DE 45 (Track 1 Data) = B5413********0029^MTIP02^2512********************0000 or DE 35 (Track 2 Data) is present
h06In 0100/0200 message, DE 61 SF 11 (Terminal Input Capability Indicator) = $DE61_SF11_Value$
MTIP02_01_03technical fallback
term
u01When the card is first swiped in the magstripe reader, the terminal gives the choice to proceed with the magstripe transaction (as technical fallback) or to use the chip reader
u02The card is inserted in the chip reader
u03When the card is inserted in the chip reader, the terminal displays a message instructing to use the magstripe reader
u04The card is swiped in the magstripe reader
u05When the card is swiped in the magstripe reader, the terminal gives the choice to proceed with the magstripe transaction (as technical fallback) or to use the chip reader
u06The tester proceeds with the magstripe transaction (as technical fallback)
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0029
h02In 0100/0200 message, DE 4 (Transaction Amount) contains 00300
h03In 0100/0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 80
h04In 0100/0200 message, DE 35 (Track 2 Data) = 5413********0029?**************** or DE 45 (Track 1 Data) is present
h05In 0100/0200 message, DE 45 (Track 1 Data) = B5413********0029^MTIP02^2512********************0000 or DE 35 (Track 2 Data) is present
h06In 0100/0200 message, DE 61 SF 11 (Terminal Input Capability Indicator) = $DE61_SF11_Value$
MTIP02_01_04technical fallback
term
u01When the card is inserted in the chip reader, the terminal displays a message instructing to use the magstripe reader
u02The card is swiped in the magstripe reader
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0029
h02In 0100/0200 message, DE 4 (Transaction Amount) contains 00400
h03In 0100/0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 80
h04In 0100/0200 message, DE 35 (Track 2 Data) = 5413********0029?**************** or DE 45 (Track 1 Data) is present
h05In 0100/0200 message, DE 45 (Track 1 Data) = B5413********0029^MTIP02^2512********************0000 or DE 35 (Track 2 Data) is present
h06In 0100/0200 message, DE 61 SF 11 (Terminal Input Capability Indicator) = $DE61_SF11_Value$
MTIP02_01_05technical fallback
term
u01When the card is swiped in the magstripe reader (without trying the chip first), the terminal displays a message instructing to use the chip reader
u02The card is inserted in the chip reader
u03When the card is inserted in the chip reader, the terminal displays a message instructing to use the magstripe reader
u04The card is swiped in the magstripe reader
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0029
h02In 0100/0200 message, DE 4 (Transaction Amount) contains 00500
h03In 0100/0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 80
h04In 0100/0200 message, DE 35 (Track 2 Data) = 5413********0029?**************** or DE 45 (Track 1 Data) is present
h05In 0100/0200 message, DE 45 (Track 1 Data) = B5413********0029^MTIP02^2512********************0000 or DE 35 (Track 2 Data) is present
h06In 0100/0200 message, DE 61 SF 11 (Terminal Input Capability Indicator) = $DE61_SF11_Value$
MTIP02_01_10technical fallback
term
u01When the card is inserted in the chip reader, the terminal displays a message instructing to use the magstripe reader
u02The card is swiped in the magstripe reader
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0029
h02In 0100/0200 message, DE 4 (Transaction Amount) contains 01000
h03In 0100/0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 80
h04In 0100/0200 message, DE 35 (Track 2 Data) = 5413********0029?**************** or DE 45 (Track 1 Data) is present
h05In 0100/0200 message, DE 45 (Track 1 Data) = B5413********0029^MTIP02^2512********************0000 or DE 35 (Track 2 Data) is present
h06In 0100/0200 message, DE 61 SF 11 (Terminal Input Capability Indicator) = $DE61_SF11_Value$
MTIP02_01_11technical fallback
term
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0029
h02In 0100/0200 message, DE 4 (Transaction Amount) contains 01100
h03In 0100/0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 80
h04In 0100/0200 message, DE 35 (Track 2 Data) = 5413********0029?**************** or DE 45 (Track 1 Data) is present
h05In 0100/0200 message, DE 45 (Track 1 Data) = B5413********0029^MTIP02^2512********************0000 or DE 35 (Track 2 Data) is present
h06In 0100/0200 message, DE 61 SF 11 (Terminal Input Capability Indicator) = $DE61_SF11_Value$
MTIP02_02_01On-board terminals do not support technical fallback
term
u01When the card is inserted in the chip reader, the card is not accepted and the transaction is not completed
u02The terminal does not display a message instructing to use the magstripe reader
MTIP03USM_01_02application selection with extended AIDs
term
u01The list displayed contains US Checking application
u02The list displayed contains US Saving application
u03The receipt contains the Application Label: US Saving
t01In the SELECT command, AID = A0000*****2203D*******
t02In Read Record, Tag 5A (PAN) = 5413********9015
t03In First GEN AC, Tag 9F02 (Amount Authorized) = 000000004000 or 000040000000
t04The card responds to the First or to the Second GEN AC with a TC
MTIP03USM_01_02fapplication selection with extended AIDs
term
u01The terminal informs the cardholder that the transaction is approved
u02The list displayed contains US Checking application
u03The list displayed contains US Saving application
u04The receipt contains the Application Label: US Saving
t01In the SELECT command, AID = A0000*****2203D*******
t02In Read Record, Tag 5A (PAN) = 5413********9015
t03In First GEN AC, Tag 9F02 (Amount Authorized) <> 000000000000
t04In First GEN AC, the terminal requests an ARQC
t05In Second GEN AC, the terminal requests an AAC
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********9015
h02In 0100/0200 message, DE 4 (Transaction Amount) contains 04000
h03In 0100/0200 message, in DE 55 Tag 9F27 (Cryptogram Information Data), the cryptogram is an ARQC
h04In the MasterCard Simulator, the ARQC is successfully validated
MTIP03USM_03_01transaction on a dual application card
term
u01The receipt contains the Application Label: US Checking
t01In the SELECT command, AID = A0000*****2203D*******
t02In Read Record, Tag 5A (PAN) = 5413********9007
t03In First GEN AC, Tag 9F02 (Amount Authorized) = 000000001000 or 000010000000
t04The card responds to the Second GEN AC with a TC
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********9007
h02In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h03In the MasterCard Simulator, the ARQC is successfully validated
MTIP03_01_01fapplication selection with extended AIDs
term
u01The list displayed contains Maestro Checking application
u02The list displayed contains Maestro Saving application
u03The terminal informs the cardholder that the transaction is approved
u04The receipt contains the Application Label: Maestro Checking
u05The receipt contains the AID
t01In the SELECT command, AID = A0000*****3060D*******
t02In Read Record, Tag 5A (PAN) = 6799*********2010
t03In First GEN AC, Tag 9F02 (Amount Authorized) <> 000000000000
t04In First GEN AC, the terminal requests an ARQC
t05In Second GEN AC, the terminal requests an AAC
host
h01In 0100/0200 message, DE 2 (PAN) = 6799*********2010
h02In 0100/0200 message, DE 4 (Transaction Amount) contains 02000
h03In 0100/0200 message, in DE 55 Tag 9F27 (Cryptogram Information Data), the cryptogram is an ARQC
h04In the MasterCard Simulator, the ARQC is successfully validated
MTIP03_01_02application selection with extended AIDs
term
u01The list displayed contains Maestro Checking application
u02The list displayed contains Maestro Saving application
u03The receipt contains the Application Label: Maestro Saving
u04The receipt contains the AID
t01In the SELECT command, AID = A0000*****3060D*******
t02In Read Record, Tag 5A (PAN) = 6799*********2028
t03In First GEN AC, Tag 9F02 (Amount Authorized) = 000000004000 or 000040000000
t04The card responds to the Second GEN AC with a TC
MTIP03_02_02application selection with extended AIDs
term
u01The list displayed contains Maestro Checking application
u02The list displayed contains Maestro Saving application
u03The receipt contains the Application Label: Maestro Saving
t01In the SELECT command, AID = A0000*****3060D*******
t02In Read Record, Tag 5A (PAN) = 6799*********2028
t03In First GEN AC, Tag 9F02 (Amount Authorized) = 000000001000 or 000010000000
t04The card responds to the First GEN AC with a TC
MTIP03_03_01transaction on a dual application card
term
u01The receipt contains the Application Label: Maestro Checking
t01In the SELECT command, AID = A0000*****3060D*******
t02In Read Record, Tag 5A (PAN) = 6799*********2010
t03In First GEN AC, Tag 9F02 (Amount Authorized) = 000000001000 or 000010000000
t04The card responds to the Second GEN AC with a TC
host
h01In 0100/0200 message, DE 2 (PAN) = 6799*********2010
h02In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h03In the MasterCard Simulator, the ARQC is successfully validated
MTIP03_04_01transaction on a dual application card
term
u01The receipt contains the Application Label: Maestro Checking
t01In the SELECT command, AID = A0000*****3060D*******
t02In Read Record, Tag 5A (PAN) = 6799*********2010
t03In First GEN AC, Tag 9F02 (Amount Authorized) = 000000001000 or 000010000000
t04The card responds to the First GEN AC with a TC
MTIP03_05_01Maestro transactions in a specific No CVM acceptance environment
term
t01In Read Record, Tag 5A (PAN) = 6799*********2010
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000001000 or 000010000000
t03In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 1
t04The card responds to the Second GEN AC with a TC
host
h01In 0100/0200 message, DE 2 (PAN) = 6799*********2010
h02In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h03In 0100/0200 message, DE 18 (Merchant Type) = $Merchant_Category_Code$
h04In the MasterCard Simulator, the ARQC is successfully validated
MTIP03_05_04Maestro transactions in a specific No CVM acceptance environment
term
t01In Read Record, Tag 5A (PAN) = 6799*********2010
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000012000 or 000120000000
t03In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t04The card responds to the Second GEN AC with a TC
MTIP03_05_04bMaestro transactions in a specific No CVM acceptance environment
term
u01The terminal informs the cardholder that the transaction is declined
t01In Read Record, Tag 5A (PAN) = 6799*********2010
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000012000 or 000120000000
t03In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 1
MTIP04_01_01magstripe only card (with service code 1??)
term
u01The terminal informs the cardholder that the transaction is approved
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0037
h02In 0100/0200 message, DE 4 (Transaction Amount) contains 02000
h03In 0100/0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 90
h04In 0100/0200 message, DE 35 (Track 2 Data) = 5413********0037?**************** or DE 45 (Track 1 Data) is present
h05In 0100/0200 message, DE 45 (Track 1 Data) = B5413********0037^MTIP04^2512********************0000 or DE 35 (Track 2 Data) is present
h06In 0100/0200 message, DE 55 (ICC System-Related Data) is not present
h07In 0100/0200 message, DE 61 SF 11 (Terminal Input Capability Indicator) = $DE61_SF11_Value$
MTIP04_01_02magstripe only card (with service code 1??)
term
u01The terminal informs the cardholder that the transaction is approved
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0037
h02In 0100/0200 message, DE 4 (Transaction Amount) contains 02000
h03In 0100/0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 90
h04In 0100/0200 message, DE 35 (Track 2 Data) = 5413********0037?**************** or DE 45 (Track 1 Data) is present
h05In 0100/0200 message, DE 45 (Track 1 Data) = B5413********0037^MTIP04^2512********************0000 or DE 35 (Track 2 Data) is present
h06In 0100/0200 message, DE 55 (ICC System-Related Data) is not present
h07In 0100/0200 message, DE 61 SF 11 (Terminal Input Capability Indicator) = $DE61_SF11_Value$
MTIP05USM_01_01DDA and Offline PIN, when supported Issuer Scripts (Template 1) transmit mandatory data
term
t01In Read Record, Tag 5A (PAN) = 5413********9023
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000002000 or 000020000000
t03In First GEN AC, Tag 9C (Transaction Type) = 00 (Purchase)
t04In First GEN AC, the terminal requests an ARQC
t05In First GEN AC, TVR Byte 1, bit 4 (DDA failed) = 0
t06The VERIFY command is present (Offline PIN verification performed) with P2 = 88 (PIN Block enciphered)
t07The Issuer Script command is sent after First GEN AC
t08The Issuer Script command is sent before Second GEN AC
t09The card responds to the Issuer Script command with SW = 9000
t10In Second GEN AC, Tag 91 (Issuer Authentication Data) = DE 55 Tag 91 from 0110/0210 message
t11In Second GEN AC, TVR Byte 5, bit 6 (Script processing failed before final GENERATE AC) = 0
t12The card responds to the Second GEN AC with a TC
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********9023
h02In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h03In 0100/0200 message, DE 14 (Expiration Date) = 2512 or message type = 0200
h04In 0100/0200 message, DE 23 (Card Sequence Number) = 013
h05In 0100/0200 message, DE 55 Tag 9F03 (Amount Other) = 000000000000 or is not present
h06In the MasterCard Simulator, the ARQC is successfully validated
MTIP05USM_01_01fDDA and Offline PIN, when supported transmit mandatory data
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********9023
t02In First GEN AC, Tag 9C (Transaction Type) = 00 (Purchase)
t03In First GEN AC, Tag 9F02 (Amount Authorized) <> 000000000000
t04In First GEN AC, the terminal requests an ARQC
t05In First GEN AC, TVR Byte 1, bit 4 (DDA failed) = 0
t06The VERIFY command is present (Offline PIN verification performed) with P2 = 88 (PIN Block enciphered)
t07In Second GEN AC, the terminal requests an AAC
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********9023
h02In 0100/0200 message, DE 4 (Transaction Amount) contains 02000
h03In 0100/0200 message, DE 14 (Expiration Date) = 2512 or message type = 0200
h04In 0100/0200 message, DE 23 (Card Sequence Number) = 013
h05In 0100/0200 message, DE 55 Tag 9F03 (Amount Other) = 000000000000 or is not present
h06In 0100/0200 message, in DE 55 Tag 9F27 (Cryptogram Information Data), the cryptogram is an ARQC
h07In 0100/0200 message, DE 55 Tag 9F36 (Application Transaction Counter) = 0027
h08In the MasterCard Simulator, the ARQC is successfully validated
MTIP05USM_02_01Issuer Scripts (Template 1 - Length = 114 bytes)
term
t01In Read Record, Tag 5A (PAN) = 5413********9023
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000004000 or 000040000000
t03The first Issuer Script command is sent after First GEN AC
t04The card responds to the first Issuer Script command with SW = 9000
t05The second Issuer Script command is sent after First GEN AC
t06The card responds to the second Issuer Script command with SW = 9000
t07The third Issuer Script command is sent after First GEN AC
t08The card responds to the third Issuer Script command with SW = 9000
t09The fourth Issuer Script command is sent after First GEN AC
t10The card responds to the fourth Issuer Script command with SW = 9000
t11The fifth Issuer Script command is sent after First GEN AC
t12The card responds to the fifth Issuer Script command with SW = 9000
t13The sixth Issuer Script command is sent after First GEN AC
t14The card responds to the sixth Issuer Script command with SW = 9000
t15The seventh Issuer Script command is sent after First GEN AC
t16The card responds to the seventh Issuer Script command with SW = 9000
t17In Second GEN AC, TVR Byte 5, bit 6 (Script processing failed before final GENERATE AC) = 0
t18The card responds to the Second GEN AC with a TC
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********9023
h02In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
MTIP05USM_04_01Issuer Scripts (Template 2 - Multiple commands)
term
t01In Read Record, Tag 5A (PAN) = 5413********9023
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000008000 or 000080000000
t03The card responds to the Second GEN AC with a TC
t04The first Issuer Script command is sent after Second GEN AC
t05The card responds to the first Issuer Script command with SW = 9000
t06The second Issuer Script command is sent after Second GEN AC
t07The card responds to the second Issuer Script command with SW = 9000
t08The third Issuer Script command is sent after Second GEN AC
t09The card responds to the third Issuer Script command with SW = 9000
t10The fourth Issuer Script command is sent after Second GEN AC
t11The card responds to the fourth Issuer Script command with SW = 9000
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********9023
h02In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
MTIP05USM_06_01final decision of the card
term
t01In Read Record, Tag 5A (PAN) = 5413********9023
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000022000 or 000220000000
t03In Second GEN AC, the terminal requests a TC
t04The card responds to the Second GEN AC with an AAC
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********9023
h02In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h03In 0100/0200 message, DE 55 Tag 9F36 (Application Transaction Counter) = 0027
MTIP05USM_08_01Issuer Scripts (Template 1 - Length = 114 bytes) Purchase With Cash Back
term
t01In Read Record, Tag 5A (PAN) = 5413********9023
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000000300 or 000003000000
t03In First GEN AC, Tag 9F03 (Amount Other) = 000000000100 or 000001000000
t04The first Issuer Script command is sent after First GEN AC
t05The card responds to the first Issuer Script command with SW = 9000
t06The second Issuer Script command is sent after First GEN AC
t07The card responds to the second Issuer Script command with SW = 9000
t08The third Issuer Script command is sent after First GEN AC
t09The card responds to the third Issuer Script command with SW = 9000
t10The fourth Issuer Script command is sent after First GEN AC
t11The card responds to the fourth Issuer Script command with SW = 9000
t12The fifth Issuer Script command is sent after First GEN AC
t13The card responds to the fifth Issuer Script command with SW = 9000
t14The sixth Issuer Script command is sent after First GEN AC
t15The card responds to the sixth Issuer Script command with SW = 9000
t16The seventh Issuer Script command is sent after First GEN AC
t17The card responds to the seventh Issuer Script command with SW = 9000
t18In Second GEN AC, TVR Byte 5, bit 6 (Script processing failed before final GENERATE AC) = 0
t19The card responds to the Second GEN AC with a TC
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********9023
h02In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 09 (Purchase With Cash Back)
h03In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h04In 0200 message, DE 54 SF 1 (Account Type) = DE 3 SF 2 (Cardholder Account Type) or message type = 0100
h05In 0100/0200 message, DE 54 SF 2 (Amount Type) = 40 (Cash Back Amount)
h06In 0100/0200 message, DE 54 SF 3 (Currency Code) = DE 49 (Transaction Currency Code)
h07In 0100/0200 message, Debit or Credit Indicator in DE 54 SF 4 = D
h08In 0100/0200 message, Cash Back amount in DE 54 (SF 4 or SF 5) = Tag 9F03 from First GEN AC
h09In 0100/0200 message, DE 55 Tag 9F02 (Amount Authorized) = DE 4 (Transaction Amount)
h10In 0100/0200 message, DE 55 Tag 9F03 (Amount Other) = Tag 9F03 from First GEN AC
MTIP05USM_08_01fPurchase With Cash Back
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********9023
t02In First GEN AC, Tag 9F02 (Amount Authorized) <> 000000000000
t03In First GEN AC, the terminal requests an ARQC
t04In Second GEN AC, the terminal requests an AAC
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********9023
h02In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 09 (Purchase With Cash Back)
h03In 0100/0200 message, DE 4 (Transaction Amount) contains 00300
h04In 0200 message, DE 54 SF 1 (Account Type) = DE 3 SF 2 (Cardholder Account Type) or message type = 0100
h05In 0100/0200 message, DE 54 SF 2 (Amount Type) = 40 (Cash Back Amount)
h06In 0100/0200 message, DE 54 SF 3 (Currency Code) = DE 49 (Transaction Currency Code)
h07In 0100/0200 message, Debit or Credit Indicator in DE 54 SF 4 = D
h08In 0100/0200 message, in DE 55 Tag 9F27 (Cryptogram Information Data), the cryptogram is an ARQC
h09In the MasterCard Simulator, the ARQC is successfully validated
MTIP05USM_09_01Response Code 87 (Purchase Amount Only, No Cash Back Allowed)
term
u01The terminal informs the cardholder that the transaction is approved for the Purchase Amount Only (000000030000 or 000300000000)
t01In Read Record, Tag 5A (PAN) = 5413********9023
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000035000 or 000350000000
t03In First GEN AC, Tag 9F03 (Amount Other) = 000000005000 or 000050000000
t04In Second GEN AC, the terminal requests a TC
t05The card responds to the Second GEN AC with a TC
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********9023
h02In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 09 (Purchase With Cash Back)
h03In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h04In 0100/0200 message, DE 48 SE 61 SF 2 (Purchase Amount Only Terminal Support Indicator) = 1 (Merchant terminal supports receipt of purchase only approvals)
h05In 0200 message, DE 54 SF 1 (Account Type) = DE 3 SF 2 (Cardholder Account Type) or message type = 0100
h06In 0100/0200 message, DE 54 SF 2 (Amount Type) = 40 (Cash Back Amount)
h07In 0100/0200 message, DE 54 SF 3 (Currency Code) = DE 49 (Transaction Currency Code)
h08In 0100/0200 message, Debit or Credit Indicator in DE 54 SF 4 = D
h09In 0100/0200 message, Cash Back amount in DE 54 (SF 4 or SF 5) = Tag 9F03 from First GEN AC
h10In 0100/0200 message, DE 55 Tag 9F02 (Amount Authorized) = DE 4 (Transaction Amount)
h11In 0100/0200 message, DE 55 Tag 9F03 (Amount Other) = Tag 9F03 from First GEN AC
MTIP05USM_09_01fResponse Code 87 (Purchase Amount Only, No Cash Back Allowed)
term
u01The terminal informs the cardholder that the transaction is approved for the Purchase Amount Only (000000030000 or 000300000000)
t01In Read Record, Tag 5A (PAN) = 5413********9023
t02In First GEN AC, Tag 9F02 (Amount Authorized) <> 000000000000
t03In First GEN AC, the terminal requests an ARQC
t04In Second GEN AC, the terminal requests an AAC
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********9023
h02In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 09 (Purchase With Cash Back)
h03In 0100/0200 message, DE 4 (Transaction Amount) contains 35000
h04In 0100/0200 message, DE 48 SE 61 SF 2 (Purchase Amount Only Terminal Support Indicator) = 1 (Merchant terminal supports receipt of purchase only approvals)
h05In 0200 message, DE 54 SF 1 (Account Type) = DE 3 SF 2 (Cardholder Account Type) or message type = 0100
h06In 0100/0200 message, DE 54 SF 2 (Amount Type) = 40 (Cash Back Amount)
h07In 0100/0200 message, DE 54 SF 3 (Currency Code) = DE 49 (Transaction Currency Code)
h08In 0100/0200 message, Debit or Credit Indicator in DE 54 SF 4 = D
h09In 0100/0200 message, in DE 55 Tag 9F27 (Cryptogram Information Data), the cryptogram is an ARQC
h10In the MasterCard Simulator, the ARQC is successfully validated
MTIP05_01_01DDA and Offline PIN, when supported Issuer Scripts (Template 1) transmit mandatory data
term
t01In Read Record, Tag 5A (PAN) = 6799***********0010
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000002000 or 000020000000
t03In First GEN AC, the terminal requests an ARQC
t04In First GEN AC, TVR Byte 1, bit 4 (DDA failed) = 0
t05The VERIFY command is present (Offline PIN verification performed) with P2 = 88 (PIN Block enciphered)
t06The Issuer Script command is sent after First GEN AC
t07The Issuer Script command is sent before Second GEN AC
t08The card responds to the Issuer Script command with SW = 9000
t09In Second GEN AC, Tag 91 (Issuer Authentication Data) = DE 55 Tag 91 from 0110/0210 message
t10In Second GEN AC, TVR Byte 5, bit 6 (Script processing failed before final GENERATE AC) = 0
t11The card responds to the Second GEN AC with a TC
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0010
h02In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h03In 0100/0200 message, DE 14 (Expiration Date) = 2512 or message type = 0200
h04In 0100/0200 message, DE 23 (Card Sequence Number) = 013
h05In 0100/0200 message, DE 55 Tag 9F03 (Amount Other) = 000000000000 or is not present
h06In the MasterCard Simulator, the ARQC is successfully validated
MTIP05_01_01fDDA and Offline PIN, when supported transmit mandatory data
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799***********0010
t02In First GEN AC, Tag 9F02 (Amount Authorized) <> 000000000000
t03In First GEN AC, the terminal requests an ARQC
t04In First GEN AC, TVR Byte 1, bit 4 (DDA failed) = 0
t05The VERIFY command is present (Offline PIN verification performed) with P2 = 88 (PIN Block enciphered)
t06In Second GEN AC, the terminal requests an AAC
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0010
h02In 0100/0200 message, DE 4 (Transaction Amount) contains 02000
h03In 0100/0200 message, DE 14 (Expiration Date) = 2512 or message type = 0200
h04In 0100/0200 message, DE 23 (Card Sequence Number) = 013
h05In 0100/0200 message, DE 55 Tag 9F03 (Amount Other) = 000000000000 or is not present
h06In 0100/0200 message, in DE 55 Tag 9F27 (Cryptogram Information Data), the cryptogram is an ARQC
h07In 0100/0200 message, DE 55 Tag 9F36 (Application Transaction Counter) = 0027
h08In the MasterCard Simulator, the ARQC is successfully validated
MTIP05_02_01Issuer Scripts (Template 1 - Length = 114 bytes)
term
t01In Read Record, Tag 5A (PAN) = 6799***********0010
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000004000 or 000040000000
t03The first Issuer Script command is sent after First GEN AC
t04The card responds to the first Issuer Script command with SW = 9000
t05The second Issuer Script command is sent after First GEN AC
t06The card responds to the second Issuer Script command with SW = 9000
t07The third Issuer Script command is sent after First GEN AC
t08The card responds to the third Issuer Script command with SW = 9000
t09The fourth Issuer Script command is sent after First GEN AC
t10The card responds to the fourth Issuer Script command with SW = 9000
t11The fifth Issuer Script command is sent after First GEN AC
t12The card responds to the fifth Issuer Script command with SW = 9000
t13The sixth Issuer Script command is sent after First GEN AC
t14The card responds to the sixth Issuer Script command with SW = 9000
t15The seventh Issuer Script command is sent after First GEN AC
t16The card responds to the seventh Issuer Script command with SW = 9000
t17In Second GEN AC, TVR Byte 5, bit 6 (Script processing failed before final GENERATE AC) = 0
t18The card responds to the Second GEN AC with a TC
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0010
h02In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
MTIP05_03_01Issuer Scripts (Template 2)
term
t01In Read Record, Tag 5A (PAN) = 6799***********0010
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000006000 or 000060000000
t03In First GEN AC, Tag 9C (Transaction Type) = 00 (Purchase)
t04The card responds to the Second GEN AC with a TC
t05The Issuer Script command is sent after Second GEN AC
t06The card responds to the Issuer Script command with SW = 9000
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0010
h02In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 00 (Purchase)
h03In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
MTIP05_04_01Issuer Scripts (Template 2 - Multiple commands)
term
t01In Read Record, Tag 5A (PAN) = 6799***********0010
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000008000 or 000080000000
t03The card responds to the Second GEN AC with a TC
t04The first Issuer Script command is sent after Second GEN AC
t05The card responds to the first Issuer Script command with SW = 9000
t06The second Issuer Script command is sent after Second GEN AC
t07The card responds to the second Issuer Script command with SW = 9000
t08The third Issuer Script command is sent after Second GEN AC
t09The card responds to the third Issuer Script command with SW = 9000
t10The fourth Issuer Script command is sent after Second GEN AC
t11The card responds to the fourth Issuer Script command with SW = 9000
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0010
h02In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
MTIP05_06_01final decision of the card
term
t01In Read Record, Tag 5A (PAN) = 6799***********0010
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000022000 or 000220000000
t03In Second GEN AC, the terminal requests a TC
t04The card responds to the Second GEN AC with an AAC
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0010
h02In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h03In 0100/0200 message, DE 55 Tag 9F36 (Application Transaction Counter) = 0027
MTIP05_07_01DDA send mandatory data over the network and receives and transmits correctly the issuer scripts
term
t01In Read Record, Tag 5A (PAN) = 6799***********0010
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000002000 or 000020000000
t03In First GEN AC, the terminal requests an ARQC
t04In First GEN AC, TVR Byte 1, bit 8 (Offline data authentication was not performed) = 0
t05In First GEN AC, TVR Byte 1, bit 4 (DDA failed) = 0
t06The Issuer Script command is sent after First GEN AC
t07The Issuer Script command is sent before Second GEN AC
t08The card responds to the Issuer Script command with SW = 9000
t09In Second GEN AC, Tag 91 (Issuer Authentication Data) = DE 55 Tag 91 from 0110/0210 message
t10In Second GEN AC, TVR Byte 5, bit 6 (Script processing failed before final GENERATE AC) = 0
t11The card responds to the Second GEN AC with a TC
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0010
h02In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h03In 0100/0200 message, DE 14 (Expiration Date) = 2512 or message type = 0200
h04In 0100/0200 message, DE 23 (Card Sequence Number) = 013
h05In the MasterCard Simulator, the ARQC is successfully validated
MTIP05_08_01Issuer Scripts (Template 1 - Length = 114 bytes) Purchase With Cash Back
term
t01In Read Record, Tag 5A (PAN) = 6799***********0010
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000000300 or 000003000000
t03In First GEN AC, Tag 9F03 (Amount Other) = 000000000100 or 000001000000
t04The first Issuer Script command is sent after First GEN AC
t05The card responds to the first Issuer Script command with SW = 9000
t06The second Issuer Script command is sent after First GEN AC
t07The card responds to the second Issuer Script command with SW = 9000
t08The third Issuer Script command is sent after First GEN AC
t09The card responds to the third Issuer Script command with SW = 9000
t10The fourth Issuer Script command is sent after First GEN AC
t11The card responds to the fourth Issuer Script command with SW = 9000
t12The fifth Issuer Script command is sent after First GEN AC
t13The card responds to the fifth Issuer Script command with SW = 9000
t14The sixth Issuer Script command is sent after First GEN AC
t15The card responds to the sixth Issuer Script command with SW = 9000
t16The seventh Issuer Script command is sent after First GEN AC
t17The card responds to the seventh Issuer Script command with SW = 9000
t18In Second GEN AC, TVR Byte 5, bit 6 (Script processing failed before final GENERATE AC) = 0
t19The card responds to the Second GEN AC with a TC
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0010
h02In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 09 (Purchase With Cash Back)
h03In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h04In 0200 message, DE 54 SF 1 (Account Type) = DE 3 SF 2 (Cardholder Account Type) or message type = 0100
h05In 0100/0200 message, DE 54 SF 2 (Amount Type) = 40 (Cash Back Amount)
h06In 0100/0200 message, DE 54 SF 3 (Currency Code) = DE 49 (Transaction Currency Code)
h07In 0100/0200 message, Debit or Credit Indicator in DE 54 SF 4 = D
h08In 0100/0200 message, Cash Back amount in DE 54 (SF 4 or SF 5) = Tag 9F03 from First GEN AC
h09In 0100/0200 message, DE 55 Tag 9F02 (Amount Authorized) = DE 4 (Transaction Amount)
h10In 0100/0200 message, DE 55 Tag 9F03 (Amount Other) = Tag 9F03 from First GEN AC
MTIP05_08_01fPurchase With Cash Back
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799***********0010
t02In First GEN AC, Tag 9F02 (Amount Authorized) <> 000000000000
t03In First GEN AC, the terminal requests an ARQC
t04In Second GEN AC, the terminal requests an AAC
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0010
h02In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 09 (Purchase With Cash Back)
h03In 0100/0200 message, DE 4 (Transaction Amount) contains 00300
h04In 0200 message, DE 54 SF 1 (Account Type) = DE 3 SF 2 (Cardholder Account Type) or message type = 0100
h05In 0100/0200 message, DE 54 SF 2 (Amount Type) = 40 (Cash Back Amount)
h06In 0100/0200 message, DE 54 SF 3 (Currency Code) = DE 49 (Transaction Currency Code)
h07In 0100/0200 message, Debit or Credit Indicator in DE 54 SF 4 = D
h08In 0100/0200 message, in DE 55 Tag 9F27 (Cryptogram Information Data), the cryptogram is an ARQC
h09In the MasterCard Simulator, the ARQC is successfully validated
MTIP05_09_01Response Code 87 (Purchase Amount Only, No Cash Back Allowed)
term
u01The terminal informs the cardholder that the transaction is approved for the Purchase Amount Only (000000030000 or 000300000000)
t01In Read Record, Tag 5A (PAN) = 6799***********0010
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000035000 or 000350000000
t03In First GEN AC, Tag 9F03 (Amount Other) = 000000005000 or 000050000000
t04In Second GEN AC, the terminal requests a TC
t05The card responds to the Second GEN AC with a TC
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0010
h02In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 09 (Purchase With Cash Back)
h03In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h04In 0100/0200 message, DE 48 SE 61 SF 2 (Purchase Amount Only Terminal Support Indicator) = 1 (Merchant terminal supports receipt of purchase only approvals)
h05In 0200 message, DE 54 SF 1 (Account Type) = DE 3 SF 2 (Cardholder Account Type) or message type = 0100
h06In 0100/0200 message, DE 54 SF 2 (Amount Type) = 40 (Cash Back Amount)
h07In 0100/0200 message, DE 54 SF 3 (Currency Code) = DE 49 (Transaction Currency Code)
h08In 0100/0200 message, Debit or Credit Indicator in DE 54 SF 4 = D
h09In 0100/0200 message, Cash Back amount in DE 54 (SF 4 or SF 5) = Tag 9F03 from First GEN AC
h10In 0100/0200 message, DE 55 Tag 9F02 (Amount Authorized) = DE 4 (Transaction Amount)
h11In 0100/0200 message, DE 55 Tag 9F03 (Amount Other) = Tag 9F03 from First GEN AC
MTIP05_09_01fResponse Code 87 (Purchase Amount Only, No Cash Back Allowed)
term
u01The terminal informs the cardholder that the transaction is approved for the Purchase Amount Only (000000030000 or 000300000000)
t01In Read Record, Tag 5A (PAN) = 6799***********0010
t02In First GEN AC, Tag 9F02 (Amount Authorized) <> 000000000000
t03In First GEN AC, the terminal requests an ARQC
t04In Second GEN AC, the terminal requests an AAC
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0010
h02In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 09 (Purchase With Cash Back)
h03In 0100/0200 message, DE 4 (Transaction Amount) contains 35000
h04In 0100/0200 message, DE 48 SE 61 SF 2 (Purchase Amount Only Terminal Support Indicator) = 1 (Merchant terminal supports receipt of purchase only approvals)
h05In 0200 message, DE 54 SF 1 (Account Type) = DE 3 SF 2 (Cardholder Account Type) or message type = 0100
h06In 0100/0200 message, DE 54 SF 2 (Amount Type) = 40 (Cash Back Amount)
h07In 0100/0200 message, DE 54 SF 3 (Currency Code) = DE 49 (Transaction Currency Code)
h08In 0100/0200 message, Debit or Credit Indicator in DE 54 SF 4 = D
h09In 0100/0200 message, in DE 55 Tag 9F27 (Cryptogram Information Data), the cryptogram is an ARQC
h10In the MasterCard Simulator, the ARQC is successfully validated
MTIP06CHN_01_01DDA, when supported Issuer Scripts (Template 1) transmit mandatory data
term
t01In Read Record, Tag 5A (PAN) = 5413********0064
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000002000 or 000020000000
t03In First GEN AC, Tag 9C (Transaction Type) = 00 (Purchase)
t04In First GEN AC, TVR Byte 1, bit 4 (DDA failed) = 0
t05In First GEN AC, the terminal requests an ARQC
t06The Issuer Script command is sent after First GEN AC
t07The Issuer Script command is sent before Second GEN AC
t08The card responds to the Issuer Script command with SW = 9000
t09In Second GEN AC, Tag 91 (Issuer Authentication Data) = DE 55 Tag 91 from 0110/0210 message
t10In Second GEN AC, TVR Byte 5, bit 6 (Script processing failed before final GENERATE AC) = 0
t11The card responds to the Second GEN AC with a TC
host
h01In 0200 message, DE 2 (PAN) = 5413********0064
h02In 0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 00 (Purchase)
h03In 0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h04In 0200 message, DE 23 (Card Sequence Number) = 003
h05In 0200 message, DE 55 Tag 9F03 (Amount Other) = 000000000000 or is not present
h06In the MasterCard Simulator, the ARQC is successfully validated
MTIP06CHN_02_01Issuer Scripts (Template 1 - Length = 114 bytes)
term
t01In Read Record, Tag 5A (PAN) = 5413********0064
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000004000 or 000040000000
t03The first Issuer Script command is sent after First GEN AC
t04The card responds to the first Issuer Script command with SW = 9000
t05The second Issuer Script command is sent after First GEN AC
t06The card responds to the second Issuer Script command with SW = 9000
t07The third Issuer Script command is sent after First GEN AC
t08The card responds to the third Issuer Script command with SW = 9000
t09The fourth Issuer Script command is sent after First GEN AC
t10The card responds to the fourth Issuer Script command with SW = 9000
t11The fifth Issuer Script command is sent after First GEN AC
t12The card responds to the fifth Issuer Script command with SW = 9000
t13The sixth Issuer Script command is sent after First GEN AC
t14The card responds to the sixth Issuer Script command with SW = 9000
t15The seventh Issuer Script command is sent after First GEN AC
t16The card responds to the seventh Issuer Script command with SW = 9000
t17In Second GEN AC, TVR Byte 5, bit 6 (Script processing failed before final GENERATE AC) = 0
t18The card responds to the Second GEN AC with a TC
host
h01In 0200 message, DE 2 (PAN) = 5413********0064
h02In 0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h03In the MasterCard Simulator, the ARQC is successfully validated
MTIP06CHN_03_01Issuer Scripts (Template 2)
term
t01In Read Record, Tag 5A (PAN) = 5413********0064
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000006000 or 000060000000
t03The card responds to the Second GEN AC with a TC
t04The Issuer Script command is sent after Second GEN AC
t05The card responds to the Issuer Script command with SW = 9000
host
h01In 0200 message, DE 2 (PAN) = 5413********0064
h02In 0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h03In the MasterCard Simulator, the ARQC is successfully validated
MTIP06CHN_04_01Issuer Scripts (Template 2 - Multiple commands)
term
t01In Read Record, Tag 5A (PAN) = 5413********0064
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000008000 or 000080000000
t03The card responds to the Second GEN AC with a TC
t04The first Issuer Script command is sent after Second GEN AC
t05The card responds to the first Issuer Script command with SW = 9000
t06The second Issuer Script command is sent after Second GEN AC
t07The card responds to the second Issuer Script command with SW = 9000
t08The third Issuer Script command is sent after Second GEN AC
t09The card responds to the third Issuer Script command with SW = 9000
t10The fourth Issuer Script command is sent after Second GEN AC
t11The card responds to the fourth Issuer Script command with SW = 9000
host
h01In 0200 message, DE 2 (PAN) = 5413********0064
h02In 0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h03In the MasterCard Simulator, the ARQC is successfully validated
MTIP06CHN_05_01transactions without ARPC
term
t01In Read Record, Tag 5A (PAN) = 5413********0064
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000010000 or 000100000000
t03In Second GEN AC, the terminal requests a TC
t04In Second GEN AC, Tag 91 (Issuer Authentication Data) = 0000************0000
t05The card responds to the Second GEN AC with an AAC
host
h01In 0200 message, DE 2 (PAN) = 5413********0064
h02In 0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h03In 0200 message, DE 55 Tag 9F36 (Application Transaction Counter) = 0027
h04In the MasterCard Simulator, the ARQC is successfully validated
MTIP06CHN_06_01final decision of the card
term
t01In Read Record, Tag 5A (PAN) = 5413********0064
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000012000 or 000120000000
t03In Second GEN AC, the terminal requests a TC
t04The card responds to the Second GEN AC with an AAC
host
h01In 0200 message, DE 2 (PAN) = 5413********0064
h02In 0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h03In the MasterCard Simulator, the ARQC is successfully validated
MTIP06CHN_07_01Terminal uses the expected CVM to perform the transaction
term
t01In Read Record, Tag 5A (PAN) = 5413********0064
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000014000 or 000140000000
t03In First GEN AC, TVR Byte 3, bit 3 (Online PIN entered) = 1
t04In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t05The card responds to the Second GEN AC with a TC
host
h01In 0200 message, DE 2 (PAN) = 5413********0064
h02In 0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h03In 0200 message, DE 52 (PIN Data) or DE 110 SF 11 (Extended PIN Encryption Data) is present
h04In 0200 message, DE 55 Tag 9F34 (CVM Results) = 42????
h05In the MasterCard Simulator, the ARQC is successfully validated
MTIP06CHN_08_01Issuer Scripts (Template 1) transmit mandatory data
term
t01In Read Record, Tag 5A (PAN) = 5413********0064
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000002000 or 000020000000
t03In First GEN AC, the terminal requests an ARQC
t04The Issuer Script command is sent after First GEN AC
t05The Issuer Script command is sent before Second GEN AC
t06The card responds to the Issuer Script command with SW = 9000
t07In Second GEN AC, Tag 91 (Issuer Authentication Data) = DE 55 Tag 91 from 0110/0210 message
t08In Second GEN AC, TVR Byte 5, bit 6 (Script processing failed before final GENERATE AC) = 0
t09The card responds to the Second GEN AC with a TC
host
h01In 0200 message, DE 2 (PAN) = 5413********0064
h02In 0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 01 (Withdrawal)
h03In 0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h04In 0200 message, DE 23 (Card Sequence Number) = 003
h05In the MasterCard Simulator, the ARQC is successfully validated
MTIP06CHN_09_01DDA
term
t01In Read Record, Tag 5A (PAN) = 5413********0064
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000002000 or 000020000000
t03In First GEN AC, TVR Byte 1, bit 8 (Offline data authentication was not performed) = 0
t04In First GEN AC, TVR Byte 1, bit 4 (DDA failed) = 0
t05The card responds to the First GEN AC with a TC
MTIP06CHN_10_01balance inquiry
term
u01The terminal displays (or prints) the account balance
t01In Read Record, Tag 5A (PAN) = 5413********0064
t02In First GEN AC, Tag 9C (Transaction Type) = 30 (Balance Inquiry)
t03In First GEN AC, Tag 9F02 (Amount Authorized) = 000000000000
t04In First GEN AC, the terminal requests an ARQC
t05In First GEN AC, CVM Results = 4201??
host
h01In 0200 message, DE 2 (PAN) = 5413********0064
h02In 0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 30 (Balance Inquiry)
h03In 0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h04In 0200 message, DE 52 (PIN Data) or DE 110 SF 11 (Extended PIN Encryption Data) is present
h05In the MasterCard Simulator, the ARQC is successfully validated
MTIP06CHN_12_01when a financial request follows a non-financial request the terminals generates new chip data
term
u01The terminal informs the cardholder that the financial transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0064
host
h01In 0200 message (second instance), DE 2 (PAN) = 5413********0064
h02In 0200 message (second instance), DE 4 (Transaction Amount) contains 05000
h03In 0200 message (second instance), DE 55 Tag 9F37 (Unpredictable Number) is different from Tag 9F37 in the first instance (non-financial request)
MTIP06CHN_14_01Quick Payment Service (QPS) transactions
term
t01In Read Record, Tag 5A (PAN) = 5413********0064
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000000300 or 000003000000 and is below the QPS Limit
t03In First GEN AC, the terminal requests an ARQC
t04In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t05In First GEN AC, CVM Results = 4103?? or 4203??
t06In Second GEN AC, the terminal requests a TC
t07The card responds to the Second GEN AC with a TC
host
h01In 0200 message, DE 2 (PAN) = 5413********0064
h02In 0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h03In 0200 message, DE 55 Tag 9F34 (CVM Results) = 4103?? or 4203??
h04In the MasterCard Simulator, the ARQC is successfully validated
MTIP06_01_01DDA and Offline PIN, when supported Issuer Scripts (Template 1) transmit mandatory data
term
t01In Read Record, Tag 5A (PAN) = 5413********0011
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000002000 or 000020000000
t03In First GEN AC, Tag 9C (Transaction Type) = 00 (Purchase)
t04In First GEN AC, TVR Byte 1, bit 4 (DDA failed) = 0
t05In First GEN AC, the terminal requests an ARQC
t06The VERIFY command is present (Offline PIN verification performed)
t07The Issuer Script command is sent after First GEN AC
t08The Issuer Script command is sent before Second GEN AC
t09The card responds to the Issuer Script command with SW = 9000
t10In Second GEN AC, Tag 91 (Issuer Authentication Data) = DE 55 Tag 91 from 0110/0210 message
t11In Second GEN AC, TVR Byte 5, bit 6 (Script processing failed before final GENERATE AC) = 0
t12The card responds to the Second GEN AC with a TC
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0011
h02In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 00 (Purchase)
h03In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h04In 0100/0200 message, DE 14 (Expiration Date) = 2512 or message type = 0200
h05In 0100/0200 message, DE 23 (Card Sequence Number) = 003
h06In 0100/0200 message, DE 55 Tag 9F03 (Amount Other) = 000000000000 or is not present
h07In the MasterCard Simulator, the ARQC is successfully validated
MTIP06_01_01fDDA and Offline PIN, when supported transmit mandatory data
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0011
t02In First GEN AC, Tag 9C (Transaction Type) = 00 (Purchase)
t03In First GEN AC, TVR Byte 1, bit 4 (DDA failed) = 0
t04In First GEN AC, Tag 9F02 (Amount Authorized) <> 000000000000
t05In First GEN AC, the terminal requests an ARQC
t06The VERIFY command is present (Offline PIN verification performed)
t07In Second GEN AC, the terminal requests an AAC
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0011
h02In 0100/0200 message, DE 4 (Transaction Amount) contains 02000
h03In 0100/0200 message, DE 14 (Expiration Date) = 2512 or message type = 0200
h04In 0100/0200 message, DE 23 (Card Sequence Number) = 003
h05In 0100/0200 message, DE 55 Tag 9F03 (Amount Other) = 000000000000 or is not present
h06In 0100/0200 message, in DE 55 Tag 9F27 (Cryptogram Information Data), the cryptogram is an ARQC
h07In 0100/0200 message, DE 55 Tag 9F36 (Application Transaction Counter) = 0027
h08In the MasterCard Simulator, the ARQC is successfully validated
MTIP06_02_01Issuer Scripts (Template 1 - Length = 114 bytes)
term
t01In Read Record, Tag 5A (PAN) = 5413********0011
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000004000 or 000040000000
t03The first Issuer Script command is sent after First GEN AC
t04The card responds to the first Issuer Script command with SW = 9000
t05The second Issuer Script command is sent after First GEN AC
t06The card responds to the second Issuer Script command with SW = 9000
t07The third Issuer Script command is sent after First GEN AC
t08The card responds to the third Issuer Script command with SW = 9000
t09The fourth Issuer Script command is sent after First GEN AC
t10The card responds to the fourth Issuer Script command with SW = 9000
t11The fifth Issuer Script command is sent after First GEN AC
t12The card responds to the fifth Issuer Script command with SW = 9000
t13The sixth Issuer Script command is sent after First GEN AC
t14The card responds to the sixth Issuer Script command with SW = 9000
t15The seventh Issuer Script command is sent after First GEN AC
t16The card responds to the seventh Issuer Script command with SW = 9000
t17In Second GEN AC, TVR Byte 5, bit 6 (Script processing failed before final GENERATE AC) = 0
t18The card responds to the Second GEN AC with a TC
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0011
h02In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
MTIP06_03_01Issuer Scripts (Template 2)
term
t01In Read Record, Tag 5A (PAN) = 5413********0011
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000006000 or 000060000000
t03The card responds to the Second GEN AC with a TC
t04The Issuer Script command is sent after Second GEN AC
t05The card responds to the Issuer Script command with SW = 9000
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0011
h02In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
MTIP06_04_01Issuer Scripts (Template 2 - Multiple commands)
term
t01In Read Record, Tag 5A (PAN) = 5413********0011
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000008000 or 000080000000
t03The card responds to the Second GEN AC with a TC
t04The first Issuer Script command is sent after Second GEN AC
t05The card responds to the first Issuer Script command with SW = 9000
t06The second Issuer Script command is sent after Second GEN AC
t07The card responds to the second Issuer Script command with SW = 9000
t08The third Issuer Script command is sent after Second GEN AC
t09The card responds to the third Issuer Script command with SW = 9000
t10The fourth Issuer Script command is sent after Second GEN AC
t11The card responds to the fourth Issuer Script command with SW = 9000
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0011
h02In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
MTIP06_06_01final decision of the card
term
t01In Read Record, Tag 5A (PAN) = 5413********0011
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000012000 or 000120000000
t03In Second GEN AC, the terminal requests a TC
t04The card responds to the Second GEN AC with an AAC
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0011
h02In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h03In 0100/0200 message, DE 55 Tag 9F36 (Application Transaction Counter) = 0027
MTIP06_07_01Terminal uses the expected CVM to perform the transaction
term
t01In Read Record, Tag 5A (PAN) = 5413********0011
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000014000 or 000140000000
t03In First GEN AC, TVR Byte 3, bit 3 (Online PIN entered) = 1
t04In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t05The card responds to the Second GEN AC with a TC
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0011
h02In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h03In 0100/0200 message, DE 52 (PIN Data) is present
h04In 0100/0200 message, DE 55 Tag 9F34 (CVM Results) = 42????
MTIP06_08_01Issuer Scripts (Template 1) transmit mandatory data
term
t01In Read Record, Tag 5A (PAN) = 5413********0011
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000002000 or 000020000000
t03In First GEN AC, the terminal requests an ARQC
t04The Issuer Script command is sent after First GEN AC
t05The Issuer Script command is sent before Second GEN AC
t06The card responds to the Issuer Script command with SW = 9000
t07In Second GEN AC, Tag 91 (Issuer Authentication Data) = DE 55 Tag 91 from 0110/0210 message
t08In Second GEN AC, TVR Byte 5, bit 6 (Script processing failed before final GENERATE AC) = 0
t09The card responds to the Second GEN AC with a TC
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0011
h02In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 17 (Cash Disbursement)
h03In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h04In 0100/0200 message, DE 14 (Expiration Date) = 2512 or message type = 0200
h05In 0100/0200 message, DE 23 (Card Sequence Number) = 003
h06In the MasterCard Simulator, the ARQC is successfully validated
MTIP06_09_01DDA
term
t01In Read Record, Tag 5A (PAN) = 5413********0011
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000002000 or 000020000000
t03In First GEN AC, TVR Byte 1, bit 8 (Offline data authentication was not performed) = 0
t04In First GEN AC, TVR Byte 1, bit 4 (DDA failed) = 0
t05The card responds to the First GEN AC with a TC
MTIP06_10_01balance inquiry
term
u01The terminal displays (or prints) the account balance
t01In Read Record, Tag 5A (PAN) = 5413********0011
t02In First GEN AC, Tag 9C (Transaction Type) = 30 (Balance Inquiry)
t03In First GEN AC, Tag 9F02 (Amount Authorized) = 000000000000
t04In First GEN AC, the terminal requests an ARQC
t05In First GEN AC, CVM Results = 4201??
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0011
h02In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 30 (Balance Inquiry)
h03In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h04In the MasterCard Simulator, the ARQC is successfully validated
MTIP06_12_01when a financial request follows a non-financial request the terminals generates new chip data
term
u01The terminal informs the cardholder that the financial transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0011
host
h01In 0100/0200 message (second instance), DE 2 (PAN) = 5413********0011
h02In 0100/0200 message (second instance), DE 4 (Transaction Amount) contains 05000
h03In 0100/0200 message (second instance), DE 55 Tag 9F37 (Unpredictable Number) is different from Tag 9F37 in the first instance (non-financial request)
MTIP06_13_01Response Code 10 (Partial Approval)
term
u01The terminal informs the cardholder that the transaction is approved for the Partial Amount Only (000000000100 or equivalent amount in acquirer transaction currency)
t01In Read Record, Tag 5A (PAN) = 5413********0011
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000025000 or 000250000000
t03In First GEN AC, Tag 9C (Transaction Type) = 00 (Purchase)
t04In Second GEN AC, the terminal requests a TC
t05The card responds to the Second GEN AC with a TC
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0011
h02In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h03In 0100/0200 message, DE 48 SE 61 SF 1 (Partial Approval Terminal Support Indicator) = 1 (Merchant terminal supports receipt of partial approvals)
MTIP06_13_01fResponse Code 10 (Partial Approval)
term
u01The terminal informs the cardholder that the transaction is approved for the Partial Amount Only (000000000100 or equivalent amount in acquirer transaction currency)
t01In Read Record, Tag 5A (PAN) = 5413********0011
t02In First GEN AC, Tag 9C (Transaction Type) = 00 (Purchase)
t03In First GEN AC, Tag 9F02 (Amount Authorized) <> 000000000000
t04In First GEN AC, the terminal requests an ARQC
t05In Second GEN AC, the terminal requests an AAC
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0011
h02In 0100/0200 message, DE 4 (Transaction Amount) contains 25000
h03In 0100/0200 message, DE 48 SE 61 SF 1 (Partial Approval Terminal Support Indicator) = 1 (Merchant terminal supports receipt of partial approvals)
h04In 0100/0200 message, in DE 55 Tag 9F27 (Cryptogram Information Data), the cryptogram is an ARQC
h05In the MasterCard Simulator, the ARQC is successfully validated
MTIP06_14_01CVM processing for a Quick Payment Service (QPS) transaction
term
t01In Read Record, Tag 5A (PAN) = 5413********0011
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000000300 or 000003000000 and is below the QPS Limit
t03In First GEN AC, the terminal requests an ARQC
t04In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t05In First GEN AC, CVM Results = 4103?? or 4203??
t06In Second GEN AC, the terminal requests a TC
t07The card responds to the Second GEN AC with a TC
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0011
h02In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h03In 0100/0200 message, DE 55 Tag 9F34 (CVM Results) = 4103?? or 4203??
h04In the MasterCard Simulator, the ARQC is successfully validated
MTIP06_14_02CVM processing for a Quick Payment Service (QPS) transaction
term
t01In Read Record, Tag 5A (PAN) = 5413********0011
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000000350 or 000003500000 and is below the QPS Limit
t03In First GEN AC, the terminal requests an ARQC
t04In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t05In First GEN AC, CVM Results = 1F00??
t06In Second GEN AC, the terminal requests a TC
t07The card responds to the Second GEN AC with a TC
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0011
h02In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h03In 0100/0200 message, DE 55 Tag 9F34 (CVM Results) = 1F00??
h04In the MasterCard Simulator, the ARQC is successfully validated
MTIP06_14_02fCVM processing for a Quick Payment Service (QPS) transaction
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0011
t02In First GEN AC, Tag 9F02 (Amount Authorized) <> 000000000000
t03In First GEN AC, the terminal requests an ARQC
t04In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t05In First GEN AC, CVM Results = 1F00??
t06In Second GEN AC, the terminal requests an AAC
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0011
h02In 0100/0200 message, DE 4 (Transaction Amount) contains 0350
h03In 0100/0200 message, DE 55 Tag 9F34 (CVM Results) = 1F00??
h04In 0100/0200 message, in DE 55 Tag 9F27 (Cryptogram Information Data), the cryptogram is an ARQC
h05In the MasterCard Simulator, the ARQC is successfully validated
MTIP07_01_01technical fallback
term
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0028
h02In 0100/0200 message, DE 4 (Transaction Amount) contains 00100
h03In 0100/0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 80
h04In 0100/0200 message, DE 35 (Track 2 Data) = 6799***********0028?****************
h05In 0100/0200 message, DE 61 SF 11 (Terminal Input Capability Indicator) = $DE61_SF11_Value$
MTIP07_01_02technical fallback
term
u01When the card is inserted in the chip reader, the terminal displays a message instructing to use the magstripe reader
u02The card is swiped in the magstripe reader
u03When the card is swiped in the magstripe reader, the terminal gives the choice to proceed with the magstripe transaction (as technical fallback) or to use the chip reader
u04The tester proceeds with the magstripe transaction (as technical fallback)
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0028
h02In 0100/0200 message, DE 4 (Transaction Amount) contains 00200
h03In 0100/0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 80
h04In 0100/0200 message, DE 35 (Track 2 Data) = 6799***********0028?****************
h05In 0100/0200 message, DE 61 SF 11 (Terminal Input Capability Indicator) = $DE61_SF11_Value$
MTIP07_01_03technical fallback
term
u01When the card is first swiped in the magstripe reader, the terminal gives the choice to proceed with the magstripe transaction (as technical fallback) or to use the chip reader
u02The card is inserted in the chip reader
u03When the card is inserted in the chip reader, the terminal displays a message instructing to use the magstripe reader
u04The card is swiped in the magstripe reader
u05When the card is swiped in the magstripe reader, the terminal gives the choice to proceed with the magstripe transaction (as technical fallback) or to use the chip reader
u06The tester proceeds with the magstripe transaction (as technical fallback)
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0028
h02In 0100/0200 message, DE 4 (Transaction Amount) contains 00300
h03In 0100/0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 80
h04In 0100/0200 message, DE 35 (Track 2 Data) = 6799***********0028?****************
h05In 0100/0200 message, DE 61 SF 11 (Terminal Input Capability Indicator) = $DE61_SF11_Value$
MTIP07_01_04technical fallback
term
u01When the card is inserted in the chip reader, the terminal displays a message instructing to use the magstripe reader
u02The card is swiped in the magstripe reader
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0028
h02In 0100/0200 message, DE 4 (Transaction Amount) contains 00400
h03In 0100/0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 80
h04In 0100/0200 message, DE 35 (Track 2 Data) = 6799***********0028?****************
h05In 0100/0200 message, DE 61 SF 11 (Terminal Input Capability Indicator) = $DE61_SF11_Value$
MTIP07_01_05technical fallback
term
u01When the card is swiped in the magstripe reader (without trying the chip first), the terminal displays a message instructing to use the chip reader
u02The card is inserted in the chip reader
u03When the card is inserted in the chip reader, the terminal displays a message instructing to use the magstripe reader
u04The card is swiped in the magstripe reader
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0028
h02In 0100/0200 message, DE 4 (Transaction Amount) contains 00500
h03In 0100/0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 80
h04In 0100/0200 message, DE 35 (Track 2 Data) = 6799***********0028?****************
h05In 0100/0200 message, DE 61 SF 11 (Terminal Input Capability Indicator) = $DE61_SF11_Value$
MTIP07_01_10technical fallback
term
u01When the card is inserted in the chip reader, the terminal displays a message instructing to use the magstripe reader
u02The card is swiped in the magstripe reader
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0028
h02In 0100/0200 message, DE 4 (Transaction Amount) contains 01000
h03In 0100/0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 80
h04In 0100/0200 message, DE 35 (Track 2 Data) = 6799***********0028?****************
h05In 0100/0200 message, DE 61 SF 11 (Terminal Input Capability Indicator) = $DE61_SF11_Value$
MTIP07_01_11technical fallback
term
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0028
h02In 0100/0200 message, DE 4 (Transaction Amount) contains 01100
h03In 0100/0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 80
h04In 0100/0200 message, DE 35 (Track 2 Data) = 6799***********0028?****************
h05In 0100/0200 message, DE 61 SF 11 (Terminal Input Capability Indicator) = $DE61_SF11_Value$
MTIP07_02_01On-board terminals do not support technical fallback
term
u01When the card is inserted in the chip reader, the card is not accepted and the transaction is not completed
u02The terminal does not display a message instructing to use the magstripe reader
MTIP08CHN_01_01application selection with extended AIDs
term
u01The list displayed contains Debit MasterCard application
u02The list displayed contains MasterCard application
u03The receipt contains the Application Label: MasterCard
u04The receipt contains the AID
t01In the SELECT command, AID = A0000*******8802
t02In Read Record, Tag 5A (PAN) = 5413********0080
t03In First GEN AC, Tag 9F02 (Amount Authorized) = 000000001000 or 000010000000
t04The card responds to the Second GEN AC with a TC
MTIP08CHN_02_02application selection with extended AIDs
term
u01The list displayed contains Debit MasterCard application
u02The list displayed contains MasterCard application
u03The terminal informs the cardholder that the transaction is approved
u04The receipt contains the Application Label: MasterCard
u05The receipt contains the AID
t01In the SELECT command, AID = A0000*******8802
t02In Read Record, Tag 5A (PAN) = 5413********0080
t03In First GEN AC, Tag 9F02 (Amount Authorized) = 000000001000 or 000010000000
t04The card responds to the First GEN AC with a TC
MTIP08CHN_03_01transaction on a dual application card
term
u01The receipt contains the Application Label: Debit MasterCard
t01In the SELECT command, AID = A0000*******8801
t02In Read Record, Tag 5A (PAN) = 5457********0081
t03In First GEN AC, Tag 9F02 (Amount Authorized) = 000000001000 or 000010000000
t04The card responds to the Second GEN AC with a TC
MTIP08CHN_04_01transaction on a dual application card
term
u01The terminal informs the cardholder that the transaction is approved
u02The receipt contains the Application Label: Debit MasterCard
u03The receipt contains the AID
t01In the SELECT command, AID = A0000*******8801
t02In Read Record, Tag 5A (PAN) = 5457********0081
t03In First GEN AC, Tag 9F02 (Amount Authorized) = 000000001000 or 000010000000
t04The card responds to the First GEN AC with a TC
MTIP08CHN_06_01transmit Transaction Type
term
u01The list displayed contains Debit MasterCard application
u02The list displayed contains MasterCard application
t01In the SELECT command, AID = A0000*******8802
t02In Read Record, Tag 5A (PAN) = 5413********0080
t03In First GEN AC, Tag 9F02 (Amount Authorized) = 000000001000 or 000010000000
t04In First GEN AC, Tag 9C (Transaction Type) = 00 (Purchase)
MTIP08_01_01application selection with extended AIDs
term
u01The list displayed contains Debit MasterCard application
u02The list displayed contains MasterCard application
u03The receipt contains the Application Label: MasterCard
u04The receipt contains the AID
t01In the SELECT command, AID = A0000*******1002
t02In Read Record, Tag 5A (PAN) = 5413********0045
t03In First GEN AC, Tag 9F02 (Amount Authorized) = 000000001000 or 000010000000
t04The card responds to the Second GEN AC with a TC
MTIP08_01_01fapplication selection with extended AIDs
term
u01The list displayed contains Debit MasterCard application
u02The list displayed contains MasterCard application
u03The terminal informs the cardholder that the transaction is approved
u04The receipt contains the Application Label: MasterCard
u05The receipt contains the AID
t01In the SELECT command, AID = A0000*******1002
t02In Read Record, Tag 5A (PAN) = 5413********0045
t03In First GEN AC, Tag 9F02 (Amount Authorized) <> 000000000000
t04In First GEN AC, the terminal requests an ARQC
t05In Second GEN AC, the terminal requests an AAC
host
h01In 0100/0200 message, DE 4 (Transaction Amount) contains 01000
h02In 0100/0200 message, in DE 55 Tag 9F27 (Cryptogram Information Data), the cryptogram is an ARQC
h03In the MasterCard Simulator, the ARQC is successfully validated
MTIP08_02_02application selection with extended AIDs
term
u01The list displayed contains Debit MasterCard application
u02The list displayed contains MasterCard application
u03The terminal informs the cardholder that the transaction is approved
u04The receipt contains the Application Label: MasterCard
u05The receipt contains the AID
t01In the SELECT command, AID = A0000*******1002
t02In Read Record, Tag 5A (PAN) = 5413********0045
t03In First GEN AC, Tag 9F02 (Amount Authorized) = 000000001000 or 000010000000
t04The card responds to the First GEN AC with a TC
MTIP08_03_01transaction on a dual application card
term
u01The receipt contains the Application Label: Debit MasterCard
t01In the SELECT command, AID = A0000*******1001
t02In Read Record, Tag 5A (PAN) = 5457********0012
t03In First GEN AC, Tag 9F02 (Amount Authorized) = 000000001000 or 000010000000
t04The card responds to the Second GEN AC with a TC
MTIP08_04_01transaction on a dual application card
term
u01The terminal informs the cardholder that the transaction is approved
u02The receipt contains the Application Label: Debit MasterCard
u03The receipt contains the AID
t01In the SELECT command, AID = A0000*******1001
t02In Read Record, Tag 5A (PAN) = 5457********0012
t03In First GEN AC, Tag 9F02 (Amount Authorized) = 000000001000 or 000010000000
t04The card responds to the First GEN AC with a TC
MTIP08_05_01Response Code 87 (Purchase Amount Only, No Cash Back Allowed)
term
u01The terminal informs the cardholder that the transaction is approved for the Purchase Amount Only (000000030000 or 000300000000)
t01In Read Record, Tag 5A (PAN) = 5457********0012
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000035000 or 000350000000
t03In First GEN AC, Tag 9F03 (Amount Other) = 000000005000 or 000050000000
t04In Second GEN AC, the terminal requests a TC
host
h01In 0100/0200 message, DE 2 (PAN) = 5457********0012
h02In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 09 (Purchase With Cash Back)
h03In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h04In 0100/0200 message, DE 48 SE 61 SF 2 (Purchase Amount Only Terminal Support Indicator) = 1 (Merchant terminal supports receipt of purchase only approvals)
h05In 0200 message, DE 54 SF 1 (Account Type) = DE 3 SF 2 (Cardholder Account Type) or message type = 0100
h06In 0100/0200 message, DE 54 SF 2 (Amount Type) = 40 (Cash Back Amount)
h07In 0100/0200 message, DE 54 SF 3 (Currency Code) = DE 49 (Transaction Currency Code)
h08In 0100/0200 message, Debit or Credit Indicator in DE 54 SF 4 = D
h09In 0100/0200 message, Cash Back amount in DE 54 (SF 4 or SF 5) = Tag 9F03 from First GEN AC
h10In 0100/0200 message, DE 55 Tag 9F02 (Amount Authorized) = DE 4 (Transaction Amount)
h11In 0100/0200 message, DE 55 Tag 9F03 (Amount Other) = Tag 9F03 from First GEN AC
MTIP08_05_01fResponse Code 87 (Purchase Amount Only, No Cash Back Allowed)
term
u01The terminal informs the cardholder that the transaction is approved for the Purchase Amount Only (000000030000 or 000300000000)
t01In Read Record, Tag 5A (PAN) = 5457********0012
t02In First GEN AC, Tag 9F02 (Amount Authorized) <> 000000000000
t03In First GEN AC, the terminal requests an ARQC
t04In Second GEN AC, the terminal requests an AAC
host
h01In 0100/0200 message, DE 2 (PAN) = 5457********0012
h02In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 09 (Purchase With Cash Back)
h03In 0100/0200 message, DE 4 (Transaction Amount) contains 35000
h04In 0100/0200 message, DE 48 SE 61 SF 2 (Purchase Amount Only Terminal Support Indicator) = 1 (Merchant terminal supports receipt of purchase only approvals)
h05In 0200 message, DE 54 SF 1 (Account Type) = DE 3 SF 2 (Cardholder Account Type) or message type = 0100
h06In 0100/0200 message, DE 54 SF 2 (Amount Type) = 40 (Cash Back Amount)
h07In 0100/0200 message, DE 54 SF 3 (Currency Code) = DE 49 (Transaction Currency Code)
h08In 0100/0200 message, Debit or Credit Indicator in DE 54 SF 4 = D
h09In 0100/0200 message, in DE 55 Tag 9F27 (Cryptogram Information Data), the cryptogram is an ARQC
h10In the MasterCard Simulator, the ARQC is successfully validated
MTIP08_05_02Purchase With Cash Back
term
t01In Read Record, Tag 5A (PAN) = 5457********0012
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000000300 or 000003000000
t03In First GEN AC, Tag 9F03 (Amount Other) = 000000000100 or 000001000000
t04The card responds to the Second GEN AC with a TC
host
h01In 0100/0200 message, DE 2 (PAN) = 5457********0012
h02In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 09 (Purchase With Cash Back)
h03In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h04In 0200 message, DE 54 SF 1 (Account Type) = DE 3 SF 2 (Cardholder Account Type) or message type = 0100
h05In 0100/0200 message, DE 54 SF 2 (Amount Type) = 40 (Cash Back Amount)
h06In 0100/0200 message, DE 54 SF 3 (Currency Code) = DE 49 (Transaction Currency Code)
h07In 0100/0200 message, Debit or Credit Indicator in DE 54 SF 4 = D
h08In 0100/0200 message, Cash Back amount in DE 54 (SF 4 or SF 5) = Tag 9F03 from First GEN AC
h09In 0100/0200 message, DE 55 Tag 9F02 (Amount Authorized) = DE 4 (Transaction Amount)
h10In 0100/0200 message, DE 55 Tag 9F03 (Amount Other) = Tag 9F03 from First GEN AC
MTIP08_05_02fPurchase With Cash Back
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5457********0012
t02In First GEN AC, Tag 9F02 (Amount Authorized) <> 000000000000
t03In First GEN AC, the terminal requests an ARQC
t04In Second GEN AC, the terminal requests an AAC
host
h01In 0100/0200 message, DE 2 (PAN) = 5457********0012
h02In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 09 (Purchase With Cash Back)
h03In 0100/0200 message, DE 4 (Transaction Amount) contains 300
h04In 0200 message, DE 54 SF 1 (Account Type) = DE 3 SF 2 (Cardholder Account Type) or message type = 0100
h05In 0100/0200 message, DE 54 SF 2 (Amount Type) = 40 (Cash Back Amount)
h06In 0100/0200 message, DE 54 SF 3 (Currency Code) = DE 49 (Transaction Currency Code)
h07In 0100/0200 message, Debit or Credit Indicator in DE 54 SF 4 = D
h08In 0100/0200 message, in DE 55 Tag 9F27 (Cryptogram Information Data), the cryptogram is an ARQC
h09In the MasterCard Simulator, the ARQC is successfully validated
MTIP08_06_01transmit Transaction Type
term
u01The list displayed contains Debit MasterCard application
u02The list displayed contains MasterCard application
t01In the SELECT command, AID = A0000*******1002
t02In Read Record, Tag 5A (PAN) = 5413********0045
t03In First GEN AC, Tag 9F02 (Amount Authorized) = 000000001000 or 000010000000
t04In First GEN AC, Tag 9C (Transaction Type) = 00 (Purchase)
MTIP09_01_01magstripe only card (with service code 1??)
term
u01The terminal informs the cardholder that the transaction is approved
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0036
h02In 0100/0200 message, DE 4 (Transaction Amount) contains 02000
h03In 0100/0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 90
h04In 0100/0200 message, DE 35 (Track 2 Data) = 6799***********0036?****************
h05In 0100/0200 message, DE 55 (ICC System-Related Data) is not present
h06In 0100/0200 message, DE 61 SF 11 (Terminal Input Capability Indicator) = $DE61_SF11_Value$
MTIP09_01_02magstripe only card (with service code 1??)
term
u01The terminal informs the cardholder that the transaction is approved
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0036
h02In 0100/0200 message, DE 4 (Transaction Amount) contains 02000
h03In 0100/0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 90
h04In 0100/0200 message, DE 35 (Track 2 Data) = 6799***********0036?****************
h05In 0100/0200 message, DE 55 (ICC System-Related Data) is not present
h06In 0100/0200 message, DE 61 SF 11 (Terminal Input Capability Indicator) = $DE61_SF11_Value$
MTIP10CHN_01_01SDA
term
t01In Read Record, Tag 5A (PAN) = 5413********0106
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000001000 or 000010000000
t03In First GEN AC, TVR Byte 1, bit 8 (Offline data authentication was not performed) = 0
t04In First GEN AC, TVR Byte 1, bit 7 (SDA failed) = 0
MTIP10CHN_03_01Terminal approves the transaction when card declines but PIN verification process was successful
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0106
t02The VERIFY command is present (Offline PIN verification performed)
t03The card responds to the VERIFY command with SW = 9000
t04In First GEN AC, Tag 9F02 (Amount Authorized) = 000000001000 or 000010000000
t05In First GEN AC, the terminal requests a TC
t06The card responds to the First GEN AC with an AAC
MTIP10_03_01Terminal approves the transaction when card declines but PIN verification process was successful
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0052
t02The VERIFY command is present (Offline PIN verification performed)
t03The card responds to the VERIFY command with SW = 9000
t04In First GEN AC, Tag 9F02 (Amount Authorized) = 000000001000 or 000010000000
t05In First GEN AC, the terminal requests a TC
t06The card responds to the First GEN AC with an AAC
MTIP10_04_01ftransaction is declined when the card responds to the First GEN AC with an AAC
term
u01The terminal informs the cardholder that the transaction is declined
t01In Read Record, Tag 5A (PAN) = 5413********0052
t02In First GEN AC, Tag 9F02 (Amount Authorized) <> 000000000000
t03In First GEN AC, the terminal requests an ARQC
t04The card responds to the First GEN AC with an AAC
MTIP11_03_01Maestro transactions in a specific No CVM acceptance environment
term
t01In Read Record, Tag 5A (PAN) = 6799***********0044
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000001000 or 000010000000
t03The card responds to the First GEN AC with an AAC
host
h01In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h02In 0100/0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 90 or in DE 55 Tag 9F27 (Cryptogram Information Data), the cryptogram is an AAC
h03In 0100/0200 message, DE 35 (Track 2 Data) is present
MTIP11_04_01Terminal approves the transaction when card declines but PIN verification process was successful
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799***********0044
t02The VERIFY command is present (Offline PIN verification performed)
t03The card responds to the VERIFY command with SW = 9000
t04In First GEN AC, Tag 9F02 (Amount Authorized) = 000000001000 or 000010000000
t05In First GEN AC, the terminal requests a TC
t06The card responds to the First GEN AC with an AAC
MTIP11_06_01ftransaction is declined when the card responds to the First GEN AC with an AAC
term
u01The terminal informs the cardholder that the transaction is declined
t01In Read Record, Tag 5A (PAN) = 6799***********0044
t02In First GEN AC, Tag 9F02 (Amount Authorized) <> 000000000000
t03In First GEN AC, the terminal requests an ARQC
t04The card responds to the First GEN AC with an AAC
MTIP12CHN_01_01application selection
term
u01The application is selected by the terminal without cardholder selection
t01In the SELECT command, AID = A0000*****8888
t02In Read Record, Tag 5A (PAN) = 5413********0122
t03In First GEN AC, Tag 9F02 (Amount Authorized) = 000000001000 or 000010000000
t04The card responds to the Second GEN AC with a TC
MTIP12CHN_03_01transaction on a dual application card
term
u01The application is selected by the terminal without cardholder selection
u02The terminal informs the cardholder that the transaction is approved
t01In the SELECT command, AID = A0000*****8888
t02In Read Record, Tag 5A (PAN) = 5413********0122
t03In First GEN AC, Tag 9F02 (Amount Authorized) = 000000001000 or 000010000000
t04The card responds to the First GEN AC with a TC
MTIP12CHN_08_01send reversal when the issuer script delivery is unsuccessful issuer response code 85 (Not declined)
term
u01The terminal displays the outcome of the PIN Change (failed)
t01In Read Record, Tag 5A (PAN) = 5413********0122
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000000000
t03In First GEN AC, the terminal requests an ARQC
t04The terminal sends the issuer script command to the card
t05The card rejects the MAC and responds to the script command with SW = 6982
t06In Second GEN AC, TVR Byte 5, bit 6 (Script processing failed before final GENERATE AC) = 1
host
h01In 0200 message, DE 2 (PAN) = 5413********0122
h02In 0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 92 (PIN Change)
h03In 0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h04In 0200 message, DE 52 (PIN Data) or DE 110 SF 11 (Extended PIN Encryption Data) is present
h05In the MasterCard Simulator, the ARQC is successfully validated
h06An acquirer reversal advice message (0420) is generated
MTIP12USM_01_01application selection
term
u01The list displayed contains MasterCard application
u02The list displayed contains Maestro application
u03The list displayed contains US Maestro application
t01In the SELECT command, AID = A0000*****1010
t02In Read Record, Tag 5A (PAN) = 5413********0060
t03In First GEN AC, Tag 9F02 (Amount Authorized) = 000000001000 or 000010000000
t04The card responds to the Second GEN AC with a TC
MTIP12USM_01_01fapplication selection
term
u01The list displayed contains MasterCard application
u02The list displayed contains Maestro application
u03The list displayed contains US Maestro application
u04The terminal informs the cardholder that the transaction is approved
t01In the SELECT command, AID = A0000*****1010
t02In Read Record, Tag 5A (PAN) = 5413********0060
t03In First GEN AC, Tag 9F02 (Amount Authorized) <> 000000000000
t04In First GEN AC, the terminal requests an ARQC
t05In Second GEN AC, the terminal requests an AAC
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0060
h02In 0100/0200 message, DE 4 (Transaction Amount) contains 01000
h03In 0100/0200 message, in DE 55 Tag 9F27 (Cryptogram Information Data), the cryptogram is an ARQC
h04In the MasterCard Simulator, the ARQC is successfully validated
MTIP12USM_01_02application selection
term
u01The list displayed contains MasterCard application
u02The list displayed contains Maestro application
u03The list displayed contains US Maestro application
t01In the SELECT command, AID = A0000*****2203
t02In Read Record, Tag 5A (PAN) = 5413********9049
t03In First GEN AC, Tag 9F02 (Amount Authorized) = 000000001000 or 000010000000
t04The card responds to the Second GEN AC with a TC
MTIP12USM_02_01transaction on a card with three applications
term
t01In the SELECT command, AID = A0000*****1010
t02In Read Record, Tag 5A (PAN) = 5413********0060
t03In First GEN AC, Tag 9F02 (Amount Authorized) = 000000001000 or 000010000000
t04The card responds to the Second GEN AC with a TC
MTIP12USM_08_01send reversal when the issuer script delivery is unsuccessful issuer response code 85 (Not declined)
term
u01The terminal displays the outcome of the PIN Change (failed)
t01In Read Record, Tag 5A (PAN) = 5413********0060 or 5413********9049
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000000000
t03In First GEN AC, the terminal requests an ARQC
t04The terminal sends the issuer script command to the card
t05The card rejects the MAC and responds to the script command with SW = 6982
t06In Second GEN AC, TVR Byte 5, bit 6 (Script processing failed before final GENERATE AC) = 1
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0060 or 5413********9049
h02In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 92 (PIN Change)
h03In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h04In the MasterCard Simulator, the ARQC is successfully validated
h05An acquirer reversal message (0400 or 0420) is generated
MTIP12USM_10_01application selection supporting candidate list filtering prioritizing the US Maestro AID
term
t01In the SELECT command, AID = A0000*****2203
t02In Read Record, Tag 5A (PAN) = 5413********9049
t03In First GEN AC, Tag 9F02 (Amount Authorized) = 000000001000 or 000010000000
t04The card responds to the Second GEN AC with a TC
MTIP12USM_10_01fapplication selection supporting candidate list filtering prioritizing the US Maestro AID
term
u01The terminal informs the cardholder that the transaction is approved
t01In the SELECT command, AID = A0000*****2203
t02In Read Record, Tag 5A (PAN) = 5413********9049
t03In First GEN AC, Tag 9F02 (Amount Authorized) <> 000000000000
t04In First GEN AC, the terminal requests an ARQC
t05In Second GEN AC, the terminal requests an AAC
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********9049
h02In 0100/0200 message, DE 4 (Transaction Amount) contains 01000
h03In 0100/0200 message, in DE 55 Tag 9F27 (Cryptogram Information Data), the cryptogram is an ARQC
h04In the MasterCard Simulator, the ARQC is successfully validated
MTIP12USM_11_01application selection supporting candidate list filtering prioritizing the MasterCard Debit AID
term
u01The list displayed contains MasterCard application
u02The list displayed contains Maestro application
t01In the SELECT command, AID = A0000*****1010
t02In Read Record, Tag 5A (PAN) = 5413********0060
t03In First GEN AC, Tag 9F02 (Amount Authorized) = 000000001000 or 000010000000
t04The card responds to the Second GEN AC with a TC
MTIP12USM_11_01fapplication selection supporting candidate list filtering prioritizing the MasterCard Debit AID
term
u01The list displayed contains MasterCard application
u02The list displayed contains Maestro application
u03The terminal informs the cardholder that the transaction is approved
t01In the SELECT command, AID = A0000*****1010
t02In Read Record, Tag 5A (PAN) = 5413********0060
t03In First GEN AC, Tag 9F02 (Amount Authorized) <> 000000000000
t04In First GEN AC, the terminal requests an ARQC
t05In Second GEN AC, the terminal requests an AAC
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0060
h02In 0100/0200 message, DE 4 (Transaction Amount) contains 01000
h03In 0100/0200 message, in DE 55 Tag 9F27 (Cryptogram Information Data), the cryptogram is an ARQC
h04In the MasterCard Simulator, the ARQC is successfully validated
MTIP12USM_12_01application selection supporting candidate list filtering prioritizing the US Maestro AID
term
u01The list displayed contains Maestro application
u02The list displayed contains US Maestro application
t01In the SELECT command, AID = A0000*****2203
t02In Read Record, Tag 5A (PAN) = 5413********9049
t03In First GEN AC, Tag 9F02 (Amount Authorized) = 000000001000 or 000010000000
t04The card responds to the Second GEN AC with a TC
MTIP12USM_12_01fapplication selection supporting candidate list filtering prioritizing the US Maestro AID
term
u01The list displayed contains Maestro application
u02The list displayed contains US Maestro application
u03The terminal informs the cardholder that the transaction is approved
t01In the SELECT command, AID = A0000*****2203
t02In Read Record, Tag 5A (PAN) = 5413********9049
t03In First GEN AC, Tag 9F02 (Amount Authorized) <> 000000000000
t04In First GEN AC, the terminal requests an ARQC
t05In Second GEN AC, the terminal requests an AAC
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********9049
h02In 0100/0200 message, DE 4 (Transaction Amount) contains 01000
h03In 0100/0200 message, in DE 55 Tag 9F27 (Cryptogram Information Data), the cryptogram is an ARQC
h04In the MasterCard Simulator, the ARQC is successfully validated
MTIP12_01_01application selection
term
u01The list displayed contains MasterCard application
u02The list displayed contains Maestro application
t01In the SELECT command, AID = A0000*****1010
t02In Read Record, Tag 5A (PAN) = 5413********0060
t03In First GEN AC, Tag 9F02 (Amount Authorized) = 000000001000 or 000010000000
t04The card responds to the Second GEN AC with a TC
MTIP12_01_02application selection
term
u01The list displayed contains MasterCard application
u02The list displayed contains Maestro application
t01In the SELECT command, AID = A0000*****3060
t02In Read Record, Tag 5A (PAN) = 6799***********0051
t03In First GEN AC, Tag 9F02 (Amount Authorized) = 000000001000 or 000010000000
t04The card responds to the Second GEN AC with a TC
MTIP12_02_01transaction on a dual application card
term
t01In the SELECT command, AID = A0000*****1010
t02In Read Record, Tag 5A (PAN) = 5413********0060
t03In First GEN AC, Tag 9F02 (Amount Authorized) = 000000001000 or 000010000000
t04The card responds to the Second GEN AC with a TC
MTIP12_03_01transaction on a dual application card
term
u01The terminal informs the cardholder that the transaction is approved
t01In the SELECT command, AID = A0000*****1010
t02In Read Record, Tag 5A (PAN) = 5413********0060
t03In First GEN AC, Tag 9F02 (Amount Authorized) = 000000001000 or 000010000000
t04The card responds to the First GEN AC with a TC
MTIP12_08_01send reversal when the issuer script delivery is unsuccessful issuer response code 85 (Not declined)
term
u01The terminal displays the outcome of the PIN Change (failed)
t01In Read Record, Tag 5A (PAN) = 5413********0060
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000000000
t03In First GEN AC, the terminal requests an ARQC
t04The terminal sends the issuer script command to the card
t05The card rejects the MAC and responds to the script command with SW = 6982
t06In Second GEN AC, TVR Byte 5, bit 6 (Script processing failed before final GENERATE AC) = 1
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0060
h02In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 92 (PIN Change)
h03In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h04In the MasterCard Simulator, the ARQC is successfully validated
h05An acquirer reversal message (0400 or 0420) is generated
MTIP12_08_02send reversal when the issuer script delivery is unsuccessful issuer response code 85 (Not declined)
term
u01The terminal displays the outcome of the PIN Change (failed)
t01In Read Record, Tag 5A (PAN) = 6799***********0051
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000000000
t03In First GEN AC, the terminal requests an ARQC
t04The terminal sends the issuer script command to the card
t05The card rejects the MAC and responds to the script command with SW = 6982
t06In Second GEN AC, TVR Byte 5, bit 6 (Script processing failed before final GENERATE AC) = 1
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0051
h02In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 92 (PIN Change)
h03In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h04In the MasterCard Simulator, the ARQC is successfully validated
h05An acquirer reversal message (0400 or 0420) is generated
MTIP13USM_01_01Online PIN
term
t01In Read Record, Tag 5A (PAN) = 5413********9056
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000001000 or 000010000000
t03In Second GEN AC, TVR Byte 3, bit 3 (Online PIN entered) = 1
t04In Second GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t05The card responds to the Second GEN AC with a TC
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********9056
h02In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h03In 0100/0200 message, DE 52 (PIN Data) is present
h04In 0100/0200 message, DE 55 Tag 9F34 (CVM Results) = 420300
MTIP13USM_01_01fOnline PIN
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********9056
t02In First GEN AC, Tag 9F02 (Amount Authorized) <> 000000000000
t03In First GEN AC, the terminal requests an ARQC
t04In Second GEN AC, the terminal requests an AAC
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********9056
h02In 0100/0200 message, DE 4 (Transaction Amount) contains 01000
h03In 0100/0200 message, DE 52 (PIN Data) is present
h04In 0100/0200 message, DE 55 Tag 9F34 (CVM Results) = 420300
h05In 0100/0200 message, in DE 55 Tag 9F27 (Cryptogram Information Data), the cryptogram is an ARQC
h06In the MasterCard Simulator, the ARQC is successfully validated
MTIP13USM_03_01Terminal identifies the merchant
term
t01In Read Record, Tag 5A (PAN) = 5413********9056
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000001000 or 000010000000
t03In First GEN AC, the terminal requests an ARQC
t04In Second GEN AC, the terminal requests a TC
t05The card responds to the Second GEN AC with a TC
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********9056
h02In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h03In 0100/0200 message, DE 18 (Merchant Type) = $Merchant_Category_Code$
h04In the MasterCard Simulator, the ARQC is successfully validated
MTIP13_01_01Online PIN
term
t01In Read Record, Tag 5A (PAN) = 6799***********0069
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000001000 or 000010000000
t03In Second GEN AC, TVR Byte 3, bit 3 (Online PIN entered) = 1
t04In Second GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t05The card responds to the Second GEN AC with a TC
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0069
h02In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h03In 0100/0200 message, DE 52 (PIN Data) is present
h04In 0100/0200 message, DE 55 Tag 9F34 (CVM Results) = 42????
MTIP13_01_01fOnline PIN
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799***********0069
t02In First GEN AC, Tag 9F02 (Amount Authorized) <> 000000000000
t03In First GEN AC, the terminal requests an ARQC
t04In Second GEN AC, the terminal requests an AAC
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0069
h02In 0100/0200 message, DE 4 (Transaction Amount) contains 01000
h03In 0100/0200 message, DE 52 (PIN Data) is present
h04In 0100/0200 message, DE 55 Tag 9F34 (CVM Results) = 42????
h05In 0100/0200 message, in DE 55 Tag 9F27 (Cryptogram Information Data), the cryptogram is an ARQC
h06In the MasterCard Simulator, the ARQC is successfully validated
MTIP13_02_01balance inquiry
term
u01The terminal displays (or prints) the account balance
t01In Read Record, Tag 5A (PAN) = 6799***********0069
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000000000
t03In First GEN AC, Tag 9C (Transaction Type) = 30 (Balance Inquiry)
t04In First GEN AC, the terminal requests an ARQC
t05In First GEN AC, CVM Results = 4201??
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0069
h02In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 30 (Balance Inquiry)
h03In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h04In the MasterCard Simulator, the ARQC is successfully validated
MTIP13_03_01Terminal identifies the merchant
term
t01In Read Record, Tag 5A (PAN) = 6799***********0069
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000001000 or 000010000000
t03In First GEN AC, the terminal requests an ARQC
t04In Second GEN AC, the terminal requests a TC
t05The card responds to the Second GEN AC with a TC
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0069
h02In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h03In 0100/0200 message, DE 18 (Merchant Type) = $Merchant_Category_Code$
h04In the MasterCard Simulator, the ARQC is successfully validated
MTIP13_05_01Response Code 10 (Partial Approval)
term
u01The terminal informs the cardholder that the transaction is approved for the Partial Amount Only (000000000100 or equivalent amount in acquirer transaction currency)
t01In Read Record, Tag 5A (PAN) = 6799***********0069
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000025000 or 000250000000
t03In Second GEN AC, the terminal requests a TC
t04The card responds to the Second GEN AC with a TC
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0069
h02In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h03In 0100/0200 message, DE 48 SE 61 SF 1 (Partial Approval Terminal Support Indicator) = 1 (Merchant terminal supports receipt of partial approvals)
MTIP13_05_01fResponse Code 10 (Partial Approval)
term
u01The terminal informs the cardholder that the transaction is approved for the Partial Amount Only (000000000100 or equivalent amount in acquirer transaction currency)
t01In Read Record, Tag 5A (PAN) = 6799***********0069
t02In First GEN AC, Tag 9F02 (Amount Authorized) <> 000000000000
t03In First GEN AC, the terminal requests an ARQC
t04In Second GEN AC, the terminal requests an AAC
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0069
h02In 0100/0200 message, DE 4 (Transaction Amount) contains 25000
h03In 0100/0200 message, DE 48 SE 61 SF 1 (Partial Approval Terminal Support Indicator) = 1 (Merchant terminal supports receipt of partial approvals)
h04In 0100/0200 message, in DE 55 Tag 9F27 (Cryptogram Information Data), the cryptogram is an ARQC
h05In the MasterCard Simulator, the ARQC is successfully validated
MTIP13_12_01when a financial request follows a non-financial request the terminals generates new chip data
term
u01The terminal informs the cardholder that the financial transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799***********0069
host
h01In 0100/0200 message (second instance), DE 2 (PAN) = 6799***********0069
h02In 0100/0200 message (second instance), DE 4 (Transaction Amount) contains 05000
h03In 0100/0200 message (second instance), DE 55 Tag 9F37 (Unpredictable Number) is different from Tag 9F37 in the first instance (non-financial request)
MTIP14CHN_01_01Terminal applies the CVM policy when MasterCard China AID application is selected
term
u01The receipt contains the Application Label: MasterCard
u02The receipt contains the AID
t01In Read Record, Tag 5A (PAN) = 5413********0148
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000001000 or 000010000000
t03In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t04The card responds to the Second GEN AC with a TC
host
h01In 0200 message, DE 2 (PAN) = 5413********0148
h02In 0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h03In 0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 05
h04In 0200 message, DE 55 Tag 9F34 (CVM Results) = 5E0300
h05In the MasterCard Simulator, the ARQC is successfully validated
MTIP14CHN_03_01Terminal applies the CVM policy when MasterCard China AID application is selected
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0148
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000002000 or 000020000000
t03In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t04The card responds to the First GEN AC with a TC
MTIP14_01_01Terminal applies the CVM policy when MasterCard application is selected
term
u01The receipt contains the Application Label: MasterCard
u02The receipt contains the AID
t01In Read Record, Tag 5A (PAN) = 5413********0078
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000001000 or 000010000000
t03In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t04The card responds to the Second GEN AC with a TC
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0078
h02In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h03In 0100/0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 05
h04In 0100/0200 message, DE 55 Tag 9F34 (CVM Results) = 5E0300
MTIP14_01_01fTerminal applies the CVM policy when MasterCard application is selected
term
u01The terminal informs the cardholder that the transaction is approved
u02The receipt contains the Application Label: MasterCard
u03The receipt contains the AID
t01In Read Record, Tag 5A (PAN) = 5413********0078
t02In First GEN AC, Tag 9F02 (Amount Authorized) <> 000000000000
t03In First GEN AC, the terminal requests an ARQC
t04In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t05In Second GEN AC, the terminal requests an AAC
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0078
h02In 0100/0200 message, DE 4 (Transaction Amount) contains 01000
h03In 0100/0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 05
h04In 0100/0200 message, DE 55 Tag 9F34 (CVM Results) = 5E0300
h05In 0100/0200 message, in DE 55 Tag 9F27 (Cryptogram Information Data), the cryptogram is an ARQC
h06In the MasterCard Simulator, the ARQC is successfully validated
MTIP14_03_01Terminal applies the CVM policy when MasterCard application is selected
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0078
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000002000 or 000020000000
t03In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t04The card responds to the First GEN AC with a TC
MTIP15CHN_01_02application selection with extended AIDs
term
u01The list displayed contains MCD Checking application
u02The list displayed contains MCD Saving application
t01In the SELECT command, AID = A0000*****8888D*******
t02In Read Record, Tag 5A (PAN) = 5413********0155
t03In First GEN AC, Tag 9F02 (Amount Authorized) = 000000004000 or 000040000000
t04The card responds to the Second GEN AC with a TC
host
h01In 0200 message, DE 2 (PAN) = 5413********0155
h02In 0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h03In the MasterCard Simulator, the ARQC is successfully validated
MTIP15CHN_02_02application selection with extended AIDs
term
u01The list displayed contains MCD Checking application
u02The list displayed contains MCD Saving application
t01In the SELECT command, AID = A0000*****8888D*******
t02In Read Record, Tag 5A (PAN) = 5413********0155
t03In First GEN AC, Tag 9F02 (Amount Authorized) = 000000004000 or 000040000000
MTIP15CHN_03_01Purchase transaction (for example Mobile Phone Top-up)
term
t01In Read Record, Tag 5A (PAN) = 5413********0163
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000005000 or 000050000000
t03In First GEN AC, Tag 9C (Transaction Type) = 00 (Purchase)
t04The card responds to the Second GEN AC with a TC
host
h01In 0200 message, DE 2 (PAN) = 5413********0163
h02In 0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 00 (Purchase)
h03In 0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h04In 0100/0200 message, DE 18 (Merchant Type) <> 6011 (ATM)
h05In 0100/0200 message, DE 61 SF 1 (POS Terminal Attendance) = 1 (Unattended terminal)
h06In the MasterCard Simulator, the ARQC is successfully validated
MTIP15_01_02application selection with extended AIDs
term
u01The list displayed contains MCD Checking application
u02The list displayed contains MCD Saving application
t01In the SELECT command, AID = A0000*****1010D*******
t02In Read Record, Tag 5A (PAN) = 5413********0094
t03In First GEN AC, Tag 9F02 (Amount Authorized) = 000000004000 or 000040000000
t04The card responds to the Second GEN AC with a TC
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0094
h02In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h03In the MasterCard Simulator, the ARQC is successfully validated
MTIP15_01_02fapplication selection with extended AIDs
term
u01The terminal informs the cardholder that the transaction is approved
u02The list displayed contains MCD Checking application
u03The list displayed contains MCD Saving application
t01In the SELECT command, AID = A0000*****1010D*******
t02In Read Record, Tag 5A (PAN) = 5413********0094
t03In First GEN AC, Tag 9F02 (Amount Authorized) <> 000000000000
t04In First GEN AC, the terminal requests an ARQC
t05In Second GEN AC, the terminal requests an AAC
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0094
h02In 0100/0200 message, DE 4 (Transaction Amount) contains 04000
h03In 0100/0200 message, in DE 55 Tag 9F27 (Cryptogram Information Data), the cryptogram is an ARQC
h04In the MasterCard Simulator, the ARQC is successfully validated
MTIP15_02_02application selection with extended AIDs
term
u01The list displayed contains MCD Checking application
u02The list displayed contains MCD Saving application
t01In the SELECT command, AID = A0000*****1010D*******
t02In Read Record, Tag 5A (PAN) = 5413********0094
t03In First GEN AC, Tag 9F02 (Amount Authorized) = 000000004000 or 000040000000
MTIP15_03_01Purchase transaction (for example Mobile Phone Top-up)
term
t01In Read Record, Tag 5A (PAN) = 5413********0086
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000005000 or 000050000000
t03In First GEN AC, Tag 9C (Transaction Type) = 00 (Purchase)
t04The card responds to the Second GEN AC with a TC
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0086
h02In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 00 (Purchase)
h03In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h04In 0100/0200 message, DE 18 (Merchant Type) <> 6011 (ATM)
h05In 0100/0200 message, DE 61 SF 1 (POS Terminal Attendance) = 1 (Unattended terminal)
h06In the MasterCard Simulator, the ARQC is successfully validated
MTIP16USM_01_01transactions at Automated Fuel Dispenser
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********9064
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000000100
t03In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t04In First GEN AC, CVM Results = 1F03??
t05In Second GEN AC, the terminal requests a TC
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********9064
h02In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h03In 0100/0200 message, DE 18 (Merchant Type) = 5542 (Automated Fuel Dispenser)
h04In 0100/0200 message, DE 55 Tag 9F34 (CVM Results) = 1F03??
h05In the MasterCard Simulator, the ARQC is successfully validated
MTIP16USM_01_02CVM processing for a Quick Payment Service (QPS) transaction
term
t01In Read Record, Tag 5A (PAN) = 5413********9064
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000000350 or 000003500000 and is below the QPS Limit
t03In First GEN AC, the terminal requests an ARQC
t04In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t05In First GEN AC, CVM Results = 1F????
t06In Second GEN AC, the terminal requests a TC
t07The card responds to the Second GEN AC with a TC
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********9064
h02In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h03In 0100/0200 message, DE 55 Tag 9F34 (CVM Results) = 1F????
h04In the MasterCard Simulator, the ARQC is successfully validated
MTIP16USM_01_02fCVM processing for a Quick Payment Service (QPS) transaction
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********9064
t02In First GEN AC, Tag 9F02 (Amount Authorized) <> 000000000000
t03In First GEN AC, the terminal requests an ARQC
t04In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t05In First GEN AC, CVM Results = 1F????
t06In Second GEN AC, the terminal requests an AAC
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********9064
h02In 0100/0200 message, DE 4 (Transaction Amount) contains 0350
h03In 0100/0200 message, DE 55 Tag 9F34 (CVM Results) = 1F????
h04In 0100/0200 message, in DE 55 Tag 9F27 (Cryptogram Information Data), the cryptogram is an ARQC
h05In the MasterCard Simulator, the ARQC is successfully validated
MTIP16_01_01Maestro transactions in a specific No CVM acceptance environment
term
t01In Read Record, Tag 5A (PAN) = 6799***********0077
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000001000 or 000010000000
t03In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t04The card responds to the First or to the Second GEN AC with a TC
MTIP16_04_01transactions at Automated Fuel Dispenser
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799***********0077
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000000100
t03In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t04In First GEN AC, CVM Results = 1F00??
t05In Second GEN AC, the terminal requests a TC
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0077
h02In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h03In 0100/0200 message, DE 18 (Merchant Type) = 5542 (Automated Fuel Dispenser)
h04In 0100/0200 message, DE 55 Tag 9F34 (CVM Results) = 1F00??
h05In the MasterCard Simulator, the ARQC is successfully validated
MTIP18_01_01balance inquiry issuer response code 85 (Not declined)
term
u01The terminal displays (or prints) the account balance
t01In Read Record, Tag 5A (PAN) = 6799***********0032
t02In First GEN AC, Tag 9C (Transaction Type) = 30 (Balance Inquiry)
t03In First GEN AC, Tag 9F02 (Amount Authorized) = 000000000000
t04In First GEN AC, the terminal requests an ARQC
t05In Second GEN AC, the terminal requests an AAC
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0032
h02In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 30 (Balance Inquiry)
h03In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h04In the MasterCard Simulator, the ARQC is successfully validated
MTIP19CHN_01_01offline data authentication (SM asymmetric cryptography)
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********8195
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000000010
MTIP20USM_01_01PIN Unblock transaction
term
u01The terminal displays the outcome of the PIN Unblock
t01In Read Record, Tag 5A (PAN) = 5413********9080
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000000000
t03In First GEN AC, the terminal requests an ARQC
t04The terminal sends the issuer script command to the card
t05The card responds to the Issuer Script command with SW = 9000
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********9080
h02In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 91 (PIN Unblock)
h03In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h04In the MasterCard Simulator, the ARQC is successfully validated
MTIP20_01_01PIN Unblock transaction
term
u01The terminal displays the outcome of the PIN Unblock
t01In Read Record, Tag 5A (PAN) = 6799*********2721
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000000000
t03In First GEN AC, the terminal requests an ARQC
t04The terminal sends the issuer script command to the card
t05The card responds to the Issuer Script command with SW = 9000
host
h01In 0100/0200 message, DE 2 (PAN) = 6799*********2721
h02In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 91 (PIN Unblock)
h03In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h04In the MasterCard Simulator, the ARQC is successfully validated
MTIP22CHN_01_01PIN Unblock transaction
term
u01The terminal displays the outcome of the PIN Unblock
t01In Read Record, Tag 5A (PAN) = 5413********0221
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000000000
t03In First GEN AC, the terminal requests an ARQC
t04The terminal sends the issuer script command to the card
t05The card responds to the Issuer Script command with SW = 9000
host
h01In 0200 message, DE 2 (PAN) = 5413********0221
h02In 0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 91 (PIN Unblock)
h03In 0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h04In 0200 message, DE 52 (PIN Data) or DE 110 SF 11 (Extended PIN Encryption Data) is present
h05In the MasterCard Simulator, the ARQC is successfully validated
MTIP22_01_01PIN Unblock transaction
term
u01The terminal displays the outcome of the PIN Unblock
t01In Read Record, Tag 5A (PAN) = 5413********0102
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000000000
t03In First GEN AC, the terminal requests an ARQC
t04The terminal sends the issuer script command to the card
t05The card responds to the Issuer Script command with SW = 9000
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0102
h02In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 91 (PIN Unblock)
h03In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h04In the MasterCard Simulator, the ARQC is successfully validated
MTIP23CHN_01_01send reversal for a transaction that has been approved by the issuer but is not completed
term
t01In Read Record, Tag 5A (PAN) = 5413********0239
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000004000 or 000040000000
t03In Second GEN AC, the terminal requests a TC
t04The card responds to the Second GEN AC with an AAC
host
h01An acquirer reversal advice message (0420) is generated
MTIP23_01_01send reversal for a transaction that has been approved by the issuer but is not completed
term
t01In Read Record, Tag 5A (PAN) = 5413********0110
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000004000 or 000040000000
t03In Second GEN AC, the terminal requests a TC
t04The card responds to the Second GEN AC with an AAC
host
h01An acquirer reversal message (0400 or 0420) is generated
MTIP24USM_01_01send reversal for a transaction that has been approved by the issuer but is not completed
term
t01In Read Record, Tag 5A (PAN) = 5413********9098
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000004000 or 000040000000
t03In Second GEN AC, the terminal requests a TC
t04The card responds to the Second GEN AC with an AAC
host
h01An acquirer reversal message (0400 or 0420) is generated
MTIP24_01_01send reversal for a transaction that has been approved by the issuer but is not completed
term
t01In Read Record, Tag 5A (PAN) = 6799*********7723
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000004000 or 000040000000
t03In Second GEN AC, the terminal requests a TC
t04The card responds to the Second GEN AC with an AAC
host
h01An acquirer reversal or advice message (0400 or 0420 or 0220) is generated
MTIP26USM_01_01PIN Change issuer response code 85 (Not declined)
term
u01The terminal displays the outcome of the PIN Change
t01In Read Record, Tag 5A (PAN) = 5413********9106
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000000000
t03In First GEN AC, the terminal requests an ARQC
t04The terminal sends the issuer script command to the card
t05The card responds to the Issuer Script command with SW = 9000
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********9106
h02In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 92 (PIN Change)
h03In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h04In the MasterCard Simulator, the ARQC is successfully validated
MTIP26USM_03_01Issuer Scripts (Template 2)
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********9106
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000006000 or 000060000000
t03The card responds to the Second GEN AC with a TC
t04The Issuer Script command is sent after Second GEN AC
t05The card responds to the Issuer Script command with SW = 9000
MTIP26_01_01PIN Change issuer response code 85 (Not declined)
term
u01The terminal displays the outcome of the PIN Change
t01In Read Record, Tag 5A (PAN) = 6799*********8123
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000000000
t03In First GEN AC, the terminal requests an ARQC
t04The terminal sends the issuer script command to the card
t05The card responds to the Issuer Script command with SW = 9000
host
h01In 0100/0200 message, DE 2 (PAN) = 6799*********8123
h02In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 92 (PIN Change)
h03In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h04In the MasterCard Simulator, the ARQC is successfully validated
MTIP27_01_01PIN Change issuer response code 85 (Not declined)
term
u01The terminal displays the outcome of the PIN Change
t01In Read Record, Tag 5A (PAN) = 6799***********9945
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000000000
t03In First GEN AC, the terminal requests an ARQC
t04The terminal sends the issuer script command to the card
t05The card responds to the Issuer Script command with SW = 9000
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********9945
h02In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 92 (PIN Change)
h03In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h04In the MasterCard Simulator, the ARQC is successfully validated
MTIP28CHN_01_01PIN Change issuer response code 85 (Not declined)
term
u01The terminal displays the outcome of the PIN Change
t01In Read Record, Tag 5A (PAN) = 5413********0288
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000000000
t03In First GEN AC, the terminal requests an ARQC
t04The terminal sends the issuer script command to the card
t05The card responds to the Issuer Script command with SW = 9000
host
h01In 0200 message, DE 2 (PAN) = 5413********0288
h02In 0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 92 (PIN Change)
h03In 0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h04In 0200 message, DE 52 (PIN Data) or DE 110 SF 11 (Extended PIN Encryption Data) is present
h05In the MasterCard Simulator, the ARQC is successfully validated
MTIP28_01_01PIN Change issuer response code 85 (Not declined)
term
u01The terminal displays the outcome of the PIN Change
t01In Read Record, Tag 5A (PAN) = 5413********8934
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000000000
t03In First GEN AC, the terminal requests an ARQC
t04The terminal sends the issuer script command to the card
t05The card responds to the Issuer Script command with SW = 9000
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********8934
h02In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 92 (PIN Change)
h03In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h04In the MasterCard Simulator, the ARQC is successfully validated
MTIP29_02_01Terminal declines the transaction when the card replies with an AAC in the mode Unable to Go Online and the Offline PIN process was not performed, Offline CAM is successful
term
u01The terminal informs the cardholder that the transaction is declined
t01In Read Record, Tag 5A (PAN) = 6799*********4436
t02The VERIFY command is not present (Offline PIN verification not performed)
t03In First GEN AC, Tag 9F02 (Amount Authorized) = 000000081000 or 000810000000
t04In First GEN AC, the terminal requests an ARQC
MTIP30_02_01Terminal declines the transaction when the card replies with an AAC and the Offline PIN process was not performed, Offline CAM is successful
term
u01The terminal informs the cardholder that the transaction is declined
t01In Read Record, Tag 5A (PAN) = 6799*********7716
t02The VERIFY command is not present (Offline PIN verification not performed)
t03In First GEN AC, Tag 9F02 (Amount Authorized) = 000000081000 or 000810000000
t04In First GEN AC, the terminal requests a TC
t05The card responds to the First GEN AC with an AAC
MTIP31USM_01_01application selection supporting candidate list filtering prioritizing the US Maestro AID
term
u01The list displayed contains MasterCard application
u02The list displayed contains US Maestro application
t01In the SELECT command, AID = A0000*****2203
t02In Read Record, Tag 5A (PAN) = 5413********9130
t03In First GEN AC, Tag 9F02 (Amount Authorized) = 000000001000 or 000010000000
t04The card responds to the Second GEN AC with a TC
MTIP31USM_01_01fapplication selection supporting candidate list filtering prioritizing the US Maestro AID
term
u01The list displayed contains MasterCard application
u02The list displayed contains US Maestro application
u03The terminal informs the cardholder that the transaction is approved
t01In the SELECT command, AID = A0000*****2203
t02In Read Record, Tag 5A (PAN) = 5413********9130
t03In First GEN AC, Tag 9F02 (Amount Authorized) <> 000000000000
t04In First GEN AC, the terminal requests an ARQC
t05In Second GEN AC, the terminal requests an AAC
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********9130
h02In 0100/0200 message, DE 4 (Transaction Amount) contains 01000
h03In 0100/0200 message, in DE 55 Tag 9F27 (Cryptogram Information Data), the cryptogram is an ARQC
h04In the MasterCard Simulator, the ARQC is successfully validated
MTIP32CHN_01_01BIN 2 cards
term
t01In Read Record, Tag 5A (PAN) = 2223********0323
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000002000 or 000020000000
t03In First GEN AC, the terminal requests an ARQC
t04The card responds to the Second GEN AC with a TC
host
h01In 0200 message, DE 2 (PAN) = 2223********0323
h02In 0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h03In the MasterCard Simulator, the ARQC is successfully validated
MTIP32CHN_01_02BIN 2 cards Terminal identifies the merchant
term
t01In Read Record, Tag 5A (PAN) = 2223********0323
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000002000 or 000020000000
t03In First GEN AC, the terminal requests an ARQC
t04The card responds to the Second GEN AC with a TC
host
h01In 0200 message, DE 2 (PAN) = 2223********0323
h02In 0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h03In 0200 message, DE 18 (Merchant Type) = $Merchant_Category_Code$
h04In 0200 message, DE 35 (Track 2 Data) = 2223********0323?****************
MTIP32_01_01BIN 2 cards
term
t01In Read Record, Tag 5A (PAN) = 2223********0329
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000002000 or 000020000000
t03In First GEN AC, the terminal requests an ARQC
t04The card responds to the Second GEN AC with a TC
host
h01In 0100/0200 message, DE 2 (PAN) = 2223********0329
h02In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
MTIP32_01_01fBIN 2 cards
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 2223********0329
t02In First GEN AC, Tag 9F02 (Amount Authorized) <> 000000000000
t03In First GEN AC, the terminal requests an ARQC
t04In Second GEN AC, the terminal requests an AAC
host
h01In 0100/0200 message, DE 2 (PAN) = 2223********0329
h02In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 00 (Purchase)
h03In 0100/0200 message, DE 4 (Transaction Amount) contains 02000
h04In 0100/0200 message, DE 23 (Card Sequence Number) = 003
h05In 0100/0200 message, in DE 55 Tag 9F27 (Cryptogram Information Data), the cryptogram is an ARQC
h06In the MasterCard Simulator, the ARQC is successfully validated
MTIP32_01_02BIN 2 cards Terminal identifies the merchant
term
t01In Read Record, Tag 5A (PAN) = 2223********0329
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000002000 or 000020000000
t03In First GEN AC, the terminal requests an ARQC
t04The card responds to the Second GEN AC with a TC
host
h01In 0100/0200 message, DE 2 (PAN) = 2223********0329
h02In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h03In 0100/0200 message, DE 18 (Merchant Type) = $Merchant_Category_Code$
h04In 0100/0200 message, DE 35 (Track 2 Data) = 2223********0329?****************
MTIP33_01_01acquirer does not implement proprietary logic which overwrites the outcome of the EMV Terminal Action Analysis process
term
u01The terminal informs the cardholder that the transaction is approved
u02The terminal does neither prompt for signature nor print a signature line on the receipt
t01In Read Record, Tag 5A (PAN) = 5413********0334
t02In First GEN AC, the terminal requests an ARQC
MTIP33_01_01facquirer does not implement proprietary logic which overwrites the outcome of the EMV Terminal Action Analysis process
term
u01The terminal informs the cardholder that the transaction is approved
u02The terminal does neither prompt for signature nor print a signature line on the receipt
t01In Read Record, Tag 5A (PAN) = 5413********0334
MTIP33_04_01transactions at Automated Fuel Dispenser
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0334
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000000100
t03In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t04In First GEN AC, CVM Results = 1F00??
t05In Second GEN AC, the terminal requests a TC
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0334
h02In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h03In 0100/0200 message, DE 18 (Merchant Type) = 5542 (Automated Fuel Dispenser)
h04In 0100/0200 message, DE 55 Tag 9F34 (CVM Results) = 1F00??
h05In the MasterCard Simulator, the ARQC is successfully validated
h06In 0100/0200 message, DE 61 SF 10 (CAT Level) = 1 (CAT Level 1)
MTIP33_04_01ftransactions at Automated Fuel Dispenser
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0334
t02In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t03In First GEN AC, CVM Results = 1F00??
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0334
h02In 0100/0200 message, DE 4 (Transaction Amount) contains 0100
h03In 0100/0200 message, DE 18 (Merchant Type) = 5542 (Automated Fuel Dispenser)
h04In 0100/0200 message, DE 55 Tag 9F34 (CVM Results) = 1F00??
h05In the MasterCard Simulator, the ARQC is successfully validated
h06In 0100/0200 message, DE 61 SF 10 (CAT Level) = 1 (CAT Level 1)
MTIP34_01_01CVM processing when cardholder verification is not supported in the AIP (e.g. biometric cards)
term
u01The terminal informs the cardholder that the transaction is approved
u02The terminal does neither prompt for signature nor print a signature line on the receipt
t01In Read Record, Tag 5A (PAN) = 5413********0342
t02In First GEN AC, CVM Results = 3F0000
MTIP40_01_01Tag 9F6E (Third Party Data) with fleet data
term
u01The terminal prompts for Vehicle Number
u02The terminal prompts for Odometer
t01In Read Record, Tag 5A (PAN) = 5567********8409
t02In Read Record, Tag 57 (Track 2 Equivalent Data) = *4912************0024*
host
h01In 0100/0200 message, DE 2 (PAN) = 5567********8409
h02In 0100/0200 message, DE 4 (Transaction Amount) contains 02000
h03In 0100/0200 message, DE 48 SE 99 (MasterCard Corporate Fleet Card Vehicle Number) = 987654
h04In the MasterCard Simulator, the ARQC is successfully validated
MTIP41_01_01Tag 57 (Track 2 Equivalent Data) with fleet data
term
u01The terminal prompts for ID Number
u02The terminal prompts for Odometer
t01In Read Record, Tag 5A (PAN) = 5567********8417
host
h01In 0100/0200 message, DE 2 (PAN) = 5567********8417
h02In 0100/0200 message, DE 4 (Transaction Amount) contains 02000
h03In 0100/0200 message, DE 48 SE 98 (MasterCard Corporate Fleet Card ID/Driver Number) = 987654
h04In the MasterCard Simulator, the ARQC is successfully validated
MTIP50CHN_01_01Terminal behaves when there is an inconsistency between Tag 5F30 (Service Code) and Tag 57 (Track 2 Equivalent Data) transmit DE 55 Tag 9F1A (Terminal Country Code) even if not requested by the card in CDOL1 transmit DE 55 Tag 84 (DF Name), 9F33 (Terminal Capabilities), 9F34 (CVM Results), when applicable 6-digit PIN, when applicable Track 2 Equivalent Data of length up to 37 digits Issuer Authentication data (IAD Tag 91) length equal to 16 bytes PDOL card that does not return PAN Sequence Number (Tag 5F34) presence of a proprietary Tag in a common ICC record DE55 forbidden Tags when requested in CDOL1 large proprietary data stored in a file dedicated to the Issuer transmit DE 61 SF 10 (CAT Level), when applicable
term
u01The terminal informs the cardholder that the transaction is approved
t01In the SELECT command, AID = A0000*****8888
t02In the GPO command, PDOL Data Tag 9F33 (Terminal Capabilities) <> 000000 (padding)
t03In the GPO command, PDOL Data Tag 9F35 (Terminal Type) <> 00 (padding)
t04In the GPO command, PDOL Data Tag 9F40 (Additional Terminal Capabilities) <> 0000000000 (padding)
t05In Read Record, Tag 5A (PAN) = 5413********0502
t06In Read Record, the card responds to SFI 15 Record 01 in the AFL with SW = 9000
t07In First GEN AC, the terminal requests an ARQC
t08In First GEN AC, TVR Byte 4, bit 8 (Transaction exceeds floor limit) = 1
u02In the MasterCard Simulator, the decrypted PIN value = 431555
host
h01In 0200 message, DE 2 (PAN) = 5413********0502
h02In 0200 message, DE 4 (Transaction Amount) contains 04000
h03In 0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 05
h04In 0200 message, DE 35 (Track 2 Data) = 5413********0502?********************
h05In 0200 message, DE 37 (Retrieval Reference Number) is present
h06In 0200 message, DE 41 (Card Acceptor Terminal ID) is present
h07In 0200 message, DE 52 (PIN Data) or DE 110 SF 11 (Extended PIN Encryption Data) is present
h08In 0200 message, DE 55 Tag 9F03 (Amount Other) = 000000000000 or is not present
h09In 0200 message, DE 55 Tag 9F27 (Cryptogram Information Data) = 80 (ARQC)
h10In 0200 message, DE 55 Tag 9F21 (Transaction Time) is not present
h11In 0200 message, DE 55 Tag 9F40 (Additional Terminal Capabilities) is not present
h12In 0200 message, DE 55 Tag 9F1A (Terminal Country Code) = PDOL Data Tag 9F1A from GPO
h13In 0200 message, DE 55 Tag 84 (Dedicated File Name) = A0000*****8888
h14In 0200 message, DE 55 Tag 9F33 (Terminal Capabilities) = PDOL Data Tag 9F33 from GPO
h15In 0200 message, DE 55 Tag 9F34 (CVM Results) is present
h16In 0200 message, DE 61 SF 5 (POS Card Presence) = 0 (Card present)
h17In 0200 message, DE 61 SF 10 (CAT Level) = 9 (MPOS Acceptance Device)
h18In 0200 message, DE 61 SF 11 (Terminal Input Capability Indicator) = $DE61_SF11_Value$
MTIP50CHN_02_01Issuer Authentication data (IAD Tag 91) when 9 bytes are received while 16 bytes are expected by the card
term
u01The terminal informs the cardholder that the transaction is approved
t01In the SELECT command, AID = A0000*****8888
t02In Read Record, Tag 5A (PAN) = 5413********0502
t03In First GEN AC, the terminal requests an ARQC
MTIP50CHN_03_016-digit PIN
term
u01The terminal informs the cardholder that the transaction is approved
t01In the SELECT command, AID = A0000*****8888
t02In Read Record, Tag 5A (PAN) = 5413********0502
t03The VERIFY command is present (Offline PIN verification performed) with P2 = 88 (PIN Block enciphered)
t04The card responds to the VERIFY command with SW = 9000
t05In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
MTIP50CHN_04_01Terminal behaves when there is an inconsistency between Tag 5F30 (Service Code) and Tag 57 (Track 2 Equivalent Data) PDOL presence of a proprietary Tag in a common ICC record DE55 forbidden Tags when requested in CDOL1 large proprietary data stored in a file dedicated to the Issuer
term
u01The terminal informs the cardholder that the transaction is approved
t01In the SELECT command, AID = A0000*****8888
t02In the GPO command, PDOL Data Tag 9F33 (Terminal Capabilities) <> 000000 (padding)
t03In the GPO command, PDOL Data Tag 9F35 (Terminal Type) <> 00 (padding)
t04In the GPO command, PDOL Data Tag 9F40 (Additional Terminal Capabilities) <> 0000000000 (padding)
t05In Read Record, Tag 5A (PAN) = 5413********0502
t06In Read Record, the card responds to SFI 15 Record 01 in the AFL with SW = 9000
t07The card responds to the First GEN AC with a TC
MTIP50_01_01Terminal behaves when there is an inconsistency between Tag 5F30 (Service Code) and Tag 57 (Track 2 Equivalent Data) transmit DE 55 Tag 9F1A (Terminal Country Code) even if not requested by the card in CDOL1 transmit DE 55 Tag 84 (DF Name), 9F33 (Terminal Capabilities), 9F34 (CVM Results), when applicable PIN with 6 digits, when applicable Track 2 Equivalent Data of length up to 37 digits Issuer Authentication data (IAD Tag 91) length equal to 16 bytes PDOL card that does not return PAN Sequence Number (Tag 5F34) presence of a proprietary Tag in a common ICC record DE55 forbidden Tags when requested in CDOL1 large proprietary data stored in a file dedicated to the Issuer transmit DE 61 SF 10 (CAT Level), when applicable
term
u01The terminal informs the cardholder that the transaction is approved
t01In the GPO command, PDOL Data Tag 9F33 (Terminal Capabilities) Byte 2 = $CT_9F33_B2$
t02In the GPO command, PDOL Data Tag 9F33 (Terminal Capabilities) Byte 3 = $CT_9F33_B3$
t03In the GPO command, PDOL Data Tag 9F35 (Terminal Type) <> 00 (padding)
t04In the GPO command, PDOL Data Tag 9F40 (Additional Terminal Capabilities) <> 0000000000 (padding)
t05In Read Record, Tag 5A (PAN) = 5413********0508
t06In Read Record, the card responds to SFI 15 Record 01 in the AFL with SW = 9000
t07In First GEN AC, the terminal requests an ARQC
t08In First GEN AC, TVR Byte 4, bit 8 (Transaction exceeds floor limit) = 1
u02In the MasterCard Simulator, the decrypted PIN value = 431555
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0508
h02In 0100/0200 message, DE 4 (Transaction Amount) contains 04000
h03In 0100/0200 message, DE 14 (Expiration Date) = 2512 or message type = 0200
h04In 0100/0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 05
h05In 0100/0200 message, DE 35 (Track 2 Data) = 5413********0508?********************
h06In 0100/0200 message, DE 37 (Retrieval Reference Number) is present
h07In 0100/0200 message, DE 41 (Card Acceptor Terminal ID) is present
h08In 0100/0200 message, DE 48 SE 21 SF 1 = 0 (Dedicated mPOS Terminal)
h09In 0100/0200 message, DE 48 SE 21 SF 1 = 1 (Off the Shelf Mobile Device)
h10In 0100/0200 message, DE 52 (PIN Data) is present
h11In 0100/0200 message, DE 55 Tag 9F03 (Amount Other) = 000000000000 or is not present
h12In 0100/0200 message, DE 55 Tag 9F27 (Cryptogram Information Data) = 80 (ARQC)
h13In 0100/0200 message, DE 55 Tag 9F21 (Transaction Time) is not present
h14In 0100/0200 message, DE 55 Tag 9F40 (Additional Terminal Capabilities) is not present
h15In 0100/0200 message, DE 55 Tag 9F1A (Terminal Country Code) = PDOL Data Tag 9F1A from GPO
h16In 0100/0200 message, DE 55 Tag 84 (Dedicated File Name) = A0000*****1010
h17In 0100/0200 message, DE 55 Tag 9F33 (Terminal Capabilities) = PDOL Data Tag 9F33 from GPO
h18In 0100/0200 message, DE 55 Tag 9F34 (CVM Results) is present
h19In 0100/0200 message, DE 61 SF 5 (POS Card Presence) = 0 (Card present)
h20In 0100/0200 message, DE 61 SF 10 (CAT Level) = 9 (MPOS Acceptance Device)
h21In 0100/0200 message, DE 61 SF 11 (Terminal Input Capability Indicator) = $DE61_SF11_Value$
MTIP50_01_02Terminal behaves when there is an inconsistency between Tag 5F30 (Service Code) and Tag 57 (Track 2 Equivalent Data) transmit DE 55 Tag 9F1A (Terminal Country Code) even if not requested by the card in CDOL1 transmit DE 55 Tag 84 (DF Name), 9F33 (Terminal Capabilities), 9F34 (CVM Results), when applicable PIN with 6 digits, when applicable Track 2 Equivalent Data of length up to 37 digits Issuer Authentication data (IAD Tag 91) length equal to 16 bytes PDOL card that does not return PAN Sequence Number (Tag 5F34) presence of a proprietary Tag in a common ICC record DE55 forbidden Tags when requested in CDOL1 large proprietary data stored in a file dedicated to the Issuer transmit DE 61 SF 10 (CAT Level), when applicable
term
u01The terminal informs the cardholder that the transaction is approved
t01In the GPO command, PDOL Data Tag 9F33 (Terminal Capabilities) Byte 2 = $CT_9F33_B2$
t02In the GPO command, PDOL Data Tag 9F33 (Terminal Capabilities) Byte 3 = $CT_9F33_B3$
t03In the GPO command, PDOL Data Tag 9F35 (Terminal Type) <> 00 (padding)
t04In the GPO command, PDOL Data Tag 9F40 (Additional Terminal Capabilities) <> 0000000000 (padding)
t05In Read Record, Tag 5A (PAN) = 6799***********0507
t06In Read Record, the card responds to SFI 15 Record 01 in the AFL with SW = 9000
t07In First GEN AC, the terminal requests an ARQC
t08In First GEN AC, TVR Byte 4, bit 8 (Transaction exceeds floor limit) = 1
u02In the MasterCard Simulator, the decrypted PIN value = 431555
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0507
h02In 0100/0200 message, DE 4 (Transaction Amount) contains 04000
h03In 0100/0200 message, DE 14 (Expiration Date) = 2512 or message type = 0200
h04In 0100/0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 05
h05In 0100/0200 message, DE 35 (Track 2 Data) = 6799***********0507?*****************
h06In 0100/0200 message, DE 37 (Retrieval Reference Number) is present
h07In 0100/0200 message, DE 41 (Card Acceptor Terminal ID) is present
h08In 0100/0200 message, DE 48 SE 21 SF 1 = 0 (Dedicated mPOS Terminal)
h09In 0100/0200 message, DE 48 SE 21 SF 1 = 1 (Off the Shelf Mobile Device)
h10In 0100/0200 message, DE 55 Tag 9F03 (Amount Other) = 000000000000 or is not present
h11In 0100/0200 message, DE 55 Tag 9F27 (Cryptogram Information Data) = 80 (ARQC)
h12In 0100/0200 message, DE 55 Tag 9F21 (Transaction Time) is not present
h13In 0100/0200 message, DE 55 Tag 9F40 (Additional Terminal Capabilities) is not present
h14In 0100/0200 message, DE 55 Tag 9F1A (Terminal Country Code) = PDOL Data Tag 9F1A from GPO
h15In 0100/0200 message, DE 55 Tag 84 (Dedicated File Name) = A0000*****3060
h16In 0100/0200 message, DE 55 Tag 9F33 (Terminal Capabilities) = PDOL Data Tag 9F33 from GPO
h17In 0100/0200 message, DE 55 Tag 9F34 (CVM Results) is present
h18In 0100/0200 message, DE 61 SF 5 (POS Card Presence) = 0 (Card present)
h19In 0100/0200 message, DE 61 SF 10 (CAT Level) = 9 (MPOS Acceptance Device)
h20In 0100/0200 message, DE 61 SF 11 (Terminal Input Capability Indicator) = $DE61_SF11_Value$
MTIP50_02_01Issuer Authentication data (IAD Tag 91) when 9 bytes are received while 16 bytes are expected by the card
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0508
t02In First GEN AC, the terminal requests an ARQC
MTIP50_02_02Issuer Authentication data (IAD Tag 91) when 9 bytes are received while 16 bytes are expected by the card
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799***********0507
t02In First GEN AC, the terminal requests an ARQC
MTIP50_03_01PIN with 6 digits
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0508
t02The VERIFY command is present (Offline PIN verification performed) with P2 = 88 (PIN Block enciphered)
t03The card responds to the VERIFY command with SW = 9000
t04In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
MTIP50_03_02PIN with 6 digits
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799***********0507
t02The VERIFY command is present (Offline PIN verification performed) with P2 = 88 (PIN Block enciphered)
t03The card responds to the VERIFY command with SW = 9000
t04In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
MTIP50_04_01Terminal behaves when there is an inconsistency between Tag 5F30 (Service Code) and Tag 57 (Track 2 Equivalent Data) PDOL presence of a proprietary Tag in a common ICC record DE55 forbidden Tags when requested in CDOL1 large proprietary data stored in a file dedicated to the Issuer
term
u01The terminal informs the cardholder that the transaction is approved
t01In the GPO command, PDOL Data Tag 9F33 (Terminal Capabilities) Byte 2 = $CT_9F33_B2$
t02In the GPO command, PDOL Data Tag 9F33 (Terminal Capabilities) Byte 3 = $CT_9F33_B3$
t03In the GPO command, PDOL Data Tag 9F35 (Terminal Type) <> 00 (padding)
t04In the GPO command, PDOL Data Tag 9F40 (Additional Terminal Capabilities) <> 0000000000 (padding)
t05In Read Record, Tag 5A (PAN) = 5413********0508
t06In Read Record, the card responds to SFI 15 Record 01 in the AFL with SW = 9000
t07The card responds to the First GEN AC with a TC
MTIP50_04_02Terminal behaves when there is an inconsistency between Tag 5F30 (Service Code) and Tag 57 (Track 2 Equivalent Data) PDOL presence of a proprietary Tag in a common ICC record DE55 forbidden Tags when requested in CDOL1 large proprietary data stored in a file dedicated to the Issuer
term
u01The terminal informs the cardholder that the transaction is approved
t01In the GPO command, PDOL Data Tag 9F33 (Terminal Capabilities) Byte 2 = $CT_9F33_B2$
t02In the GPO command, PDOL Data Tag 9F33 (Terminal Capabilities) Byte 3 = $CT_9F33_B3$
t03In the GPO command, PDOL Data Tag 9F35 (Terminal Type) <> 00 (padding)
t04In the GPO command, PDOL Data Tag 9F40 (Additional Terminal Capabilities) <> 0000000000 (padding)
t05In Read Record, Tag 5A (PAN) = 6799***********0507
t06In Read Record, the card responds to SFI 15 Record 01 in the AFL with SW = 9000
t07The card responds to the First GEN AC with a TC
MTIP51CHN_01_01Terminal selects the MasterCard China AID PDOL and its related data for M/Chip Advance cards M/Chip Advance-like CDOL1 Third Party Data (Fleet Card) transmit Tag 9F10 (Issuer Application Data) with maximum length Terminal has its application version number set to 0002
term
u01The terminal informs the cardholder that the transaction is approved
t01In the SELECT command, AID = A0000*****8888
t02In the GPO command, PDOL Data Tag 9F5C = 0000********0000
t03The card responds to the GPO command with SW = 9000
t04In Read Record, Tag 5A (PAN) = 5413********0510
t05In First GEN AC, TVR Byte 1, bit 3 (CDA failed) = 0
t06In First GEN AC, TVR Byte 2, bit 8 (ICC and terminal have different application versions) = 0
t07In First GEN AC, TVR Byte 4, bit 4 (Merchant forced transaction online) = 0
t08The card responds to the First GEN AC command with SW = 9000
MTIP51CHN_02_01CDA in Mode 1
term
t01In the SELECT command, AID = A0000*****8888
t02In Read Record, Tag 5A (PAN) = 5413********0510
t03In First GEN AC, Tag 9F02 (Amount Authorized) = 000000002000 or 000020000000
t04In First GEN AC, the terminal requests an ARQC
t05In First GEN AC, in case of CDA, the Reference Control Parameter bit 5 = 1 (CDA Requested)
t06The card responds to the First GEN AC with an ARQC
t07The card responds to the First GEN AC with CDA signature
t08In Second GEN AC, the terminal requests a TC
t09In Second GEN AC, in case of CDA, the Reference Control Parameter bit 5 = 1 (CDA Requested)
t10The card responds to the Second GEN AC with a TC
t11The card responds to the Second GEN AC with CDA signature
MTIP51CHN_03_01CDA in Mode 1
term
t01In the SELECT command, AID = A0000*****8888
t02In Read Record, Tag 5A (PAN) = 5413********0510
t03In First GEN AC, Tag 9F02 (Amount Authorized) = 000000004000 or 000040000000
t04In First GEN AC, the terminal requests a TC
t05In First GEN AC, in case of CDA, the Reference Control Parameter bit 5 = 1 (CDA Requested)
t06The card responds to the First GEN AC with a TC
t07The card responds to the First GEN AC with CDA signature
MTIP51_01_01PDOL and its related data for M/Chip Advance cards M/Chip Advance-like CDOL1 Third Party Data (Fleet Card) US Debit cards transmit Tag 9F10 (Issuer Application Data) with maximum length Terminal has its application version number set to 0002
term
u01The terminal informs the cardholder that the transaction is approved
t01In the GPO command, PDOL Data Tag 9F5C = 0000********0000
t02The card responds to the GPO command with SW = 9000
t03In Read Record, Tag 5A (PAN) = 5413********0516 or 5413********9510
t04In First GEN AC, TVR Byte 1, bit 3 (CDA failed) = 0
t05In First GEN AC, TVR Byte 2, bit 8 (ICC and terminal have different application versions) = 0
t06In First GEN AC, TVR Byte 4, bit 4 (Merchant forced transaction online) = 0
t07The card responds to the First GEN AC command with SW = 9000
MTIP51_01_02PDOL and its related data for M/Chip Advance cards M/Chip Advance-like CDOL1 Third Party Data (Fleet Card) US Debit cards transmit Tag 9F10 (Issuer Application Data) with maximum length Terminal has its application version number set to 0002
term
u01The terminal informs the cardholder that the transaction is approved
t01In the GPO command, PDOL Data Tag 9F5C = 0000********0000
t02The card responds to the GPO command with SW = 9000
t03In Read Record, Tag 5A (PAN) = 6799***********0515 or 5413********9510 or 5413********0516
t04In First GEN AC, TVR Byte 1, bit 3 (CDA failed) = 0
t05In First GEN AC, TVR Byte 4, bit 4 (Merchant forced transaction online) = 0
t06In First GEN AC, TVR Byte 2, bit 8 (ICC and terminal have different application versions) = 0
t07The card responds to the First GEN AC command with SW = 9000
MTIP51_02_01CDA in Mode 1
term
t01In Read Record, Tag 5A (PAN) = 5413********0516 or 5413********9510
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000002000 or 000020000000
t03In First GEN AC, the terminal requests an ARQC
t04In First GEN AC, in case of CDA, the Reference Control Parameter bit 5 = 1 (CDA Requested)
t05The card responds to the First GEN AC with an ARQC
t06The card responds to the First GEN AC with CDA signature
t07In Second GEN AC, the terminal requests a TC
t08In Second GEN AC, in case of CDA, the Reference Control Parameter bit 5 = 1 (CDA Requested)
t09The card responds to the Second GEN AC with a TC
t10The card responds to the Second GEN AC with CDA signature
MTIP51_02_01fCDA in Mode 1
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0516 or 5413********9510
t02In First GEN AC, Tag 9F02 (Amount Authorized) <> 000000000000
t03In First GEN AC, the terminal requests an ARQC
t04In First GEN AC, in case of CDA, the Reference Control Parameter bit 5 = 1 (CDA Requested)
t05The card responds to the First GEN AC with CDA signature
MTIP51_02_02CDA in Mode 1
term
t01In Read Record, Tag 5A (PAN) = 6799***********0515 or 5413********9510 or 5413********0516
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000002000 or 000020000000
t03In First GEN AC, the terminal requests an ARQC
t04In First GEN AC, in case of CDA, the Reference Control Parameter bit 5 = 1 (CDA Requested)
t05The card responds to the First GEN AC with an ARQC
t06The card responds to the First GEN AC with CDA signature
t07In Second GEN AC, the terminal requests a TC
t08In Second GEN AC, in case of CDA, the Reference Control Parameter bit 5 = 1 (CDA Requested)
t09The card responds to the Second GEN AC with a TC
t10The card responds to the Second GEN AC with CDA signature
MTIP51_02_02fCDA in Mode 1
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799***********0515 or 5413********9510 or 5413********0516
t02In First GEN AC, Tag 9F02 (Amount Authorized) <> 000000000000
t03In First GEN AC, the terminal requests an ARQC
t04In First GEN AC, in case of CDA, the Reference Control Parameter bit 5 = 1 (CDA Requested)
t05The card responds to the First GEN AC with CDA signature
MTIP51_03_01CDA in Mode 1
term
t01In Read Record, Tag 5A (PAN) = 5413********0516
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000004000 or 000040000000
t03In First GEN AC, the terminal requests a TC
t04In First GEN AC, in case of CDA, the Reference Control Parameter bit 5 = 1 (CDA Requested)
t05The card responds to the First GEN AC with a TC
t06The card responds to the First GEN AC with CDA signature
MTIP51_03_02CDA in Mode 1
term
t01In Read Record, Tag 5A (PAN) = 6799***********0515 or 5413********0516
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000004000 or 000040000000
t03In First GEN AC, the terminal requests a TC
t04In First GEN AC, in case of CDA, the Reference Control Parameter bit 5 = 1 (CDA Requested)
t05The card responds to the First GEN AC with a TC
t06The card responds to the First GEN AC with CDA signature
MTIP65_01_01transactions without ARPC card that contains 9F24 (Payment Account Reference) card that contains long Issuer certificates card that requests 9F1D (TRMD) in CDOL1
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0653
t02In First GEN AC, the terminal returns 9F1D (Terminal Risk Management Data)
t03In Second GEN AC, the terminal requests a TC
t04In Second GEN AC, Tag 91 (Issuer Authentication Data) = 0000************0000
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0653
h02In the MasterCard Simulator, the ARQC is successfully validated
MTIP65_01_01fcard that contains 9F24 (Payment Account Reference) card that contains long Issuer certificates card that requests 9F1D (TRMD) in CDOL1
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0653
t02In First GEN AC, the terminal returns 9F1D (Terminal Risk Management Data)
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0653
h02In the MasterCard Simulator, the ARQC is successfully validated
MTIP65_02_01transactions without ARPC card that contains 9F24 (Payment Account Reference) card that contains long Issuer certificates card that requests 9F1D (TRMD) in CDOL1
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799***********0652
t02In First GEN AC, the terminal returns 9F1D (Terminal Risk Management Data)
t03In Second GEN AC, the terminal requests a TC
t04In Second GEN AC, Tag 91 (Issuer Authentication Data) = 0000************0000
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0652
h02In the MasterCard Simulator, the ARQC is successfully validated
MTIP65_02_01fcard that contains 9F24 (Payment Account Reference) card that contains long Issuer certificates card that requests 9F1D (TRMD) in CDOL1
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799***********0652
t02In First GEN AC, the terminal returns 9F1D (Terminal Risk Management Data)
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0652
h02In the MasterCard Simulator, the ARQC is successfully validated
MTIP65_03_01payment transactions
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0653
t02In First GEN AC, Tag 9C (Transaction Type) = 28 (Payment Transaction)
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0653
h02In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 28 (Payment Transaction)
h03In the MasterCard Simulator, the ARQC is successfully validated
MTIP65_03_02payment transactions
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799***********0652
t02In First GEN AC, Tag 9C (Transaction Type) = 28 (Payment Transaction)
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0652
h02In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 28 (Payment Transaction)
h03In the MasterCard Simulator, the ARQC is successfully validated
MCD01_01_01Response Code 00 (Approved) Full Grade network messages contactless values in the authorization fields transmit Track 2 Equivalent Data for an EMV mode contactless transaction
term
u01The terminal informs the cardholder that the transaction is approved
u02Once the total transaction amount is displayed, the terminal does not prompt for cardholders confirmation before the card is presented
t01In Read Record, Tag 5A (PAN) = 2223********0011
t02In First GEN AC, Tag 9C (Transaction Type) = 00 (Purchase)
host
h01In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 00 (Purchase)
h02In 0100/0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 07
h03In 0100/0200 message, DE 23 (Card Sequence Number) = 001
h04In 0100/0200 message, DE 35 (Track 2 Data) = 2223********0011?*****************
h05In 0100/0200 message, DE 55 Tag 9F03 (Amount Other) = 000000000000 or is not present
h06In 0100/0200 message, DE 55 Tag 9F27 (Cryptogram Information Data) = 80 (ARQC)
h07In the MasterCard Simulator, the ARQC is successfully validated
MCD01_01_03Response Code 00 (Approved) Full Grade network messages contactless values in the authorization fields transmit Track 2 Equivalent Data for an EMV mode contactless transaction
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 2223********0011
host
h01In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 17 (Cash Disbursement)
h02In 0100/0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 07
h03In 0100/0200 message, DE 23 (Card Sequence Number) = 001
h04In 0100/0200 message, DE 35 (Track 2 Data) = 2223********0011?*****************
h05In 0100/0200 message, DE 55 Tag 9F03 (Amount Other) = 000000000000 or is not present
h06In 0100/0200 message, DE 55 Tag 9F27 (Cryptogram Information Data) = 80 (ARQC)
h07In the MasterCard Simulator, the ARQC is successfully validated
MCD01_01_04Response Code 00 (Approved) Full Grade network messages contactless values in the authorization fields transmit Track 2 Equivalent Data for an EMV mode contactless transaction transmit Tag 9F33 (Terminal Capabilities), when applicable
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 2223********0011
t02In First GEN AC, Tag 9C (Transaction Type) = 00 (Purchase)
t03In First GEN AC, Tag 9F02 (Amount Authorized) < CVM Required Limit
u02In the MasterCard Simulator, the ARQC or the TC is successfully validated
host
h01In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 00 (Purchase)
h02In 0100/0200 message, DE 14 (Expiration Date) = 4912 or message type = 0200
h03In 0100/0200 message, DE 18 (Merchant Type) = $Merchant_Category_Code$
h04In 0100/0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 07
h05In 0100/0200 message, DE 23 (Card Sequence Number) = 001
h06In 0100/0200 message, DE 35 (Track 2 Data) = 2223********0011?*****************
h07In 0100/0200 message, DE 37 (Retrieval Reference Number) is present
h08In 0100/0200 message, DE 41 (Card Acceptor Terminal ID) is present
h09In 0100/0200 message, DE 48 SE 23 (Device Type) = 00 (Card)
h10In 0100/0200 message, DE 48 SE 64 SF 1 (Transit Transaction Type Indicator) = 02 (Real-time Authorized)
h11In 0100/0200 message, DE 48 SE 64 SF 1 (Transit Transaction Type Indicator) = 05 (Other)
h12In 0100/0200 message, DE 48 SE 64 SF 1 (Transit Transaction Type Indicator) = 03 (Post-Authorized Aggregated) or 04 (Authorized Aggregated Split Clearing)
h13In 0100/0200 message, DE 55 Tag 9F02 (Amount Authorized) = 000000000000
h14In 0100/0200 message, DE 55 Tag 9F02 (Amount Authorized) <> 000000000000
h15In 0100/0200 message, DE 55 Tag 9F03 (Amount Other) = 000000000000 or is not present
h16In 0100/0200 message, DE 55 Tag 84 (Dedicated File Name) is present
h17In 0100/0200 message, DE 55 Tag 9F33 (Terminal Capabilities) = ??08??
h18In 0100/0200 message, DE 55 Tag 9F34 (CVM Results) is present
h19In 0100/0200 message, DE 61 SF 5 (POS Card Presence) = 0 (Card present)
h20In 0100/0200 message, DE 61 SF 7 (POS Transaction Status) = 1 (Deferred Authorization)
h21In 0100/0200 message, DE 61 SF 10 (CAT Level) = 0
h22In 0100/0200 message, DE 61 SF 11 (Terminal Input Capability Indicator) = 3
MCD01_02_02refund
term
u01At the end of the refund process, the terminal displays a message to inform the cardholder that refund has been done successfully
t01In Read Record, Tag 5A (PAN) = 2223********0011
t02In First GEN AC, the terminal requests an AAC
MCD01_09_01cardholder verification and online authorization in case of Purchase With Cash Back
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 2223********0011
t02In First GEN AC, the terminal requests an ARQC
t03In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t04In First GEN AC, CVM Results = 42???? or 5E????
host
h01In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 09 (Purchase With Cash Back)
h02In 0200 message, DE 54 SF 1 (Account Type) = DE 3 SF 2 (Cardholder Account Type) or message type = 0100
h03In 0100/0200 message, DE 54 SF 2 (Amount Type) = 40 (Cash Back Amount)
h04In 0100/0200 message, DE 54 SF 3 (Currency Code) = DE 49 (Transaction Currency Code)
h05In 0100/0200 message, DE 55 Tag 9F03 (Amount Other) = Tag 9F03 from First GEN AC
h06In the MasterCard Simulator, the ARQC is successfully validated
MCD01_11_01gratuities
term
u01The terminal informs the cardholder that the transaction is approved
u02In First GEN AC, Tag 9F02 (Amount Authorized) = the sum of the transaction amount and the gratuity amount
t01In Read Record, Tag 5A (PAN) = 2223********0011
host
h01In 0100/0200 message, DE 55 Tag 9F03 (Amount Other) = 000000000000 or is not present
h02In the MasterCard Simulator, the ARQC is successfully validated
MCD01_11_02gratuities
term
u01The terminal offers to enter the gratuity amount before tapping
u02The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 2223********0011
MCD01_12_01when a financial request follows a non-financial request the terminals generates new chip data
term
u01The terminal informs the cardholder that the financial transaction is approved
u02For the financial request, the terminal asks to re-tap the test card
t01In Read Record, Tag 5A (PAN) = 2223********0011
host
h01In 0100/0200 message (second instance), DE 55 Tag 9F37 (Unpredictable Number) is different from Tag 9F37 in the first instance (non-financial request)
MCD01_12_02balance inquiry
term
u01The terminal displays (or prints) the account balance
t01In Read Record, Tag 5A (PAN) = 2223********0011
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000000000
t03In First GEN AC, the terminal requests an ARQC
host
h01In 0100/0200 message, DE 2 (PAN) = 2223********0011
h02In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 30 (Balance Inquiry)
h03In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h04In the MasterCard Simulator, the ARQC is successfully validated
MCD01_15_01Purchase transaction (for example Mobile Phone Top-up)
term
t01In Read Record, Tag 5A (PAN) = 2223********0011
t02In First GEN AC, the terminal requests an ARQC
host
h01In 0100/0200 message, DE 2 (PAN) = 2223********0011
h02In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 00 (Purchase)
h03In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h04In 0100/0200 message, DE 18 (Merchant Type) <> 6011 (ATM)
h05In 0100/0200 message, DE 61 SF 1 (POS Terminal Attendance) = 1 (Unattended terminal)
h06In the MasterCard Simulator, the ARQC is successfully validated
MCD01_16_01cardholder receipt, if supported Online PIN verification Online PIN above the CVM Required Limit Contactless Transaction Limit
term
u01The terminal informs the cardholder that the transaction is approved
u02The terminal prints a cardholder receipt
t01In Read Record, Tag 5A (PAN) = 2223********0011
t02In First GEN AC, the terminal requests an ARQC
t03In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t04In First GEN AC, TVR Byte 3, bit 3 (Online PIN entered) = 1
t05In First GEN AC, CVM Results = 420300
host
h01In 0100/0200 message, DE 4 (Transaction Amount) = Contactless Transaction Limit
h02In 0100/0200 message, DE 52 (PIN Data) is present
h03In 0100/0200 message, DE 55 Tag 9F34 (CVM Results) = 420300
h04In the MasterCard Simulator, the ARQC is successfully validated
MCD01_16_02cardholder receipt, if supported Online PIN verification Online PIN above the CVM Required Limit
term
u01The terminal informs the cardholder that the transaction is approved
u02The terminal prints a cardholder receipt
t01In Read Record, Tag 5A (PAN) = 2223********0011
t02In First GEN AC, the terminal requests an ARQC
t03In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t04In First GEN AC, TVR Byte 3, bit 3 (Online PIN entered) = 1
t05In First GEN AC, CVM Results = 420300
host
h01In 0100/0200 message, DE 4 (Transaction Amount) > CVM Required Limit
h02In 0100/0200 message, DE 52 (PIN Data) is present
h03In 0100/0200 message, DE 55 Tag 9F34 (CVM Results) = 420300
h04In the MasterCard Simulator, the ARQC is successfully validated
MCD01_16_04Terminal only supports No CVM as the CVM method for contactless transactions below the defined limit
term
u01The terminal informs the cardholder that the transaction is approved
u02The terminal is able to print a cardholder receipt in case the cardholder requests it
t01In Read Record, Tag 5A (PAN) = 2223********0011
t02In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t03In First GEN AC, CVM Results = 1F0300 or 1F0302
t04In First GEN AC, Tag 9F02 (Amount Authorized) < CVM Required Limit
MCD02_01_01expired card
term
u01The terminal informs the cardholder that the transaction is declined
t01In Read Record, Tag 5A (PAN) = 5413********0026
t02In First GEN AC, TVR Byte 2, bit 7 (Expired application) = 1
t03In First GEN AC, the terminal requests an AAC
MCD02_02_01CVM processing when cardholder verification is not supported in the AIP (e.g. biometric cards) Terminal/acquirer correctly manages an expired card
term
u01The terminal informs the cardholder that the transaction is approved
u02The terminal does neither prompt for signature nor print a signature line on the receipt
t01In Read Record, Tag 5A (PAN) = 5413********0026
t02In First GEN AC, Tag 9F02 (Amount Authorized) > CVM Required Limit
t03In First GEN AC, TVR Byte 2, bit 7 (Expired application) = 1
t04In First GEN AC, CVM Results = 3F0000
MCD03_07_01Terminal does not use the service code in order to require online authorization or Online PIN a terminal not supporting signature correctly manages the cardholder verification
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0034
t02In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 1
t03In First GEN AC, TVR Byte 3, bit 5 (PIN entry required and PIN pad not present or not working) = 0
t04In First GEN AC, TVR Byte 3, bit 4 (PIN entry required, PIN pad present, but PIN was not entered) = 0
t05In First GEN AC, TVR Byte 3, bit 3 (Online PIN entered) = 0
t06In First GEN AC, Tag 9F02 (Amount Authorized) > CVM Required Limit
t07In First GEN AC, CVM Results = 3F0001
host
h01In 0100/0200 message, DE 55 Tag 9F34 (CVM Results) = 3F0001
h02In the MasterCard Simulator, the ARQC is successfully validated
MCD03_09_01cardholder verification (Signature) with gratuity
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0034
t02In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t03In First GEN AC, CVM Results = 5E0300
t04In First GEN AC, Tag 9F02 (Amount Authorized) > CVM Required Limit
MCD04_01_01transaction with a Mobile contactless values in the existing authorization fields transmit Track 2 Equivalent Data for an EMV mode contactless transaction transmit Device Type, when applicable
term
u01First transaction: The terminal displays Please see phone (or equivalent)
u02Second transaction: The terminal informs the cardholder that the transaction is approved
u03Second transaction: The receipt, if printed, does not include text or placeholder for the provision of a signature
t01Identify the second transaction in the log (MCD05 v1 0)
t02In Read Record, Tag 5A (PAN) = 5413********0042
t03In First GEN AC, CVM Results = 3F0002
t04In First GEN AC, Tag 9F02 (Amount Authorized) < CVM Required Limit
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0042
h02In 0100/0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 07
h03In 0100/0200 message, DE 23 (Card Sequence Number) = 001
h04In 0100/0200 message, DE 35 (Track 2 Data) = 5413********0042?*****************
h05In 0100/0200 message, DE 48 SE 23 (Device Type) = 14 (Mobile phone)
h06In 0100/0200 message, DE 55 Tag 9F03 (Amount Other) = 000000000000 or is not present
h07In 0100/0200 message, DE 55 Tag 95 Byte 2, bit 6 (Application not yet effective) = 1
h08In the MasterCard Simulator, the ARQC is successfully validated
MCD04_02_01transaction with a Mobile contactless values in the existing authorization fields transmit Track 2 Equivalent Data for an EMV mode contactless transaction transmit Device Type, when applicable
term
u01First transaction: The terminal displays Please see phone (or equivalent)
u02Second transaction: The terminal informs the cardholder that the transaction is approved
u03Second transaction: The receipt, if printed, does not include text or placeholder for the provision of a signature
t01Identify the second transaction in the log (MCD05 v1 0)
t02In Read Record, Tag 5A (PAN) = 5413********0042
t03In First GEN AC, CVM Results = 010002
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0042
h02In 0100/0200 message, DE 4 (Transaction Amount) > CVM Required Limit
h03In 0100/0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 07
h04In 0100/0200 message, DE 23 (Card Sequence Number) = 001
h05In 0100/0200 message, DE 35 (Track 2 Data) = 5413********0042?*****************
h06In 0100/0200 message, DE 48 SE 23 (Device Type) = 14 (Mobile phone)
h07In 0100/0200 message, DE 55 Tag 9F03 (Amount Other) = 000000000000 or is not present
h08In 0100/0200 message, DE 55 Tag 95 Byte 2, bit 6 (Application not yet effective) = 1
h09In the MasterCard Simulator, the ARQC is successfully validated
MCD04_03_01transaction with a Mobile
term
u01First transaction: The terminal displays Please see phone (or equivalent)
u02Second transaction: The terminal informs the cardholder that the transaction is approved
u03Second transaction: The receipt, if printed, does not include text or placeholder for the provision of a signature
t01Identify the second transaction in the log (MCD05 v1 0)
t02In Read Record, Tag 5A (PAN) = 5413********0042
t03In First GEN AC, Tag 9F02 (Amount Authorized) < CVM Required Limit
t04In First GEN AC, CVM Results = 3F0002
MCD04_04_01transaction with a Mobile
term
u01First transaction: The terminal displays Please see phone (or equivalent)
u02Second transaction: The terminal informs the cardholder that the transaction is approved
u03Second transaction: The receipt, if printed, does not include text or placeholder for the provision of a signature
t01Identify the second transaction in the log (MCD05 v1 0)
t02In Read Record, Tag 5A (PAN) = 5413********0042
t03In First GEN AC, Tag 9F02 (Amount Authorized) > CVM Required Limit
t04In First GEN AC, CVM Results = 010002
MCD05_03_01transaction with a Mobile transmit Device Type, when applicable
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0042
t02In First GEN AC, CVM Results <> 010002 (CDCVM)
host
h01In 0100/0200 message, DE 4 (Transaction Amount) > CVM Required Limit
h02In 0100/0200 message, DE 48 SE 23 (Device Type) = 14 (Mobile phone)
MCD05_04_01transaction with a Mobile
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0042
t02In First GEN AC, Tag 9F02 (Amount Authorized) < CVM Required Limit
MCD05_09_01cardholder verification and online authorization in case of Purchase With Cash Back
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0042
t02In First GEN AC, the terminal requests an ARQC
t03In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t04In First GEN AC, CVM Results = 010002
host
h01In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 09 (Purchase With Cash Back)
h02In 0200 message, DE 54 SF 1 (Account Type) = DE 3 SF 2 (Cardholder Account Type) or message type = 0100
h03In 0100/0200 message, DE 54 SF 2 (Amount Type) = 40 (Cash Back Amount)
h04In 0100/0200 message, DE 54 SF 3 (Currency Code) = DE 49 (Transaction Currency Code)
h05In 0100/0200 message, DE 55 Tag 9F03 (Amount Other) = Tag 9F03 from First GEN AC
h06In the MasterCard Simulator, the ARQC is successfully validated
MCD06_01_01AFL with Contactless Magstripe content
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0067
host
h01In 0100/0200 message, DE 35 (Track 2 Data) = 5413********0067?*****************
h02In the MasterCard Simulator, the ARQC is successfully validated
MCD07_01_01card failing CDA
term
u01The terminal informs the cardholder that the transaction is declined
t01In Read Record, Tag 5A (PAN) = 5413********0075
t02In First GEN AC, Tag 9F02 (Amount Authorized) < CVM Required Limit
t03In First GEN AC, TVR Byte 1, bit 8 (Offline data authentication was not performed) = 0
t04In First GEN AC, the Reference Control Parameter bit 5 = 1 (CDA Requested)
MCD12_01_01CDA, if supported uncommon data value or length received from the card different certification authority public key lengths (CA key length is 1984/248) Terminal does not use the service code in order to require a contact transaction, online authorization or Online PIN card that contains 9F24 (Payment Account Reference) Terminal has its application version number for EMV mode contactless set to 0002
term
u01The terminal informs the cardholder that the transaction is approved
u02The terminal does not prompt for a contact transaction
t01In Read Record, Tag 5A (PAN) = 5413********0125
t02In First GEN AC, TVR Byte 1, bit 3 (CDA failed) = 0
t03In First GEN AC, TVR Byte 1, bit 8 (Offline data authentication was not performed) = 0
t04In First GEN AC, the Reference Control Parameter bit 5 = 1 (CDA Requested)
t05In First GEN AC, TVR Byte 2, bit 8 (ICC and terminal have different application versions) = 0
t06In First GEN AC, TVR Byte 3, bit 3 (Online PIN entered) = 0
t07In First GEN AC, TVR Byte 3, bit 4 (PIN entry required, PIN pad present, but PIN was not entered) = 0
t08In First GEN AC, TVR Byte 3, bit 5 (PIN entry required and PIN pad not present or not working) = 0
t09In First GEN AC, TVR Byte 4, bit 8 (Transaction exceeds floor limit) = 0
t10In First GEN AC, the terminal requests a TC
MCD12_01_02CDA, if supported uncommon data value or length received from the card different certification authority public key lengths (CA key length is 1984/248) Terminal does not use the service code in order to require a contact transaction or Online PIN card that contains 9F24 (Payment Account Reference) Terminal has its application version number for EMV mode contactless set to 0002 transmit Tag 9F33 (Terminal Capabilities), when applicable
term
u01The terminal informs the cardholder that the transaction is approved
u02The terminal does not prompt for a contact transaction
t01In Read Record, Tag 5A (PAN) = 5413********0125
t02In First GEN AC, TVR Byte 1, bit 3 (CDA failed) = 0
t03In First GEN AC, TVR Byte 1, bit 8 (Offline data authentication was not performed) = 0
t04In First GEN AC, the Reference Control Parameter bit 5 = 1 (CDA Requested)
t05In First GEN AC, TVR Byte 2, bit 8 (ICC and terminal have different application versions) = 0
t06In First GEN AC, TVR Byte 3, bit 3 (Online PIN entered) = 0
t07In First GEN AC, TVR Byte 3, bit 4 (PIN entry required, PIN pad present, but PIN was not entered) = 0
t08In First GEN AC, TVR Byte 3, bit 5 (PIN entry required and PIN pad not present or not working) = 0
t09In First GEN AC, the terminal requests an ARQC
host
h01In 0100/0200 message, DE 23 (Card Sequence Number) = 049
h02In 0100/0200 message, DE 48 SE 23 (Device Type) is not present
h03In 0100/0200 message, DE 55 Tag 9F10 (Issuer Authorization Data) = 0110A0000F0400****************0809FF0102***********8090A0B0C0D0E
h04In 0100/0200 message, DE 55 Tag 9F33 (Terminal Capabilities) = ??08??
MCD12_01_03CDA, if supported uncommon data value or length received from the card different certification authority public key lengths (CA key length is 1984/248) Terminal does not use the service code in order to require a contact transaction or Online PIN card that contains 9F24 (Payment Account Reference) Terminal has its application version number for EMV mode contactless set to 0002
term
u01The terminal informs the cardholder that the transaction is approved
u02The terminal does not prompt for a contact transaction
t01In Read Record, Tag 5A (PAN) = 5413********0125
t02In First GEN AC, TVR Byte 1, bit 3 (CDA failed) = 0
t03In First GEN AC, TVR Byte 1, bit 8 (Offline data authentication was not performed) = 0
t04In First GEN AC, the Reference Control Parameter bit 5 = 1 (CDA Requested)
t05In First GEN AC, TVR Byte 2, bit 8 (ICC and terminal have different application versions) = 0
t06In First GEN AC, the terminal requests an ARQC
host
h01In 0100/0200 message, DE 23 (Card Sequence Number) = 049
h02In 0100/0200 message, DE 48 SE 23 (Device Type) is not present
h03In 0100/0200 message, DE 55 Tag 9F10 (Issuer Authorization Data) = 0110A0000F0400****************0809FF0102***********8090A0B0C0D0E
MCD12_01_04CDA, if supported uncommon data value or length received from the card different certification authority public key lengths (CA key length is 1984/248) Terminal does not use the service code in order to require a contact transaction or online authorization card that contains 9F24 (Payment Account Reference) Terminal has its application version number for EMV mode contactless set to 0002
term
u01The terminal informs the cardholder that the transaction is approved
u02The terminal does not prompt for a contact transaction
t01In Read Record, Tag 5A (PAN) = 5413********0125
t02In First GEN AC, TVR Byte 1, bit 3 (CDA failed) = 0
t03In First GEN AC, TVR Byte 1, bit 8 (Offline data authentication was not performed) = 0
t04In First GEN AC, the Reference Control Parameter bit 5 = 1 (CDA Requested)
t05In First GEN AC, TVR Byte 2, bit 8 (ICC and terminal have different application versions) = 0
t06In First GEN AC, TVR Byte 4, bit 8 (Transaction exceeds floor limit) = 0
MCD19_01_01unexpected data value or length received from the card CDOL1 that includes Tags being forbidden in the DE 55 tags that are processed in contact transactions only (offline limits and last ATC value) card that does not return PAN Sequence Number (Tag 5F34) transmit Tag 9F33 (Terminal Capabilities), when applicable Terminal does not process the ICC response data erroneously returned by the issuer card that contains long Issuer certificates Terminal accepts an unexpected Service Code
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0190
t02In the GPO command, Tag 9F1D (Terminal Risk Management Data) Byte 1 = $CL_MCD_9F1D_B1$
t03In the GPO command, Tag 9F1D (Terminal Risk Management Data) = $CL_MCD_9F1D$
t04In First GEN AC, TVR Byte 2, bit 4 (New card) = 0
t05In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t06In First GEN AC, TVR Byte 3, bit 7 (Unrecognized CVM) = 1
t07In First GEN AC, TVR Byte 4, bit 7 (Lower consecutive offline limit exceeded) = 0
t08In First GEN AC, TVR Byte 4, bit 6 (Upper consecutive offline limit exceeded) = 0
t09In First GEN AC, the terminal returns 9F1D (Terminal Risk Management Data)
t10The terminal does not send any command to the card beyond the GenAC1
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0190
h02In 0100/0200 message, DE 55 Tag 84 (Dedicated File Name) = A0000*****1010C123456789
h03In 0100/0200 message, DE 55 Tag 9F33 (Terminal Capabilities) = CDOL Data Tag 9F33 from First GEN AC
h04In 0100/0200 message, DE 55 Tag 9F21 (Transaction Time) is not present
h05In 0100/0200 message, DE 55 Tag 9F40 (Additional Terminal Capabilities) is not present
h06In the MasterCard Simulator, the ARQC is successfully validated
MCD19_02_01unexpected data value or length received from the card CDOL1 that includes Tags being forbidden in the DE 55 tags that are processed in contact transactions only (offline limits and last ATC value) card that does not return PAN Sequence Number (Tag 5F34) card that contains long Issuer certificates Terminal accepts an unexpected Service Code
term
u01The terminal informs the cardholder that the transaction is approved
t01In the GPO command, Tag 9F1D (Terminal Risk Management Data) Byte 1 = $CL_MCD_9F1D_B1$
t02In the GPO command, Tag 9F1D (Terminal Risk Management Data) = $CL_MCD_9F1D$
t03In Read Record, Tag 5A (PAN) = 5413********0190
t04In First GEN AC, TVR Byte 2, bit 4 (New card) = 0
t05In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t06In First GEN AC, TVR Byte 3, bit 7 (Unrecognized CVM) = 1
t07In First GEN AC, TVR Byte 4, bit 7 (Lower consecutive offline limit exceeded) = 0
t08In First GEN AC, TVR Byte 4, bit 6 (Upper consecutive offline limit exceeded) = 0
t09In First GEN AC, the terminal returns 9F1D (Terminal Risk Management Data)
MCD19_03_01cardholder verification (Signature)
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0190
t02In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t03In First GEN AC, Tag 9F02 (Amount Authorized) > CVM Required Limit
t04In First GEN AC, CVM Results = 5E0300
MCD19_04_01transmit Tag 9F33 (Terminal Capabilities)
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0190
t02In First GEN AC, Terminal Capabilities (Tag 9F33) Byte 2 = 08
MCD19_05_01payment transactions
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0190
t02In First GEN AC, Tag 9C (Transaction Type) = 28 (Payment Transaction)
t03In First GEN AC, Terminal Capabilities (Tag 9F33) Byte 2 <> 08
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0190
h02In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 28 (Payment Transaction)
h03In the MasterCard Simulator, the ARQC is successfully validated
MCD40_01_01Tag 9F6E (Third Party Data) with fleet data
term
u01The terminal prompts for Vehicle Number
u02The terminal prompts for Odometer
t01In Read Record, Tag 5A (PAN) = 5567********7401
t02In Read Record, Tag 57 (Track 2 Equivalent Data) = *4912************0024*
host
h01In 0100/0200 message, DE 48 SE 99 (MasterCard Corporate Fleet Card Vehicle Number) = 987654
h02In the MasterCard Simulator, the ARQC is successfully validated
MCD41_01_01Tag 57 (Track 2 Equivalent Data) with fleet data
term
u01The terminal prompts for ID Number
u02The terminal prompts for Odometer
t01In Read Record, Tag 5A (PAN) = 5567********7419
host
h01In 0100/0200 message, DE 48 SE 98 (MasterCard Corporate Fleet Card ID/Driver Number) = 987654
h02In the MasterCard Simulator, the ARQC is successfully validated
MCD50_01_01uncommon data value or length received from the card 6-digit PIN RRP protocol, if supported Note: RRP threshold and time limits will always be exceeded, due to low RRP parameters in the test card transaction when the card supports Data Storage
term
u01The terminal does not display or print any balance information
u02The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0505
t02In First GEN AC, TVR Byte 5, bits 2-1 = 10 (Relay resistance was performed)
t03In First GEN AC, TVR Byte 5, bits 2-1 = 01 (Relay resistance was not performed)
u03In the MasterCard Simulator, the decrypted PIN value = 431555
host
h01In 0100/0200 message, DE 4 (Transaction Amount) > CVM Required Limit
h02In 0100/0200 message, DE 52 (PIN Data) is present
MCD50_01_02uncommon data value or length received from the card RRP protocol, if supported Note: RRP threshold and time limits will always be exceeded, due to low RRP parameters in the test card transaction when the card supports Data Storage
term
u01The terminal does not display or print any balance information
u02The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0505
t02In First GEN AC, TVR Byte 5, bits 2-1 = 10 (Relay resistance was performed)
t03In First GEN AC, TVR Byte 5, bits 2-1 = 01 (Relay resistance was not performed)
MCD50_02_01uncommon data value or length received from the card 6-digit PIN RRP protocol, if supported Note: RRP threshold and time limits will always be exceeded, due to low RRP parameters in the test card transaction when the card supports Data Storage
term
u01The terminal does not display or print any balance information
u02The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0505
t02In response to the GPO command, Tag 94 (Application File Locator) is present
t03In response to the GPO command, Tag 9F5F (DS Slot Availability) = 40 (volatile slot)
t04In response to the GPO command, Tag 9F7F (DS Unpredictable Number) is present
t05In response to the GPO command, Tag 9F7D (DS Summary 1) = 0000********0000
t06In First GEN AC, TVR Byte 5, bits 2-1 = 10 (Relay resistance was performed)
t07In First GEN AC, TVR Byte 5, bits 2-1 = 01 (Relay resistance was not performed)
u03In the MasterCard Simulator, the decrypted PIN value = 431555
host
h01In 0100/0200 message, DE 4 (Transaction Amount) > CVM Required Limit
h02In 0100/0200 message, DE 52 (PIN Data) is present
MCD50_02_02uncommon data value or length received from the card RRP protocol, if supported Note: RRP threshold and time limits will always be exceeded, due to low RRP parameters in the test card transaction when the card supports Data Storage
term
u01The terminal does not display or print any balance information
u02The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0505
t02In response to the GPO command, Tag 94 (Application File Locator) is present
t03In response to the GPO command, Tag 9F5F (DS Slot Availability) = 40 (volatile slot)
t04In response to the GPO command, Tag 9F7F (DS Unpredictable Number) is present
t05In response to the GPO command, Tag 9F7D (DS Summary 1) = 0000********0000
t06In First GEN AC, TVR Byte 5, bits 2-1 = 10 (Relay resistance was performed)
t07In First GEN AC, TVR Byte 5, bits 2-1 = 01 (Relay resistance was not performed)
MCD55_01_01DE 48 SE 22 (Multi-Purpose Merchant Indicator) in Single Tap and PIN request messages
term
u01The terminal prompts the cardholder to enter the PIN
u02The terminal doesnt ask the cardholder to tap the test card again
u03The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0554
t02In First GEN AC, Tag 9F02 (Amount Authorized) < CVM Required Limit
host
h01In 0100/0200 message (first instance), DE 2 (PAN) = 5413********0554
h02In 0100/0200 message (first instance), DE 48 SE 22 SF 02 (Single Tap Indicator) = 1
h03In the MasterCard Simulator, the ARQC is successfully validated
h04In 0100/0200 message (second instance), DE 2 (PAN) = 5413********0554
h05In 0100/0200 message (second instance), DE 11 (STAN) is different from DE 11 in the first instance
h06In 0100/0200 message (second instance), DE 37 (Retrieval Reference Number) is different from DE 37 in the first instance
h07In 0100/0200 message (second instance), DE 48 SE 22 SF 02 (Single Tap Indicator) = 1
h08In 0100/0200 message (second instance), DE 48 SE 22 SF 03 (Response to PIN Request) = 1
h09In 0100/0200 message (second instance), DE 52 (PIN Data) is present
h10In 0100/0200 message (second instance), DE 55 Tag 9F36 (Application Transaction Counter) is the same as Tag 9F36 in the first instance
h11In 0100/0200 message (second instance), DE 55 Tag 9F37 (Unpredictable Number) is the same as Tag 9F37 in the first instance
MCD65_01_01perform a contact transaction when the issuer declines with Response Code 65 Terminal requests cardholder verification for a contact transaction triggered by Response Code 65
term
u01First transaction: The terminal prompts the cardholder to perform a contact transaction
t01In Read Record, Tag 5A (PAN) = 5413********0653
u02Second transaction: The terminal requests cardholder verification on the contact interface
MCD65_01_02repeat attempt of a failed contactless transaction using any acceptance technology supported, including trying contactless again Terminal does not force fallback from contactless acceptance to any other form of acceptance technology before a second transaction is attempted
term
u01The terminal informs the cardholder that the transaction is declined
u02The terminal allows a repeat attempt of the failed transaction using the contactless technology. It does not force fallback to a contact technology
t01In Read Record, Tag 5A (PAN) = 5413********0653
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0653
MCD91_01_01card that does not support any offline data authentication method (i.e. request an ARQC) uncommon data value or length received from the card transmit mandatory data even if it is not requested by the card in the CDOL1
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0919
t02In First GEN AC, the terminal requests an ARQC
t03In First GEN AC, TVR Byte 1, bit 8 (Offline data authentication was not performed) = 1
t04In First GEN AC, Tag 9F02 (Amount Authorized) < Floor Limit
t05In First GEN AC, Tag 9F02 (Amount Authorized) < CVM Required Limit
host
h01In 0100/0200 message, DE 55 Tag 5F2A (Transaction Currency Code) is present
h02In 0100/0200 message, DE 55 Tag 9A (Transaction Date) is present
h03In 0100/0200 message, DE 55 Tag 9C (Transaction Type) is present
h04In 0100/0200 message, DE 55 Tag 9F1A (Terminal Country Code) is present
MCD91_01_02card that does not support any offline data authentication method (i.e. request an ARQC) uncommon data value or length received from the card transmit mandatory data even if it is not requested by the card in the CDOL1
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0919
t02In First GEN AC, the terminal requests an ARQC
t03In First GEN AC, TVR Byte 1, bit 8 (Offline data authentication was not performed) = 1
t04In First GEN AC, Tag 9F02 (Amount Authorized) < Floor Limit
host
h01In 0100/0200 message, DE 55 Tag 5F2A (Transaction Currency Code) is present
h02In 0100/0200 message, DE 55 Tag 9A (Transaction Date) is present
h03In 0100/0200 message, DE 55 Tag 9C (Transaction Type) is present
h04In 0100/0200 message, DE 55 Tag 9F1A (Terminal Country Code) is present
MCD91_02_01card that does not support any offline data authentication method uncommon data value or length received from the card transmit mandatory data even if it is not requested by the card in the CDOL1
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0919
t02In First GEN AC, TVR Byte 1, bit 8 (Offline data authentication was not performed) = 1
host
h01In 0100/0200 message, DE 55 Tag 5F2A (Transaction Currency Code) is present
h02In 0100/0200 message, DE 55 Tag 9A (Transaction Date) is present
h03In 0100/0200 message, DE 55 Tag 9C (Transaction Type) is present
h04In 0100/0200 message, DE 55 Tag 9F1A (Terminal Country Code) is present
MCD91_04_01card that does not support any offline data authentication method
term
t01In Read Record, Tag 5A (PAN) = 5413********0919
t02In First GEN AC, TVR Byte 1, bit 8 (Offline data authentication was not performed) = 1
t03In First GEN AC, the terminal requests an AAC
MCD91_05_01card that does not support any offline data authentication method perform a contact transaction when the terminal informs the cardholder that the transaction is declined
term
u01The terminal prompts the cardholder to perform a contact transaction
t01In Read Record, Tag 5A (PAN) = 5413********0919
t02In First GEN AC, TVR Byte 1, bit 8 (Offline data authentication was not performed) = 1
t03In First GEN AC, the terminal requests an AAC
MCD93_01_01perform a contact transaction when the terminal informs the cardholder that the transaction is declined
term
u01The terminal prompts the cardholder to perform a contact transaction
t01In Read Record, Tag 5A (PAN) = 5413********0935
t02In First GEN AC, the terminal requests a TC or an ARQC
t03The card responds to the First GEN AC with an AAC
MCD93_02_01repeat attempt of a failed contactless transaction using any acceptance technology supported, including trying contactless again Terminal does not force fallback from contactless acceptance to any other form of acceptance technology before a second transaction is attempted
term
u01The terminal informs the cardholder that the transaction is declined
u02The terminal allows a repeat attempt of the failed transaction using the contactless technology. It does not force fallback to a contact technology
t01In Read Record, Tag 5A (PAN) = 5413********0935
t02In First GEN AC, the terminal requests an ARQC
t03The card responds to the First GEN AC with an AAC
MCD93_03_01card that always returns an AAC
term
u01The terminal informs the cardholder that the transaction is declined
t01In Read Record, Tag 5A (PAN) = 5413********0935
t02The card responds to the First GEN AC with an AAC
MCD94_01_01card that erroneously sends an ARQC
term
u01The terminal terminates the transaction
t01In Read Record, Tag 5A (PAN) = 5413********0943
t02The card responds to the First GEN AC with an ARQC
MCD94_01_02card that erroneously sends an ARQC
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0943
t02The card responds to the First GEN AC with an ARQC
MCD94_02_01Cardholder Verification
term
t01In Read Record, Tag 5A (PAN) = 5413********0943
t02In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 1
t03In First GEN AC, TVR Byte 3, bit 3 (Online PIN entered) = 0
t04In First GEN AC, CVM Results = 3F0001
t05In First GEN AC, the terminal requests an ARQC
t06In First GEN AC, Tag 9F02 (Amount Authorized) > CVM Required Limit
MCD94_04_01Cardholder Verification
term
t01In Read Record, Tag 5A (PAN) = 5413********0943
t02In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 1
t03In First GEN AC, TVR Byte 3, bit 3 (Online PIN entered) = 0
t04In First GEN AC, CVM Results = 3F0001
t05In First GEN AC, the terminal requests an AAC
MCD94_05_01transactions at Automated Fuel Dispenser
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0943
t02In First GEN AC, the terminal requests an ARQC
t03In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t04In First GEN AC, CVM Results = 1F03??
host
h01In 0100/0200 message, DE 18 (Merchant Type) = 5542 (Automated Fuel Dispenser)
h02In 0100/0200 message, DE 55 Tag 9F34 (CVM Results) = 1F03??
h03In the MasterCard Simulator, the ARQC is successfully validated
h04In 0100/0200 message, DE 61 SF 10 (CAT Level) = 1 (CAT Level 1)
MCM01_01_01contactless values in the authorization fields Terminal builds the discretionary data uncommon data value or length received from the card. Track 1 and Track 2 have maximum length Track 1 and Track 2 Data in mag-stripe mode contactless transactions transmit Device Type, when applicable mag-stripe mode contactless transaction whatever the Service Code value encoded in the card
term
u01The terminal informs the cardholder that the transaction is approved
t01In response to the SELECT command, Tag 50 (Application Label) = MCM01 v1 0
u02In the MasterCard Simulator, the CVC3 retrieved from Track 1 or Track 2 is successfully validated
host
h01In 0100/0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 91
h02In 0100/0200 message, DE 48 SE 23 (Device Type) = 04 (Mobile Tag)
h03In 0100/0200 message, DE 61 SF 11 (Terminal Input Capability Indicator) = 3
MCM01_01_02uncommon data value or length received from the card. Track 1 and Track 2 have maximum length mag-stripe mode contactless transaction whatever the Service Code value encoded in the card
term
u01The terminal informs the cardholder that the transaction is approved
t01In response to the SELECT command, Tag 50 (Application Label) = MCM01 v1 0
MCM02_01_01transmit Device Type, when applicable Terminal builds the discretionary data Terminal completes mag-stripe mode contactless transactions with a Mobile not requesting CDCVM
term
u01The terminal informs the cardholder that the transaction is approved
host
h01In 0100/0200 message, DE 35 (Track 2 Data) = 5413********0023?**************** or DE 45 (Track 1 Data) = B5413********0023^MTIP MCM 02 v10/^4912********0730
h02In 0100/0200 message, DE 48 SE 23 (Device Type) = 01 (MNO controlled removable SE)
MCM02_02_01mag-stripe mode contactless transactions
term
u01The terminal informs the cardholder that the transaction is unsuccessful or not supported
MCM03_01_01mag-stripe mode contactless transaction with a Mobile requesting CDCVM
term
u01The terminal displays Please see phone (or equivalent) or the cardholder interface only contains LEDs
t01In response to the SELECT command, Tag 50 (Application Label) = MCM03 v1 0
MCM04_03_01Terminal builds the discretionary data mag-stripe mode contactless transaction with a Mobile requesting CDCVM mag-stripe mode contactless transaction with a Mobile indicating PIN verification successful
term
u01First transaction: The terminal displays Please see phone (or equivalent)
u02Second transaction: The terminal informs the cardholder that the transaction is approved
t01Identify the second transaction in the log (MCM05 v1 0)
t02In response to the SELECT command, Tag 50 (Application Label) = MCM05 v1 0
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0049
h02In 0100/0200 message, DE 35 (Track 2 Data) = 5413********0049?**************** or DE 45 (Track 1 Data) = B5413********0049^MTIP MCM 04 v10/^4912********0935
MCM04_04_01Terminal builds the discretionary data Terminal completes mag-stripe mode contactless transactions with a Mobile not requesting CDCVM
term
u01The terminal informs the cardholder that the transaction is approved
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0049
h02In 0100/0200 message, DE 35 (Track 2 Data) = 5413********0049?**************** or DE 45 (Track 1 Data) = B5413********0049^MTIP MCM 04 v10/^4912********0680
MSI01_01_01Response Code 00 (Approved) Full Grade network messages contactless values in the authorization fields transmit Track 2 Equivalent Data for an EMV mode contactless transaction
term
u01The terminal informs the cardholder that the transaction is approved
u02Once the total transaction amount is displayed, the terminal does not prompt for cardholders confirmation before the card is presented
t01In Read Record, Tag 5A (PAN) = 6799***********0017
t02In First GEN AC, Tag 9C (Transaction Type) = 00 (Purchase)
host
h01In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 00 (Purchase)
h02In 0100/0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 07
h03In 0100/0200 message, DE 23 (Card Sequence Number) = 001
h04In 0100/0200 message, DE 35 (Track 2 Data) = 6799***********0017?****************
h05In 0100/0200 message, DE 55 Tag 9F03 (Amount Other) = 000000000000 or is not present
h06In 0100/0200 message, DE 55 Tag 9F27 (Cryptogram Information Data) = 80 (ARQC)
h07In the MasterCard Simulator, the ARQC is successfully validated
MSI01_01_02all user instructions are displayed on the existing screen of the ATM contactless reader does not provide any instructions directly to the cardholder Response Code 00 (Approved) Full Grade network messages contactless values in the authorization fields transmit Track 2 Equivalent Data for an EMV mode contactless transaction
term
u01The terminal displays all user instructions on the ATM screen. The reader does not provide any instructions directly to the cardholder
u02The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799***********0017
host
h01In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 01 (Withdrawal)
h02In 0100/0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 07
h03In 0100/0200 message, DE 23 (Card Sequence Number) = 001
h04In 0100/0200 message, DE 35 (Track 2 Data) = 6799***********0017?****************
h05In 0100/0200 message, DE 55 Tag 9F03 (Amount Other) = 000000000000 or is not present
h06In 0100/0200 message, DE 55 Tag 9F27 (Cryptogram Information Data) = 80 (ARQC)
h07In the MasterCard Simulator, the ARQC is successfully validated
MSI01_01_03Response Code 00 (Approved) Full Grade network messages contactless values in the authorization fields transmit Track 2 Equivalent Data for an EMV mode contactless transaction
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799***********0017
host
h01In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 01 (Withdrawal)
h02In 0100/0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 07
h03In 0100/0200 message, DE 23 (Card Sequence Number) = 001
h04In 0100/0200 message, DE 35 (Track 2 Data) = 6799***********0017?****************
h05In 0100/0200 message, DE 55 Tag 9F03 (Amount Other) = 000000000000 or is not present
h06In 0100/0200 message, DE 55 Tag 9F27 (Cryptogram Information Data) = 80 (ARQC)
h07In the MasterCard Simulator, the ARQC is successfully validated
MSI01_01_04Response Code 00 (Approved) Full Grade network messages contactless values in the authorization fields transmit Track 2 Equivalent Data for an EMV mode contactless transaction transmit Tag 9F33 (Terminal Capabilities), when applicable
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799***********0017
t02In First GEN AC, Tag 9F02 (Amount Authorized) < CVM Required Limit
t03In First GEN AC, Tag 9C (Transaction Type) = 00 (Purchase)
u02In the MasterCard Simulator, the ARQC or the TC is successfully validated
host
h01In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 00 (Purchase)
h02In 0100/0200 message, DE 14 (Expiration Date) = 4912 or message type = 0200
h03In 0100/0200 message, DE 18 (Merchant Type) = $Merchant_Category_Code$
h04In 0100/0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 07
h05In 0100/0200 message, DE 23 (Card Sequence Number) = 001
h06In 0100/0200 message, DE 35 (Track 2 Data) = 6799***********0017?****************
h07In 0100/0200 message, DE 37 (Retrieval Reference Number) is present
h08In 0100/0200 message, DE 41 (Card Acceptor Terminal ID) is present
h09In 0100/0200 message, DE 48 SE 23 (Device Type) = 00 (Card)
h10In 0100/0200 message, DE 48 SE 64 SF 1 (Transit Transaction Type Indicator) = 02 (Real-time Authorized)
h11In 0100/0200 message, DE 48 SE 64 SF 1 (Transit Transaction Type Indicator) = 05 (Other)
h12In 0100/0200 message, DE 48 SE 64 SF 1 (Transit Transaction Type Indicator) = 06 (Post-authorized Aggregated Maestro)
h13In 0100/0200 message, DE 55 Tag 9F02 (Amount Authorized) = 000000000000
h14In 0100/0200 message, DE 55 Tag 9F02 (Amount Authorized) <> 000000000000
h15In 0100/0200 message, DE 55 Tag 9F03 (Amount Other) = 000000000000 or is not present
h16In 0100/0200 message, DE 55 Tag 84 (Dedicated File Name) is present
h17In 0100/0200 message, DE 55 Tag 9F33 (Terminal Capabilities) = ??08??
h18In 0100/0200 message, DE 55 Tag 9F34 (CVM Results) is present
h19In 0100/0200 message, DE 61 SF 5 (POS Card Presence) = 0 (Card present)
h20In 0100/0200 message, DE 61 SF 7 (POS Transaction Status) = 1 (Deferred Authorization)
h21In 0100/0200 message, DE 61 SF 10 (CAT Level) = 0
h22In 0100/0200 message, DE 61 SF 11 (Terminal Input Capability Indicator) = 3
MSI01_02_02refund
term
u01At the end of the refund process, the terminal displays a message to inform the cardholder that refund has been done successfully
t01In Read Record, Tag 5A (PAN) = 6799***********0017
t02In First GEN AC, the terminal requests an AAC
MSI01_09_01cardholder verification and online authorization in case of Purchase With Cash Back
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799***********0017
t02In First GEN AC, the terminal requests an ARQC
t03In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t04In First GEN AC, CVM Results = 42????
host
h01In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 09 (Purchase With Cash Back)
h02In 0200 message, DE 54 SF 1 (Account Type) = DE 3 SF 2 (Cardholder Account Type) or message type = 0100
h03In 0100/0200 message, DE 54 SF 2 (Amount Type) = 40 (Cash Back Amount)
h04In 0100/0200 message, DE 54 SF 3 (Currency Code) = DE 49 (Transaction Currency Code)
h05In 0100/0200 message, DE 55 Tag 9F03 (Amount Other) = Tag 9F03 from First GEN AC
h06In the MasterCard Simulator, the ARQC is successfully validated
MSI01_11_01gratuities
term
u01The terminal informs the cardholder that the transaction is approved
u02In First GEN AC, Tag 9F02 (Amount Authorized) = the sum of the transaction amount and the gratuity amount
t01In Read Record, Tag 5A (PAN) = 6799***********0017
host
h01In 0100/0200 message, DE 55 Tag 9F03 (Amount Other) = 000000000000 or is not present
h02In the MasterCard Simulator, the ARQC is successfully validated
MSI01_11_02gratuities
term
u01The terminal offers to enter the gratuity amount before tapping
u02The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799***********0017
MSI01_12_01when a financial request follows a non-financial request the terminals generates new chip data
term
u01The terminal informs the cardholder that the financial transaction is approved
u02For the financial request, the terminal asks to re-tap the test card
t01In Read Record, Tag 5A (PAN) = 6799***********0017
host
h01In 0100/0200 message (second instance), DE 55 Tag 9F37 (Unpredictable Number) is different from Tag 9F37 in the first instance (non-financial request)
MSI01_12_02balance inquiry
term
u01The terminal displays (or prints) the account balance
t01In Read Record, Tag 5A (PAN) = 6799***********0017
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000000000
t03In First GEN AC, the terminal requests an ARQC
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0017
h02In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 30 (Balance Inquiry)
h03In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h04In the MasterCard Simulator, the ARQC is successfully validated
MSI01_16_01cardholder receipt, if supported Online PIN verification Online PIN above the CVM Required Limit Contactless Transaction Limit
term
u01The terminal informs the cardholder that the transaction is approved
u02The terminal prints a cardholder receipt
t01In Read Record, Tag 5A (PAN) = 6799***********0017
t02In First GEN AC, the terminal requests an ARQC
t03In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t04In First GEN AC, TVR Byte 3, bit 3 (Online PIN entered) = 1
t05In First GEN AC, CVM Results = 420300
host
h01In 0100/0200 message, DE 4 (Transaction Amount) = Contactless Transaction Limit
h02In 0100/0200 message, DE 52 (PIN Data) is present
h03In 0100/0200 message, DE 55 Tag 9F34 (CVM Results) = 420300
h04In the MasterCard Simulator, the ARQC is successfully validated
MSI01_16_02cardholder receipt, if supported Online PIN verification Online PIN above the CVM Required Limit
term
u01The terminal informs the cardholder that the transaction is approved
u02The terminal prints a cardholder receipt
t01In Read Record, Tag 5A (PAN) = 6799***********0017
t02In First GEN AC, the terminal requests an ARQC
t03In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t04In First GEN AC, TVR Byte 3, bit 3 (Online PIN entered) = 1
t05In First GEN AC, CVM Results = 420300
host
h01In 0100/0200 message, DE 4 (Transaction Amount) > CVM Required Limit
h02In 0100/0200 message, DE 52 (PIN Data) is present
h03In 0100/0200 message, DE 55 Tag 9F34 (CVM Results) = 420300
h04In the MasterCard Simulator, the ARQC is successfully validated
MSI01_16_04Terminal only supports No CVM as the CVM method for contactless transactions below the defined limit
term
u01The terminal informs the cardholder that the transaction is approved
u02The terminal is able to print a cardholder receipt in case the cardholder requests it
t01In Read Record, Tag 5A (PAN) = 6799***********0017
t02In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t03In First GEN AC, CVM Results = 1F0300 or 1F0302
t04In First GEN AC, Tag 9F02 (Amount Authorized) < CVM Required Limit
MSI02_01_01expired card
term
u01The terminal informs the cardholder that the transaction is declined
t01In Read Record, Tag 5A (PAN) = 6799***********0025
t02In First GEN AC, TVR Byte 2, bit 7 (Expired application) = 1
t03In First GEN AC, the terminal requests an AAC
MSI02_02_01Terminal/acquirer correctly manages an expired card
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799***********0025
t02In First GEN AC, TVR Byte 2, bit 7 (Expired application) = 1
MSI04_01_01transaction with a Mobile contactless values in the existing authorization fields transmit Track 2 Equivalent Data for an EMV mode contactless transaction transmit Device Type, when applicable
term
u01First transaction: The terminal displays Please see phone (or equivalent)
u02Second transaction: The terminal informs the cardholder that the transaction is approved
t01Identify the second transaction in the log (MSI05 v1 0)
t02In Read Record, Tag 5A (PAN) = 6799***********0041
t03In First GEN AC, CVM Results = 3F0002
t04In First GEN AC, Tag 9F02 (Amount Authorized) < CVM Required Limit
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0041
h02In 0100/0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 07
h03In 0100/0200 message, DE 23 (Card Sequence Number) = 001
h04In 0100/0200 message, DE 35 (Track 2 Data) = 6799***********0041?****************
h05In 0100/0200 message, DE 48 SE 23 (Device Type) = 14 (Mobile phone)
h06In 0100/0200 message, DE 55 Tag 9F03 (Amount Other) = 000000000000 or is not present
h07In 0100/0200 message, DE 55 Tag 95 Byte 2, bit 6 (Application not yet effective) = 1
h08In the MasterCard Simulator, the ARQC is successfully validated
MSI04_02_01transaction with a Mobile contactless values in the existing authorization fields transmit Track 2 Equivalent Data for an EMV mode contactless transaction transmit Device Type, when applicable
term
u01First transaction: The terminal displays Please see phone (or equivalent)
u02Second transaction: The terminal informs the cardholder that the transaction is approved
t01Identify the second transaction in the log (MSI05 v1 0)
t02In Read Record, Tag 5A (PAN) = 6799***********0041
t03In First GEN AC, CVM Results = 010002
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0041
h02In 0100/0200 message, DE 4 (Transaction Amount) > CVM Required Limit
h03In 0100/0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 07
h04In 0100/0200 message, DE 23 (Card Sequence Number) = 001
h05In 0100/0200 message, DE 35 (Track 2 Data) = 6799***********0041?****************
h06In 0100/0200 message, DE 48 SE 23 (Device Type) = 14 (Mobile phone)
h07In 0100/0200 message, DE 55 Tag 9F03 (Amount Other) = 000000000000 or is not present
h08In 0100/0200 message, DE 55 Tag 95 Byte 2, bit 6 (Application not yet effective) = 1
h09In the MasterCard Simulator, the ARQC is successfully validated
MSI04_03_01transaction with a Mobile
term
u01First transaction: The terminal displays Please see phone (or equivalent)
u02Second transaction: The terminal informs the cardholder that the transaction is approved
t01Identify the second transaction in the log (MSI05 v1 0)
t02In Read Record, Tag 5A (PAN) = 6799***********0041
t03In First GEN AC, Tag 9F02 (Amount Authorized) < CVM Required Limit
t04In First GEN AC, CVM Results = 3F0002
MSI04_04_01transaction with a Mobile
term
u01First transaction: The terminal displays Please see phone (or equivalent)
u02Second transaction: The terminal informs the cardholder that the transaction is approved
t01Identify the second transaction in the log (MSI05 v1 0)
t02In Read Record, Tag 5A (PAN) = 6799***********0041
t03In First GEN AC, Tag 9F02 (Amount Authorized) > CVM Required Limit
t04In First GEN AC, CVM Results = 010002
MSI05_03_01transaction with a Mobile transmit Device Type, when applicable
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799***********0041
t02In First GEN AC, CVM Results <> 010002 (CDCVM)
host
h01In 0100/0200 message, DE 4 (Transaction Amount) > CVM Required Limit
h02In 0100/0200 message, DE 48 SE 23 (Device Type) = 14 (Mobile phone)
MSI05_04_01transaction with a Mobile
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799***********0041
t02In First GEN AC, Tag 9F02 (Amount Authorized) < CVM Required Limit
MSI05_09_01cardholder verification and online authorization in case of Purchase With Cash Back
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799***********0041
t02In First GEN AC, the terminal requests an ARQC
t03In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t04In First GEN AC, CVM Results = 010002
host
h01In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 09 (Purchase With Cash Back)
h02In 0200 message, DE 54 SF 1 (Account Type) = DE 3 SF 2 (Cardholder Account Type) or message type = 0100
h03In 0100/0200 message, DE 54 SF 2 (Amount Type) = 40 (Cash Back Amount)
h04In 0100/0200 message, DE 54 SF 3 (Currency Code) = DE 49 (Transaction Currency Code)
h05In 0100/0200 message, DE 55 Tag 9F03 (Amount Other) = Tag 9F03 from First GEN AC
h06In the MasterCard Simulator, the ARQC is successfully validated
MSI07_01_01card failing CDA
term
u01The terminal informs the cardholder that the transaction is declined
t01In Read Record, Tag 5A (PAN) = 6799***********0074
t02In First GEN AC, Tag 9F02 (Amount Authorized) < CVM Required Limit
t03In First GEN AC, TVR Byte 1, bit 8 (Offline data authentication was not performed) = 0
t04In First GEN AC, the Reference Control Parameter bit 5 = 1 (CDA Requested)
MSI12_01_01CDA, if supported uncommon data value or length received from the card different certification authority public key lengths (CA key length is 1984/248) Terminal does not use the service code in order to require a contact transaction, online authorization or Online PIN card that contains 9F24 (Payment Account Reference) Terminal has its application version number for EMV mode contactless set to 0002
term
u01The terminal informs the cardholder that the transaction is approved
u02The terminal does not prompt for a contact transaction
t01In Read Record, Tag 5A (PAN) = 6799***********0124
t02In First GEN AC, TVR Byte 1, bit 3 (CDA failed) = 0
t03In First GEN AC, TVR Byte 1, bit 8 (Offline data authentication was not performed) = 0
t04In First GEN AC, the Reference Control Parameter bit 5 = 1 (CDA Requested)
t05In First GEN AC, TVR Byte 2, bit 8 (ICC and terminal have different application versions) = 0
t06In First GEN AC, TVR Byte 3, bit 3 (Online PIN entered) = 0
t07In First GEN AC, TVR Byte 3, bit 4 (PIN entry required, PIN pad present, but PIN was not entered) = 0
t08In First GEN AC, TVR Byte 3, bit 5 (PIN entry required and PIN pad not present or not working) = 0
t09In First GEN AC, TVR Byte 4, bit 8 (Transaction exceeds floor limit) = 0
t10In First GEN AC, the terminal requests a TC
MSI12_01_02CDA, if supported uncommon data value or length received from the card different certification authority public key lengths (CA key length is 1984/248) Terminal does not use the service code in order to require a contact transaction or Online PIN card that contains 9F24 (Payment Account Reference) Terminal has its application version number for EMV mode contactless set to 0002 transmit Tag 9F33 (Terminal Capabilities), when applicable
term
u01The terminal informs the cardholder that the transaction is approved
u02The terminal does not prompt for a contact transaction
t01In Read Record, Tag 5A (PAN) = 6799***********0124
t02In First GEN AC, TVR Byte 1, bit 3 (CDA failed) = 0
t03In First GEN AC, TVR Byte 1, bit 8 (Offline data authentication was not performed) = 0
t04In First GEN AC, the Reference Control Parameter bit 5 = 1 (CDA Requested)
t05In First GEN AC, TVR Byte 2, bit 8 (ICC and terminal have different application versions) = 0
t06In First GEN AC, TVR Byte 3, bit 3 (Online PIN entered) = 0
t07In First GEN AC, TVR Byte 3, bit 4 (PIN entry required, PIN pad present, but PIN was not entered) = 0
t08In First GEN AC, TVR Byte 3, bit 5 (PIN entry required and PIN pad not present or not working) = 0
t09In First GEN AC, the terminal requests an ARQC
host
h01In 0100/0200 message, DE 23 (Card Sequence Number) = 049
h02In 0100/0200 message, DE 48 SE 23 (Device Type) is not present
h03In 0100/0200 message, DE 55 Tag 9F10 (Issuer Authorization Data) = 0110A0000F0400****************0809FF0102***********8090A0B0C0D0E
h04In 0100/0200 message, DE 55 Tag 9F33 (Terminal Capabilities) = ??08??
MSI12_01_03CDA, if supported uncommon data value or length received from the card different certification authority public key lengths (CA key length is 1984/248) Terminal does not use the service code in order to require a contact transaction or Online PIN card that contains 9F24 (Payment Account Reference) Terminal has its application version number for EMV mode contactless set to 0002
term
u01The terminal informs the cardholder that the transaction is approved
u02The terminal does not prompt for a contact transaction
t01In Read Record, Tag 5A (PAN) = 6799***********0124
t02In First GEN AC, TVR Byte 1, bit 3 (CDA failed) = 0
t03In First GEN AC, TVR Byte 1, bit 8 (Offline data authentication was not performed) = 0
t04In First GEN AC, the Reference Control Parameter bit 5 = 1 (CDA Requested)
t05In First GEN AC, TVR Byte 2, bit 8 (ICC and terminal have different application versions) = 0
t06In First GEN AC, the terminal requests an ARQC
host
h01In 0100/0200 message, DE 23 (Card Sequence Number) = 049
h02In 0100/0200 message, DE 48 SE 23 (Device Type) is not present
h03In 0100/0200 message, DE 55 Tag 9F10 (Issuer Authorization Data) = 0110A0000F0400****************0809FF0102***********8090A0B0C0D0E
MSI12_01_04CDA, if supported uncommon data value or length received from the card different certification authority public key lengths (CA key length is 1984/248) Terminal does not use the service code in order to require a contact transaction or online authorization card that contains 9F24 (Payment Account Reference) Terminal has its application version number for EMV mode contactless set to 0002
term
u01The terminal informs the cardholder that the transaction is approved
u02The terminal does not prompt for a contact transaction
t01In Read Record, Tag 5A (PAN) = 6799***********0124
t02In First GEN AC, TVR Byte 1, bit 3 (CDA failed) = 0
t03In First GEN AC, TVR Byte 1, bit 8 (Offline data authentication was not performed) = 0
t04In First GEN AC, the Reference Control Parameter bit 5 = 1 (CDA Requested)
t05In First GEN AC, TVR Byte 2, bit 8 (ICC and terminal have different application versions) = 0
t06In First GEN AC, TVR Byte 4, bit 8 (Transaction exceeds floor limit) = 0
MSI19_01_01unexpected data value or length received from the card CDOL1 that includes Tags being forbidden in the DE 55 tags that are processed in contact transactions only (offline limits and last ATC value) card that does not return PAN Sequence Number (Tag 5F34) transmit Tag 9F33 (Terminal Capabilities), when applicable Terminal does not process the ICC response data erroneously returned by the issuer card that contains long Issuer certificates Terminal accepts an unexpected Service Code
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799***********0199
t02In the GPO command, Tag 9F1D (Terminal Risk Management Data) Byte 1 = $CL_MSI_9F1D_B1$
t03In the GPO command, Tag 9F1D (Terminal Risk Management Data) = $CL_MSI_9F1D$
t04In First GEN AC, TVR Byte 2, bit 4 (New card) = 0
t05In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t06In First GEN AC, TVR Byte 3, bit 7 (Unrecognized CVM) = 1
t07In First GEN AC, TVR Byte 4, bit 7 (Lower consecutive offline limit exceeded) = 0
t08In First GEN AC, TVR Byte 4, bit 6 (Upper consecutive offline limit exceeded) = 0
t09In First GEN AC, the terminal returns 9F1D (Terminal Risk Management Data)
t10In First GEN AC, CVM Results = 420300 or 1F0300 or 1F0302
t11The terminal does not send any command to the card beyond the GenAC1
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0199
h02In 0100/0200 message, DE 55 Tag 84 (Dedicated File Name) = A0000*****3060C123456789
h03In 0100/0200 message, DE 55 Tag 9F33 (Terminal Capabilities) = CDOL Data Tag 9F33 from First GEN AC
h04In 0100/0200 message, DE 55 Tag 9F21 (Transaction Time) is not present
h05In 0100/0200 message, DE 55 Tag 9F40 (Additional Terminal Capabilities) is not present
h06In the MasterCard Simulator, the ARQC is successfully validated
MSI19_02_01unexpected data value or length received from the card CDOL1 that includes Tags being forbidden in the DE 55 tags that are processed in contact transactions only (offline limits and last ATC value) card that does not return PAN Sequence Number (Tag 5F34) card that contains long Issuer certificates Terminal accepts an unexpected Service Code
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799***********0199
t02In the GPO command, Tag 9F1D (Terminal Risk Management Data) Byte 1 = $CL_MSI_9F1D_B1$
t03In the GPO command, Tag 9F1D (Terminal Risk Management Data) = $CL_MSI_9F1D$
t04In First GEN AC, TVR Byte 2, bit 4 (New card) = 0
t05In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t06In First GEN AC, TVR Byte 3, bit 7 (Unrecognized CVM) = 1
t07In First GEN AC, TVR Byte 4, bit 7 (Lower consecutive offline limit exceeded) = 0
t08In First GEN AC, TVR Byte 4, bit 6 (Upper consecutive offline limit exceeded) = 0
t09In First GEN AC, the terminal returns 9F1D (Terminal Risk Management Data)
t10In First GEN AC, CVM Results = 1F0300 or 1F0302
MSI19_04_01transmit Tag 9F33 (Terminal Capabilities)
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799***********0199
t02In First GEN AC, Terminal Capabilities (Tag 9F33) Byte 2 = 08
MSI19_05_01payment transactions
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799***********0199
t02In First GEN AC, Tag 9C (Transaction Type) = 28 (Payment Transaction)
t03In First GEN AC, Terminal Capabilities (Tag 9F33) Byte 2 <> 08
host
h01In 0100/0200 message, DE 2 (PAN) = 6799***********0199
h02In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 28 (Payment Transaction)
h03In the MasterCard Simulator, the ARQC is successfully validated
MSI50_01_01uncommon data value or length received from the card 6-digit PIN RRP protocol, if supported Note: RRP threshold and time limits will always be exceeded, due to low RRP parameters in the test card transaction when the card supports Data Storage
term
u01The terminal does not display or print any balance information
u02The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799*********0758
t02In First GEN AC, TVR Byte 5, bits 2-1 = 10 (Relay resistance was performed)
t03In First GEN AC, TVR Byte 5, bits 2-1 = 01 (Relay resistance was not performed)
u03In the MasterCard Simulator, the decrypted PIN value = 431555
host
h01In 0100/0200 message, DE 4 (Transaction Amount) > CVM Required Limit
h02In 0100/0200 message, DE 52 (PIN Data) is present
MSI50_01_02uncommon data value or length received from the card RRP protocol, if supported Note: RRP threshold and time limits will always be exceeded, due to low RRP parameters in the test card transaction when the card supports Data Storage
term
u01The terminal does not display or print any balance information
u02The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799*********0758
t02In First GEN AC, TVR Byte 5, bits 2-1 = 10 (Relay resistance was performed)
t03In First GEN AC, TVR Byte 5, bits 2-1 = 01 (Relay resistance was not performed)
MSI50_02_01uncommon data value or length received from the card 6-digit PIN RRP protocol, if supported Note: RRP threshold and time limits will always be exceeded, due to low RRP parameters in the test card transaction when the card supports Data Storage
term
u01The terminal does not display or print any balance information
u02The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799*********0758
t02In response to the GPO command, Tag 94 (Application File Locator) is present
t03In response to the GPO command, Tag 9F5F (DS Slot Availability) = 40 (volatile slot)
t04In response to the GPO command, Tag 9F7F (DS Unpredictable Number) is present
t05In response to the GPO command, Tag 9F7D (DS Summary 1) = 0000********0000
t06In First GEN AC, TVR Byte 5, bits 2-1 = 10 (Relay resistance was performed)
t07In First GEN AC, TVR Byte 5, bits 2-1 = 01 (Relay resistance was not performed)
u03In the MasterCard Simulator, the decrypted PIN value = 431555
host
h01In 0100/0200 message, DE 4 (Transaction Amount) > CVM Required Limit
h02In 0100/0200 message, DE 52 (PIN Data) is present
MSI50_02_02uncommon data value or length received from the card RRP protocol, if supported Note: RRP threshold and time limits will always be exceeded, due to low RRP parameters in the test card transaction when the card supports Data Storage
term
u01The terminal does not display or print any balance information
u02The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799*********0758
t02In response to the GPO command, Tag 94 (Application File Locator) is present
t03In response to the GPO command, Tag 9F5F (DS Slot Availability) = 40 (volatile slot)
t04In response to the GPO command, Tag 9F7F (DS Unpredictable Number) is present
t05In response to the GPO command, Tag 9F7D (DS Summary 1) = 0000********0000
t06In First GEN AC, TVR Byte 5, bits 2-1 = 10 (Relay resistance was performed)
t07In First GEN AC, TVR Byte 5, bits 2-1 = 01 (Relay resistance was not performed)
MSI55_01_01DE 48 SE 22 (Multi-Purpose Merchant Indicator) in Single Tap and PIN request messages
term
u01The terminal prompts the cardholder to enter the PIN
u02The terminal doesnt ask the cardholder to tap the test card again
u03The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799***********0553
t02In First GEN AC, Tag 9F02 (Amount Authorized) < CVM Required Limit
host
h01In 0100/0200 message (first instance), DE 2 (PAN) = 6799***********0553
h02In 0100/0200 message (first instance), DE 48 SE 22 SF 02 (Single Tap Indicator) = 1
h03In the MasterCard Simulator, the ARQC is successfully validated
h04In 0100/0200 message (second instance), DE 2 (PAN) = 6799***********0553
h05In 0100/0200 message (second instance), DE 11 (STAN) is different from DE 11 in the first instance
h06In 0100/0200 message (second instance), DE 37 (Retrieval Reference Number) is different from DE 37 in the first instance
h07In 0100/0200 message (second instance), DE 48 SE 22 SF 02 (Single Tap Indicator) = 1
h08In 0100/0200 message (second instance), DE 48 SE 22 SF 03 (Response to PIN Request) = 1
h09In 0100/0200 message (second instance), DE 52 (PIN Data) is present
h10In 0100/0200 message (second instance), DE 55 Tag 9F36 (Application Transaction Counter) is the same as Tag 9F36 in the first instance
h11In 0100/0200 message (second instance), DE 55 Tag 9F37 (Unpredictable Number) is the same as Tag 9F37 in the first instance
MSI65_01_01perform a contact transaction when the issuer declines with Response Code 65 Terminal requests cardholder verification for a contact transaction triggered by Response Code 65
term
u01First transaction: The terminal prompts the cardholder to perform a contact transaction
t01In Read Record, Tag 5A (PAN) = 6799***********0652
u02Second transaction: The terminal requests cardholder verification on the contact interface
MSI91_01_01card that does not support any offline data authentication method (i.e. request an ARQC) uncommon data value or length received from the card transmit mandatory data even if it is not requested by the card in the CDOL1
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799***********0918
t02In First GEN AC, the terminal requests an ARQC
t03In First GEN AC, TVR Byte 1, bit 8 (Offline data authentication was not performed) = 1
t04In First GEN AC, Tag 9F02 (Amount Authorized) < Floor Limit
t05In First GEN AC, Tag 9F02 (Amount Authorized) < CVM Required Limit
host
h01In 0100/0200 message, DE 55 Tag 5F2A (Transaction Currency Code) is present
h02In 0100/0200 message, DE 55 Tag 9A (Transaction Date) is present
h03In 0100/0200 message, DE 55 Tag 9C (Transaction Type) is present
h04In 0100/0200 message, DE 55 Tag 9F1A (Terminal Country Code) is present
MSI91_02_01card that does not support any offline data authentication method uncommon data value or length received from the card transmit mandatory data even if it is not requested by the card in the CDOL1
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799***********0918
t02In First GEN AC, TVR Byte 1, bit 8 (Offline data authentication was not performed) = 1
host
h01In 0100/0200 message, DE 55 Tag 5F2A (Transaction Currency Code) is present
h02In 0100/0200 message, DE 55 Tag 9A (Transaction Date) is present
h03In 0100/0200 message, DE 55 Tag 9C (Transaction Type) is present
h04In 0100/0200 message, DE 55 Tag 9F1A (Terminal Country Code) is present
MSI91_04_01card that does not support any offline data authentication method
term
t01In Read Record, Tag 5A (PAN) = 6799***********0918
t02In First GEN AC, TVR Byte 1, bit 8 (Offline data authentication was not performed) = 1
t03In First GEN AC, the terminal requests an AAC
MSI91_05_01card that does not support any offline data authentication method perform a contact transaction when the terminal informs the cardholder that the transaction is declined
term
u01The terminal prompts the cardholder to perform a contact transaction
t01In Read Record, Tag 5A (PAN) = 6799***********0918
t02In First GEN AC, TVR Byte 1, bit 8 (Offline data authentication was not performed) = 1
t03In First GEN AC, the terminal requests an AAC
MSI92_01_01Terminate the transaction when the card indicates that it does not support EMV mode contactless
term
t01The terminal does not send any command to the card beyond the GPO response
MSI93_01_01perform a contact transaction when the terminal informs the cardholder that the transaction is declined
term
u01The terminal prompts the cardholder to perform a contact transaction
t01In Read Record, Tag 5A (PAN) = 6799***********0934
t02In First GEN AC, the terminal requests a TC or an ARQC
t03The card responds to the First GEN AC with an AAC
MSI93_03_01card that always returns an AAC
term
u01The terminal informs the cardholder that the transaction is declined
t01In Read Record, Tag 5A (PAN) = 6799***********0934
t02The card responds to the First GEN AC with an AAC
MSI94_01_01card that erroneously sends an ARQC
term
u01The terminal terminates the transaction
t01In Read Record, Tag 5A (PAN) = 6799***********0942
t02The card responds to the First GEN AC with an ARQC
MSI94_01_02card that erroneously sends an ARQC
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799***********0942
t02The card responds to the First GEN AC with an ARQC
MSI94_02_01Cardholder Verification
term
t01In Read Record, Tag 5A (PAN) = 6799***********0942
t02In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 1
t03In First GEN AC, TVR Byte 3, bit 3 (Online PIN entered) = 0
t04In First GEN AC, CVM Results = 3F0001
t05In First GEN AC, the terminal requests an AAC
t06In First GEN AC, Tag 9F02 (Amount Authorized) > CVM Required Limit
MSI94_03_01Cardholder Verification perform a contact transaction when the terminal informs the cardholder that the transaction is declined
term
u01The terminal prompts the cardholder to perform a contact transaction
t01In Read Record, Tag 5A (PAN) = 6799***********0942
t02In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 1
t03In First GEN AC, TVR Byte 3, bit 3 (Online PIN entered) = 0
t04In First GEN AC, CVM Results = 3F0001
t05In First GEN AC, the terminal requests an AAC
t06In First GEN AC, Tag 9F02 (Amount Authorized) > CVM Required Limit
MSI94_05_01transactions at Automated Fuel Dispenser
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 6799***********0942
t02In First GEN AC, the terminal requests an ARQC
t03In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t04In First GEN AC, CVM Results = 1F03??
host
h01In 0100/0200 message, DE 18 (Merchant Type) = 5542 (Automated Fuel Dispenser)
h02In 0100/0200 message, DE 55 Tag 9F34 (CVM Results) = 1F03??
h03In the MasterCard Simulator, the ARQC is successfully validated
USM01_01_01Response Code 00 (Approved) Full Grade network messages contactless values in the authorization fields transmit Track 2 Equivalent Data for an EMV mode contactless transaction
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0013
t02In First GEN AC, Tag 9C (Transaction Type) = 00 (Purchase)
host
h01In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 00 (Purchase)
h02In 0100/0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 07
h03In 0100/0200 message, DE 23 (Card Sequence Number) = 001
h04In 0100/0200 message, DE 35 (Track 2 Data) = 5413********0013?*****************
h05In 0100/0200 message, DE 55 Tag 9F03 (Amount Other) = 000000000000 or is not present
h06In 0100/0200 message, DE 55 Tag 9F27 (Cryptogram Information Data) = 80 (ARQC)
h07In the MasterCard Simulator, the ARQC is successfully validated
USM01_01_03Response Code 00 (Approved) Full Grade network messages contactless values in the authorization fields transmit Track 2 Equivalent Data for an EMV mode contactless transaction
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0013
host
h01In 0100/0200 message, DE 22 SF 1 (POS Terminal PAN Entry Mode) = 07
h02In 0100/0200 message, DE 23 (Card Sequence Number) = 001
h03In 0100/0200 message, DE 35 (Track 2 Data) = 5413********0013?*****************
h04In 0100/0200 message, DE 55 Tag 9F03 (Amount Other) = 000000000000 or is not present
h05In 0100/0200 message, DE 55 Tag 9F27 (Cryptogram Information Data) = 80 (ARQC)
h06In the MasterCard Simulator, the ARQC is successfully validated
USM01_02_02refund
term
u01At the end of the refund process, the terminal displays a message to inform the cardholder that refund has been done successfully
t01In Read Record, Tag 5A (PAN) = 5413********0013
t02In First GEN AC, the terminal requests an AAC
USM01_09_01cardholder verification and online authorization in case of Purchase With Cash Back
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0013
t02In First GEN AC, the terminal requests an ARQC
t03In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t04In First GEN AC, CVM Results = 42????
host
h01In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 09 (Purchase With Cash Back)
h02In 0200 message, DE 54 SF 1 (Account Type) = DE 3 SF 2 (Cardholder Account Type) or message type = 0100
h03In 0100/0200 message, DE 54 SF 2 (Amount Type) = 40 (Cash Back Amount)
h04In 0100/0200 message, DE 54 SF 3 (Currency Code) = DE 49 (Transaction Currency Code)
h05In 0100/0200 message, DE 55 Tag 9F03 (Amount Other) = Tag 9F03 from First GEN AC
h06In the MasterCard Simulator, the ARQC is successfully validated
USM01_11_01gratuities
term
u01The terminal informs the cardholder that the transaction is approved
u02In First GEN AC, Tag 9F02 (Amount Authorized) = the sum of the transaction amount and the gratuity amount
t01In Read Record, Tag 5A (PAN) = 5413********0013
host
h01In 0100/0200 message, DE 55 Tag 9F03 (Amount Other) = 000000000000 or is not present
h02In the MasterCard Simulator, the ARQC is successfully validated
USM01_11_02gratuities
term
u01The terminal offers to enter the gratuity amount before tapping
u02The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0013
USM01_12_01when a financial request follows a non-financial request the terminals generates new chip data
term
u01The terminal informs the cardholder that the financial transaction is approved
u02For the financial request, the terminal asks to re-tap the test card
t01In Read Record, Tag 5A (PAN) = 5413********0013
host
h01In 0100/0200 message (second instance), DE 55 Tag 9F37 (Unpredictable Number) is different from Tag 9F37 in the first instance (non-financial request)
USM01_12_02balance inquiry
term
u01The terminal displays (or prints) the account balance
t01In Read Record, Tag 5A (PAN) = 5413********0013
t02In First GEN AC, Tag 9F02 (Amount Authorized) = 000000000000
t03In First GEN AC, the terminal requests an ARQC
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0013
h02In 0100/0200 message, DE 3 SF 1 (Cardholder Transaction Type Code) = 30 (Balance Inquiry)
h03In 0100/0200 message, DE 4 (Transaction Amount) = Tag 9F02 (Amount Authorized) from First GEN AC
h04In the MasterCard Simulator, the ARQC is successfully validated
USM01_16_01cardholder receipt, if supported Online PIN verification Online PIN above the CVM Required Limit Contactless Transaction Limit
term
u01The terminal informs the cardholder that the transaction is approved
u02The terminal prints a cardholder receipt
t01In Read Record, Tag 5A (PAN) = 5413********0013
t02In First GEN AC, the terminal requests an ARQC
t03In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t04In First GEN AC, TVR Byte 3, bit 3 (Online PIN entered) = 1
t05In First GEN AC, CVM Results = 420300
host
h01In 0100/0200 message, DE 4 (Transaction Amount) = Contactless Transaction Limit
h02In 0100/0200 message, DE 52 (PIN Data) is present
h03In 0100/0200 message, DE 55 Tag 9F34 (CVM Results) = 420300
h04In the MasterCard Simulator, the ARQC is successfully validated
USM01_16_02cardholder receipt, if supported Online PIN verification Online PIN above the CVM Required Limit
term
u01The terminal informs the cardholder that the transaction is approved
u02The terminal prints a cardholder receipt
t01In Read Record, Tag 5A (PAN) = 5413********0013
t02In First GEN AC, the terminal requests an ARQC
t03In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t04In First GEN AC, TVR Byte 3, bit 3 (Online PIN entered) = 1
t05In First GEN AC, CVM Results = 420300
host
h01In 0100/0200 message, DE 4 (Transaction Amount) > CVM Required Limit
h02In 0100/0200 message, DE 52 (PIN Data) is present
h03In 0100/0200 message, DE 55 Tag 9F34 (CVM Results) = 420300
h04In the MasterCard Simulator, the ARQC is successfully validated
USM01_16_04Terminal only supports No CVM as the CVM method for contactless transactions below the defined limit
term
u01The terminal informs the cardholder that the transaction is approved
u02The terminal is able to print a cardholder receipt in case the cardholder requests it
t01In Read Record, Tag 5A (PAN) = 5413********0013
t02In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t03In First GEN AC, CVM Results = 1F0300 or 1F0302
t04In First GEN AC, Tag 9F02 (Amount Authorized) < CVM Required Limit
USM05_03_01transaction with a Mobile Terminal does not support CDCVM transmit Device Type, when applicable
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0047
t02In First GEN AC, CVM Results <> 010002
host
h01In 0100/0200 message, DE 4 (Transaction Amount) > CVM Required Limit
h02In 0100/0200 message, DE 48 SE 23 (Device Type) = 14 (Mobile phone)
USM05_04_01transaction with a Mobile
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0047
t02In First GEN AC, Tag 9F02 (Amount Authorized) < CVM Required Limit
USM12_01_01CDA, if supported uncommon data value or length received from the card different certification authority public key lengths (CA key length is 1984/248) Terminal does not use the service code in order to require a contact transaction, online authorization or Online PIN card that contains 9F24 (Payment Account Reference) Terminal has its application version number for EMV mode contactless set to 0002
term
u01The terminal informs the cardholder that the transaction is approved
u02The terminal does not prompt for a contact transaction
t01In Read Record, Tag 5A (PAN) = 5413********0120
t02In First GEN AC, TVR Byte 1, bit 3 (CDA failed) = 0
t03In First GEN AC, TVR Byte 1, bit 8 (Offline data authentication was not performed) = 0
t04In First GEN AC, the Reference Control Parameter bit 5 = 1 (CDA Requested)
t05In First GEN AC, TVR Byte 2, bit 8 (ICC and terminal have different application versions) = 0
t06In First GEN AC, TVR Byte 3, bit 3 (Online PIN entered) = 0
t07In First GEN AC, TVR Byte 3, bit 4 (PIN entry required, PIN pad present, but PIN was not entered) = 0
t08In First GEN AC, TVR Byte 3, bit 5 (PIN entry required and PIN pad not present or not working) = 0
t09In First GEN AC, TVR Byte 4, bit 8 (Transaction exceeds floor limit) = 0
t10In First GEN AC, the terminal requests a TC
USM12_01_02CDA, if supported uncommon data value or length received from the card different certification authority public key lengths (CA key length is 1984/248) Terminal does not use the service code in order to require a contact transaction or Online PIN card that contains 9F24 (Payment Account Reference) Terminal has its application version number for EMV mode contactless set to 0002 transmit Tag 9F33 (Terminal Capabilities), when applicable
term
u01The terminal informs the cardholder that the transaction is approved
u02The terminal does not prompt for a contact transaction
t01In Read Record, Tag 5A (PAN) = 5413********0120
t02In First GEN AC, TVR Byte 1, bit 3 (CDA failed) = 0
t03In First GEN AC, TVR Byte 1, bit 8 (Offline data authentication was not performed) = 0
t04In First GEN AC, the Reference Control Parameter bit 5 = 1 (CDA Requested)
t05In First GEN AC, TVR Byte 2, bit 8 (ICC and terminal have different application versions) = 0
t06In First GEN AC, TVR Byte 3, bit 3 (Online PIN entered) = 0
t07In First GEN AC, TVR Byte 3, bit 4 (PIN entry required, PIN pad present, but PIN was not entered) = 0
t08In First GEN AC, TVR Byte 3, bit 5 (PIN entry required and PIN pad not present or not working) = 0
t09In First GEN AC, the terminal requests an ARQC
host
h01In 0100/0200 message, DE 23 (Card Sequence Number) = 049
h02In 0100/0200 message, DE 48 SE 23 (Device Type) is not present
h03In 0100/0200 message, DE 55 Tag 9F10 (Issuer Authorization Data) = 0110A0000F0400****************0809FF0102***********8090A0B0C0D0E
h04In 0100/0200 message, DE 55 Tag 9F33 (Terminal Capabilities) = ??08??
USM12_01_03CDA, if supported uncommon data value or length received from the card different certification authority public key lengths (CA key length is 1984/248) Terminal does not use the service code in order to require a contact transaction or Online PIN card that contains 9F24 (Payment Account Reference) Terminal has its application version number for EMV mode contactless set to 0002
term
u01The terminal informs the cardholder that the transaction is approved
u02The terminal does not prompt for a contact transaction
t01In Read Record, Tag 5A (PAN) = 5413********0120
t02In First GEN AC, TVR Byte 1, bit 3 (CDA failed) = 0
t03In First GEN AC, TVR Byte 1, bit 8 (Offline data authentication was not performed) = 0
t04In First GEN AC, the Reference Control Parameter bit 5 = 1 (CDA Requested)
t05In First GEN AC, TVR Byte 2, bit 8 (ICC and terminal have different application versions) = 0
t06In First GEN AC, the terminal requests an ARQC
host
h01In 0100/0200 message, DE 23 (Card Sequence Number) = 049
h02In 0100/0200 message, DE 48 SE 23 (Device Type) is not present
h03In 0100/0200 message, DE 55 Tag 9F10 (Issuer Authorization Data) = 0110A0000F0400****************0809FF0102***********8090A0B0C0D0E
USM12_01_04CDA, if supported uncommon data value or length received from the card different certification authority public key lengths (CA key length is 1984/248) Terminal does not use the service code in order to require a contact transaction or online authorization card that contains 9F24 (Payment Account Reference) Terminal has its application version number for EMV mode contactless set to 0002
term
u01The terminal informs the cardholder that the transaction is approved
u02The terminal does not prompt for a contact transaction
t01In Read Record, Tag 5A (PAN) = 5413********0120
t02In First GEN AC, TVR Byte 1, bit 3 (CDA failed) = 0
t03In First GEN AC, TVR Byte 1, bit 8 (Offline data authentication was not performed) = 0
t04In First GEN AC, the Reference Control Parameter bit 5 = 1 (CDA Requested)
t05In First GEN AC, TVR Byte 2, bit 8 (ICC and terminal have different application versions) = 0
t06In First GEN AC, TVR Byte 4, bit 8 (Transaction exceeds floor limit) = 0
USM19_01_01unexpected data value or length received from the card CDOL1 that includes Tags being forbidden in the DE 55 tags that are processed in contact transactions only (offline limits and last ATC value) card that does not return PAN Sequence Number (Tag 5F34) transmit Tag 9F33 (Terminal Capabilities), when applicable Terminal does not process the ICC response data erroneously returned by the issuer card that contains long Issuer certificates Terminal accepts an unexpected Service Code
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0195
t02In the GPO command, Tag 9F1D (Terminal Risk Management Data) Byte 1 = $CL_USM_9F1D_B1$
t03In the GPO command, Tag 9F1D (Terminal Risk Management Data) = $CL_USM_9F1D$
t04In First GEN AC, TVR Byte 2, bit 4 (New card) = 0
t05In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t06In First GEN AC, TVR Byte 3, bit 7 (Unrecognized CVM) = 1
t07In First GEN AC, TVR Byte 4, bit 7 (Lower consecutive offline limit exceeded) = 0
t08In First GEN AC, TVR Byte 4, bit 6 (Upper consecutive offline limit exceeded) = 0
t09In First GEN AC, the terminal returns 9F1D (Terminal Risk Management Data)
t10In First GEN AC, CVM Results = 420300 or 1F0300 or 1F0302
t11The terminal does not send any command to the card beyond the GenAC1
host
h01In 0100/0200 message, DE 2 (PAN) = 5413********0195
h02In 0100/0200 message, DE 55 Tag 84 (Dedicated File Name) = A0000*****2203C123456789
h03In 0100/0200 message, DE 55 Tag 9F33 (Terminal Capabilities) = CDOL Data Tag 9F33 from First GEN AC
h04In 0100/0200 message, DE 55 Tag 9F21 (Transaction Time) is not present
h05In 0100/0200 message, DE 55 Tag 9F40 (Additional Terminal Capabilities) is not present
h06In the MasterCard Simulator, the ARQC is successfully validated
USM19_02_01unexpected data value or length received from the card CDOL1 that includes Tags being forbidden in the DE 55 tags that are processed in contact transactions only (offline limits and last ATC value) card that does not return PAN Sequence Number (Tag 5F34) card that contains long Issuer certificates Terminal accepts an unexpected Service Code
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0195
t02In the GPO command, Tag 9F1D (Terminal Risk Management Data) Byte 1 = $CL_USM_9F1D_B1$
t03In the GPO command, Tag 9F1D (Terminal Risk Management Data) = $CL_USM_9F1D$
t04In First GEN AC, TVR Byte 2, bit 4 (New card) = 0
t05In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t06In First GEN AC, TVR Byte 3, bit 7 (Unrecognized CVM) = 1
t07In First GEN AC, TVR Byte 4, bit 7 (Lower consecutive offline limit exceeded) = 0
t08In First GEN AC, TVR Byte 4, bit 6 (Upper consecutive offline limit exceeded) = 0
t09In First GEN AC, the terminal returns 9F1D (Terminal Risk Management Data)
t10In First GEN AC, CVM Results = 1F0300 or 1F0302
USM19_04_01transmit Tag 9F33 (Terminal Capabilities)
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0195
t02In First GEN AC, Terminal Capabilities (Tag 9F33) Byte 2 = 08
USM50_01_01uncommon data value or length received from the card 6-digit PIN RRP protocol, if supported Note: RRP threshold and time limits will always be exceeded, due to low RRP parameters in the test card transaction when the card supports Data Storage
term
u01The terminal does not display or print any balance information
u02The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0500
t02In First GEN AC, TVR Byte 5, bits 2-1 = 10 (Relay resistance was performed)
t03In First GEN AC, TVR Byte 5, bits 2-1 = 01 (Relay resistance was not performed)
u03In the MasterCard Simulator, the decrypted PIN value = 431555
host
h01In 0100/0200 message, DE 52 (PIN Data) is present
USM50_01_02uncommon data value or length received from the card RRP protocol, if supported Note: RRP threshold and time limits will always be exceeded, due to low RRP parameters in the test card transaction when the card supports Data Storage
term
u01The terminal does not display or print any balance information
u02The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0500
t02In First GEN AC, TVR Byte 5, bits 2-1 = 10 (Relay resistance was performed)
t03In First GEN AC, TVR Byte 5, bits 2-1 = 01 (Relay resistance was not performed)
USM50_02_01uncommon data value or length received from the card 6-digit PIN RRP protocol, if supported Note: RRP threshold and time limits will always be exceeded, due to low RRP parameters in the test card transaction when the card supports Data Storage
term
u01The terminal does not display or print any balance information
u02The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0500
t02In response to the GPO command, Tag 94 (Application File Locator) is present
t03In response to the GPO command, Tag 9F5F (DS Slot Availability) = 40 (volatile slot)
t04In response to the GPO command, Tag 9F7F (DS Unpredictable Number) is present
t05In response to the GPO command, Tag 9F7D (DS Summary 1) = 0000********0000
t06In First GEN AC, TVR Byte 5, bits 2-1 = 10 (Relay resistance was performed)
t07In First GEN AC, TVR Byte 5, bits 2-1 = 01 (Relay resistance was not performed)
u03In the MasterCard Simulator, the decrypted PIN value = 431555
host
h01In 0100/0200 message, DE 52 (PIN Data) is present
USM50_02_02uncommon data value or length received from the card RRP protocol, if supported Note: RRP threshold and time limits will always be exceeded, due to low RRP parameters in the test card transaction when the card supports Data Storage
term
u01The terminal does not display or print any balance information
u02The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0500
t02In response to the GPO command, Tag 94 (Application File Locator) is present
t03In response to the GPO command, Tag 9F5F (DS Slot Availability) = 40 (volatile slot)
t04In response to the GPO command, Tag 9F7F (DS Unpredictable Number) is present
t05In response to the GPO command, Tag 9F7D (DS Summary 1) = 0000********0000
t06In First GEN AC, TVR Byte 5, bits 2-1 = 10 (Relay resistance was performed)
t07In First GEN AC, TVR Byte 5, bits 2-1 = 01 (Relay resistance was not performed)
USM91_01_01card that does not support any offline data authentication method (i.e. request an ARQC) uncommon data value or length received from the card transmit mandatory data even if it is not requested by the card in the CDOL1
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0914
t02In First GEN AC, the terminal requests an ARQC
t03In First GEN AC, TVR Byte 1, bit 8 (Offline data authentication was not performed) = 1
t04In First GEN AC, Tag 9F02 (Amount Authorized) < Floor Limit
t05In First GEN AC, Tag 9F02 (Amount Authorized) < CVM Required Limit
host
h01In 0100/0200 message, DE 55 Tag 5F2A (Transaction Currency Code) is present
h02In 0100/0200 message, DE 55 Tag 9A (Transaction Date) is present
h03In 0100/0200 message, DE 55 Tag 9C (Transaction Type) is present
h04In 0100/0200 message, DE 55 Tag 9F1A (Terminal Country Code) is present
USM91_02_01card that does not support any offline data authentication method uncommon data value or length received from the card transmit mandatory data even if it is not requested by the card in the CDOL1
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0914
t02In First GEN AC, TVR Byte 1, bit 8 (Offline data authentication was not performed) = 1
host
h01In 0100/0200 message, DE 55 Tag 5F2A (Transaction Currency Code) is present
h02In 0100/0200 message, DE 55 Tag 9A (Transaction Date) is present
h03In 0100/0200 message, DE 55 Tag 9C (Transaction Type) is present
h04In 0100/0200 message, DE 55 Tag 9F1A (Terminal Country Code) is present
USM91_04_01card that does not support any offline data authentication method
term
t01In Read Record, Tag 5A (PAN) = 5413********0914
t02In First GEN AC, TVR Byte 1, bit 8 (Offline data authentication was not performed) = 1
t03In First GEN AC, the terminal requests an AAC
USM91_05_01card that does not support any offline data authentication method perform a contact transaction when the terminal informs the cardholder that the transaction is declined
term
u01The terminal prompts the cardholder to perform a contact transaction
t01In Read Record, Tag 5A (PAN) = 5413********0914
t02In First GEN AC, TVR Byte 1, bit 8 (Offline data authentication was not performed) = 1
t03In First GEN AC, the terminal requests an AAC
USM92_01_01Terminate the transaction when the card indicates that it does not support EMV mode contactless
term
t01The terminal does not send any command to the card beyond the GPO response
USM93_01_01perform a contact transaction when the terminal informs the cardholder that the transaction is declined
term
u01The terminal prompts the cardholder to perform a contact transaction
t01In Read Record, Tag 5A (PAN) = 5413********0930
t02In First GEN AC, the terminal requests a TC or an ARQC
t03The card responds to the First GEN AC with an AAC
USM94_01_01card that erroneously sends an ARQC
term
u01The terminal terminates the transaction
t01In Read Record, Tag 5A (PAN) = 5413********0948
t02The card responds to the First GEN AC with an ARQC
USM94_02_01Cardholder Verification
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0948
t02In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 1
t03In First GEN AC, TVR Byte 3, bit 3 (Online PIN entered) = 0
t04In First GEN AC, CVM Results = 3F0001
t05In First GEN AC, the terminal requests an ARQC
t06In First GEN AC, Tag 9F02 (Amount Authorized) > CVM Required Limit
USM94_04_01Cardholder Verification
term
t01In Read Record, Tag 5A (PAN) = 5413********0948
t02In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 1
t03In First GEN AC, TVR Byte 3, bit 3 (Online PIN entered) = 0
t04In First GEN AC, CVM Results = 3F0001
t05In First GEN AC, the terminal requests an AAC
USM94_05_01transactions at Automated Fuel Dispenser
term
u01The terminal informs the cardholder that the transaction is approved
t01In Read Record, Tag 5A (PAN) = 5413********0948
t02In First GEN AC, the terminal requests an ARQC
t03In First GEN AC, TVR Byte 3, bit 8 (Cardholder verification was not successful) = 0
t04In First GEN AC, CVM Results = 1F03??
host
h01In 0100/0200 message, DE 18 (Merchant Type) = 5542 (Automated Fuel Dispenser)
h02In 0100/0200 message, DE 55 Tag 9F34 (CVM Results) = 1F03??
h03In the MasterCard Simulator, the ARQC is successfully validated